Business Credit

At HSBC, we understand that expanding and growing your business to the heights of success is a dream of every entrepreneur like you. At times, you would require finance on an urgent basis to fuel this growth for your enterprise. Presenting, 'Business Credit', a unique lending facility for Small and Medium Businesses with minimal security to be provided.

Know more

• Features & Benefits
• Eligibility and Documents Required
• Salient Features
• FAQs

Get an amount suited to your needs

Business Credit is available up to Rs. 35 lakhs.

Provide minimal security

No security required for Business Credit up to Rs. 15 lakhs. For Business Credit above Rs. 15 lakh and up to Rs. 35 lakhs, provide only 25% margin in the form of an HSBC Fixed Deposit under lien with us.

Pay interest only on the amount utilized

Business Credit works like an overdraft and is available like a limit on your current account. Interest is charged only on the actual amount utilized.

Easy repayment

The minimum amount due every month is 5% of the outstanding balance. This can be withdrawn in the next month after deduction of interest.

Simple documentation

Unlike cash credit facilities where you need to submit documents every month, only a one-time submission of the documents is required under Business Credit.

Speedy disbursal

Get the Business Credit into your current account within days of the submission of complete documents and security margin, if applicable.

Enjoy the special treatment from HSBC

If you are an HSBC customer for 6 months or more, you are entitled to a special relationship discount on the processing fee.

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