Compare Business Current Accounts

Balance Requirements and Account Services

	Business Select	BusinessVantage	HSBC DIRECT for business
Minimum Average quarterly balance required	Rs. 500,000	Rs. 100,000	Rs. 0
No bounce cheque protection*	Available upto Rs. 200,000	Available upto Rs. 200,000	Available upto Rs. 200,000
Internet Banking	FREE	FREE	FREE
PhoneBanking	FREE	FREE	FREE
Mobile Alerts	FREE	FREE	FREE
Business Doorstep banking	25 FREE Delivery / Pickup requests per month	Min. Rs. 50	Min. Rs. 50
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ATM / Debit Card Charges and Limits

	Business Select	BusinessVantage	HSBC DIRECT for business
Daily ATM cash withdrawal limit	Rs. 200,000	Rs. 100,000	Rs. 200,000
Cash withdrawal and Balance Enquiry at over 23,000 Visa ATMs in India	FREE - Unlimited transactions	FREE - Unlimited transactions	FREE - Unlimited transactions
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Demand Draft and NEFT / RTGS Charges

	Business Select	BusinessVantage	HSBC DIRECT for business
Demand Drafts payable at HSBC locations in India	FREE	FREE	Internet Banking: FREE Branches: Rs. 150 + 0.25% of the amount (Min Rs. 100 Max Rs. 5,000)
Demand Drafts payable at Non-HSBC locations in India	Internet Banking: FREE Branches: 0.25% of the amount (Min Rs. 100 and Max Rs. 5,000)	Internet Banking: FREE Branches: 0.25% of the amount (Min Rs. 100 Max Rs. 5,000)	Internet Banking: FREE Branches: Rs. 150 + 0.25% of the amount (Min Rs. 100 Max Rs. 5,000)
NEFT / RTGS Payments	Internet Banking: 10 FREE transactions per month Branches: RTGS Rs. 25 per transaction. NEFT Rs. 5 per transaction.	Internet Banking: 10 FREE transactions per month Branches: RTGS Rs. 25 per transaction. NEFT Rs. 5 per transaction.	Internet Banking: FREE Branches: RTGS Rs. 25 per transaction. NEFT Rs. 5 per transaction.
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Cheque Clearing and Cheque Book Charges

	Business Select	BusinessVantage	HSBC DIRECT for business
Cheques payable at par across HSBC locations in India	FREE	FREE	FREE
Clearance of cheques payable at HSBC locations in India	FREE	FREE	FREE
Clearance of cheques payable at Non-HSBC locations in India	Rs. 50 for amounts up to Rs. 10,000. Rs. 100 for amounts between Rs. 10,001 and Rs. 100,000. Rs. 150 for amounts above Rs. 100,000.	Rs. 50 for amounts up to Rs. 10,000. Rs. 100 for amounts between Rs. 10,001 and Rs. 100,000. Rs. 150 for amounts above Rs. 100,000.	Rs. 50 for amounts up to Rs. 10,000. Rs. 100 for amounts between Rs. 10,001 and Rs. 100,000. Rs. 150 for amounts above Rs. 100,000.
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Cash Withdrawal / Deposit at Branches

	Business Select	BusinessVantage	HSBC DIRECT for business
Cash withdrawal / deposit at branches	FREE	5 FREE cash transactions per month. Rs. 125 per additional transaction.	Cash Deposit: 2 FREE transactions per month. Rs. 100^# per transaction beyond free limit plus bulk cash deposit charge of Rs. 25/100 notes (or part thereof) beyond 1,000 notes in a single transaction. Additional bulk coin deposit charges (more than 50 coins) of Rs. 25/100 coins or part thereof. Cash Withdrawal: Rs. 250^# per transaction.
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* The 'No Bounce Cheque Protection' facility is subject to terms and conditions and shall be extended at the sole discretion of the Bank

^# These charges / amounts would be debited to the account at the end of each month.

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