HSBC Advance Platinum Credit Card
HSBC Advance Platinum Credit Card features
Rewards Program
- 2 Reward Points for every Rs. 150 spent
- Reward point validity of 3 years*
- Complimentary Air Mile Conversion Program with facility to redeem Reward points for Air Mileage points with our Partner Airlines - Jet Airways and Singapore Airlines
- Access to the Platinum Rewards redemption options
Complimentary Insurance Benefits**
- Lost Card Liability: Protection against misuse of lost card up to 24 hrs before reporting the loss. Liability is limited up to Rs. 300,000
- Online Fraud Protection: Protection against online transaction fraud for up to Rs. 300,000
Access to Premium offers from Merchants
- Year round merchant offers across categories like Travel, Health, Wellness, Lifestyle and Dining
Access to VISA Platinum Offers
VISA offers special privileges through its alliance partnerships to HSBC Advance Platinum Credit cardholders.
Other Key Features
- Zero percent fuel surcharge at all petrol pumps
- Access to periodic offers such as: accelerated rewards at select merchants, festival offers etc.
- Welcome Gift
We welcome you into the world of HSBC Advance Platinum Credit Card. You can get 8000 Reward Points as your welcome gift. The Reward Points will be credited to your HSBC Advance Platinum Credit Card account within 3 months from the date of dispatch of your approved HSBC Advance Platinum Credit Card, subject to receipt of the amount equivalent to the annual and joining fees of the HSBC Advance Platinum Credit Card, by HSBC.
- Enhanced Rewards Programme
The HSBC Advance Platinum Enhanced Rewards Programme gives you the following -
- 2 Reward points for every Rs 150 spent
- Reward points validity for 3 years
- Air Miles Conversion Programme
With our superior Air Miles Conversion Programme you may redeem Reward points for air mileage points with our partner airlines.
- Jet Airways: 1 JP Mile = 1 Reward point
- Singapore Airlines: 1 Kris mile = 1 Reward point
- Exclusive Redemption Catalogue
We bring you an exciting rewards redemption catalogue, exclusive to the HSBC Advance Platinum Credit Card. This catalogue gives you the option to redeem points against some of the most premium brands in the country.
Click here to access the online credit card rewards catalogue. Please note, you need to have an Internet Banking ID and Password to be able to redeem your points online.
Terms and Conditions apply.
- Lower Interest Rate
The HSBC Advance Platinum Credit Card comes to you at a special interest rate of only 2.75% per month (33% per annum).
Click here for the Tariff Sheet.
- Zero Lost Credit Card Liability
Platinum Credit cardholders have zero lost-credit card liability after the loss of the credit card has been reported to the Bank in writing or to the VISA Global Emergency Assistance Helplines. However, you will be liable for all charges incurred on your credit card before you report the loss of your credit card.
Please refer the HSBC Advance Platinum Credit Card Service Guide for Terms and conditions
- Online Fraud Protection**
Platinum Credit Cardholder will also be covered for up to Rs.300,000 for your HSBC Platinum Credit Card misused online for as long the claim is reported and registered within 15 days from the statement period end date, mentioned on the credit card statement bearing details of the fraudulent transactions.
Terms and Conditions.
Claim Procedure.
HSBC Advance Platinum Credit Card - Privileges
- HSBC Advance Platinum Dining
With your HSBC Advance Platinum Credit Card, you can now enjoy attractive dining privileges at Mumbai, Bangalore, Delhi and Kolkata. Explore the essence of each of these cities through these exclusive dining destinations that match up to your fine lifestyle and cuisines that you most desire.
Know more about HSBC Advance Platinum Dining.
- Visa Offers
Visa International further empowers the HSBC Advance Platinum Credit Card to bring you a range of benefits.
Know more about Visa Offers .
HSBC Advance Platinum Credit Card - Regular Features
Other Credit Card Benefits with HSBC Advance Platinum Credit Card
- Cash Advance
Get instant access to cash, round the clock, at close to 1 million ATMs worldwide.
- Additional Credit Cards
Gift your loved ones (spouse, parents, brothers/ sisters, children) the freedom of spending by availing of upto 3 additional cards.
- Complimentary Insurance Benefits**
Lost Card Liability
Advance Platinum Credit Cardholder will have nil lost Credit Card liability after reporting and registering the loss of the HSBC Advance Platinum Credit Card to the HSBC and ICICI Lombard. You are also covered for misuse of your Advance Platinum Credit Card up to 24 Hrs before reporting and registering, for up to Rs.300,000. However you will be liable for all the charges incurred on your Advance Platinum Credit Card before 24 Hrs from reporting and registering the loss.
Online Fraud Protection
Platinum Credit Cardholder will also be covered for up to Rs.300,000 for your HSBC Platinum Credit Card misused online for as long the claim is reported and registered within 15 days from the statement period end date, mentioned on the credit card statement bearing details of the fraudulent transactions.
For any further queries or assistance related to the policy, exclusions and claim settlements you can call on 1800-209-8888 (ICICI Lombard toll free) or you can write to: The Customer Service Manager, P A Claims Department, ICICI Lombard GIC Ltd., TGV Mansions, 5th and 6th Floor, Khairatabad, Above ICICI Bank, Hyderabad - 500 004.
- Global Access
- Get a cash advance at close to 1 million ATMs in India and overseas
- Withdraw cash from your HSBC Bank Account from any VISA Plus ATM in India or overseas. You can also enquire about your balance, transfer funds from any HSBC ATM in India or overseas#
- The HSBC Visa credit card is accepted at over 18 million establishments worldwide and over 100,000 establishments in India
- Online Convenience
online@hsbc offers a host of options. Check your credit card transactions and balances online. Register for E-Statements and get 150 reward points. You can also redeem your reward points online.
- 24x7 Customer access through Phone Banking^
Access your credit card round the clock, 7 days a week. Click here to view the Phone Banking numbers.
Applying for HSBC Advance
* Terms and Conditions apply.
Kindly note that w.e.f. 19 Aug 2010, the finance charges on extended credit usage and cash advances will be revised to 3.10% p.m. (37.2% p.a.) for your HSBC Advance Platinum Credit Card.
^The facility of accessing your Current/Savings Account with your credit card from HSBC will be provided only when specifically requested by you.
** All insurance benefits listed above are provided directly to Credit Cardholders by ICICI Lombard General Insurance Company Ltd., whose terms, conditions and decisions, for which the bank is not liable, will apply. Claims for settlement to be sent directly to ICICI Lombard General Insurance Company Ltd. All insurance benefits on the Credit Card are available to valid primary Cardholders only.
Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions.