Advance Protection Plan^*

Say good-bye to your worries with Tata AIG's Advance Protection Plan^*, an insurance plan for HSBC Advance customers.

• Protects household contents in your home, from natural and man-made disasters burglary and theft
• Offers personal accident cover and
• Offers a key replacement cover for you

Features and benefits

• Affordable - For insuring household contents against fire, burglary & theft, key replacement and personal accident cover, you need to pay as little as Rs 11 per day
• 2 pre-packaged coverages providing protection for household belongings and self exclusively designed for Advance customers
• Protection also available against terrorism and earthquake

Product features and benefits Advance Protection Plan^*.

• Per day cost of Rs. 11* only

The policy comes at a cost that is more affordable than you think. For instance, if you want to insure your household belongings worth Rs 10 lakh against fire, flood, earthquake, theft and burglary, Key Replacement for Rs. 15,000 and personal accident cover for Rs. 10 lakh, you just need to pay less than Rs 11 per day!

• Comprehensive coverage

You can choose between 2 comprehensive pre-packaged covers to take care of varying needs. You can select the appropriate coverage level based on your household contents.

Fire & Special Perils: Covers a host of natural and man-made calamities like Fire, Lightning, Storm, Flood, Inundation, Earthquake; Explosion / Implosion,Riots, Strike, Malicious damage (RSMD), Impact Damage, Terrorism etc.

Burglary & Theft: Covers loss or damage to your household contents in the event of Burglary / Theft or Attempted Burglary / Theft.

Personal Accident: Covers compensation in case of death or permanent disablement of the insured person due to accidental bodily injury anywhere in world.

Key Replacement: Covers the cost to replace the lost/stolen residence or vehicle keys.

Break in protection:Covers the cost of replacing the lock and keys if the residence or vehicle is broken into.

Rental Car Reimbursement: Covers the reasonable cost of the rental car if the vehicle keys are lost or stolen and will take more than 24 hrs to replace them.

Lock out Reimbursement: Covers the cost of obtaining a locksmith if you are locked out of your residence or vehicle due to loss or theft of your keys.

Coverages and Premiums

• Two pre-packaged covers

Policy Wordings / Conditions / Exclusions (Refer Annexure 1)

This Policy does not cover -

• First Rs.250/- in respect of each and every claim.
• Loss, destruction or damage caused by war, invasion, act of foreign enemy hostilities or war like operations (whether war be declared or not), civil war, mutiny, civil commotion assuming the proportions of or amounting to a popular rising, military rising, rebellion, revolution, insurrection or military or usurped power.
• Loss, destruction or damage directly or indirectly caused to the property insured by
  
  a. ionising radiations or contamination by radioactivity from any nuclear fuel     or from any nuclear waste from the combustion of nuclear fuel.
  b. the radio active toxic, explosives or other hazardous properties of any     explosive nuclear assembly or nuclear component thereof
• Loss, destruction or damage caused to the insured property by pollution or contamination excluding -
  
  a. pollution or contamination which itself results from a peril hereby insured     against.
  b. any peril hereby insured against which itself results from pollution or     contamination

For the complete list of exclusions please refer to the policy wordings.
Click here to view the policy wordings.

Claims Procedure
To intimate a claim under this policy, simply contact the dedicated Tata AIG General Insurance Company Ltd. Helpline : 1-800-11-9955 or 022 - 66939500 or SMS "CLAIMS" to 58888. The helpline will guide you through the claim process.