One credit card, a world of rewards

Transfer your other bank credit card outstandings (any amount above Rs.3,000) to your HSBC Premier MasterCard ^®

The balance transfer feature on HSBC credit cards has become more powerful than ever before. Save on the entire interest amount that you are paying currently on the other bank credit card by availing of 0% interest for 3 months! You can enjoy interest savings for longer durations by opting for 6 months at 0.75% p.m. (9% p.a.) or the Perpetual BT option.

• Savings with 0% interest for 3 months
• Flexibility with 6 month & Perpetual BT options
• Convenience with 'Balance Transfer on Phone' and 'Balance Transfer on Internet'

Perpetual BT: Transfer once. Benefit thereafter!

With Perpetual BT, you can benefit from the lower interest rate till the entire transferred balance is paid off, with there being no-pre-defined term. Interest on the transferred balance will be charged only at 0.99% p.m. (11.88% p.a.). Now, you can manage your credit card outstanding at your own convenience.

Please click here for an example of Perpetual BT.

With effect from 1st August 2007, for '0% interest for 3 months' option, a processing fee of '2% of the Balance Transfer amount' (subject to a minimum of Rs. 249) will be applicable. For 6 months tenure option and perpetual balance transfer option, a processing fee of '1% of the Balance Transfer amount' (subject to a minimum of Rs. 149) will be applicable. It will be charged at the end of every month for all Balance Transfer transactions processed during the month and will reflect in the credit cardholder's subsequent monthly statement of account.

So transfer your balances today! Click here for online application.

Terms and conditions apply

The information provided is intended as a general guide for reference. Benefits and features may be subject to local country regulatory restrictions and applicable terms and conditions. Please refer to the Premier Services Guide for detailed information.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to terms and conditions.