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One credit card, a world of rewards

The card that takes you places

Your HSBC Premier MasterCard ® provides you with an easy way to pay for the holiday of your dreams, jewellery, new TV or a computer through the exciting new 'Loan on Phone' feature. It allows you to pay for your purchases (of a minimum of Rs. 2,000) on your HSBC Premier MasterCard ® in convenient monthly instalments.


  • Make a purchase of a minimum of Rs. 2,000 on a HSBC credit card
  • Call HSBC or click here to apply online within 15 days of making the purchase to convert it to a loan. EMIs are calculated at an interest rate of only 1.5% per month on monthly reducing balance
  • Choose between loan tenor options of 6, 12, 18 and 24 months
  • The EMIs will be charged to the credit card account, to make repayment convenient for you

    Click here for online application.

Interest rates and repayments

Tenor Option Monthly Instalments Per Rs. 1000
6 Month Rs. 176
12 Month Rs. 92
18 Month Rs. 64
24 Month Rs. 50

In addition, a one time processing fee of 2% or Rs. 100, whichever is higher will be applicable. This will reflect along with the first Equated Monthly Installment (EMI).


Terms & conditions apply

The information provided is intended as a general guide for reference. Benefits and features may be subject to local country regulatory restrictions and applicable terms and conditions. Please refer to the Premier Services Guide for detailed information.


Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to terms and conditions.

Find Premier Centres in over 40 countries across the world

Find out more about where you are moving to and how we can help: