Balance Requirements and Account Services
| Business Select | BusinessVantage | |
| Minimum Average quarterly balance required | Rs. 500,000 | Rs. 100,000 |
| No bounce cheque protection* | Available upto Rs. 200,000 | Available upto Rs. 200,000 |
| Internet Banking | FREE | FREE |
| PhoneBanking | FREE | FREE |
| Mobile Alerts | FREE | FREE |
| Business Doorstep banking | 25 FREE Delivery / Pickup requests per month | Min. Rs. 50 |
| Learn More about Business Select | Learn More about BusinessVantage Account |
ATM / Debit Card Charges and Limits
| Business Select | BusinessVantage | |
| Daily ATM cash withdrawal limit | Rs. 200,000 | Rs. 100,000 |
| Cash withdrawal and Balance Enquiry at over 23,000 Visa ATMs in India | FREE - Unlimited transactions | FREE - Unlimited transactions |
| Learn More about Business Select | Learn More about BusinessVantage Account |
Demand Draft and NEFT / RTGS Charges
| Business Select | BusinessVantage | |
| Demand Drafts payable at HSBC locations in India | FREE | FREE |
| Demand Drafts payable at Non-HSBC locations in India | Internet Banking: FREE Branches: 0.25% of the amount (Min Rs. 100 and Max Rs. 5,000) |
Internet Banking: FREE Branches: 0.25% of the amount (Min Rs. 100 Max Rs. 5,000) |
| NEFT / RTGS Payments | Internet Banking: 10 FREE transactions per month Branches: RTGS Rs. 25 per transaction. NEFT Rs. 5 per transaction. |
Internet Banking: 10 FREE transactions per month Branches: RTGS Rs. 25 per transaction. NEFT Rs. 5 per transaction. |
| Learn More about Business Select | Learn More about BusinessVantage Account |
Cheque Clearing and Cheque Book Charges
| Business Select | BusinessVantage | |
| Cheques payable at par across HSBC locations in India | FREE | FREE |
| Clearance of cheques payable at HSBC locations in India | FREE | FREE |
| Clearance of cheques payable at Non-HSBC locations in India | Rs. 50 for amounts up to Rs. 10,000. Rs. 100 for amounts between Rs. 10,001 and Rs. 100,000. Rs. 150 for amounts above Rs. 100,000. |
Rs. 50 for amounts up to Rs. 10,000. Rs. 100 for amounts between Rs. 10,001 and Rs. 100,000. Rs. 150 for amounts above Rs. 100,000. |
| Learn More about Business Select | Learn More about BusinessVantage Account |
Cash Withdrawal / Deposit at Branches
| Business Select | BusinessVantage | |
| Cash withdrawal / deposit at branches | FREE | 5 FREE cash transactions per month. Rs. 125 per additional transaction. |
| Learn More about Business Select | Learn More about BusinessVantage Account |