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If you travel the world, you need an insurance cover with the flexibility to match your travel needs. Now, the HSBC Premier MasterCard® Credit Card has a comprehensive Personal Travel Insurance Cover, that will take care of your travel insurance needs.
Under the Personal Travel Insurance Cover, effective 4 May 2009, HSBC Premier MasterCard® Credit Cardholders are covered for upto Rs. 1 Crore in the event of loss of life due in an Air accident. The HSBC Premier MasterCard® Credit Card also provides other travel related insurance covers as per the grid given below.
Note: The Personal Accident Insurance Cover has been revised to the Personal Travel Insurance Cover.
| Type of Cover | Insurance Amount (Rs) | Conditions of the Cover |
| Air Accident | 1 cr. | Covers death due to air accident, in case air ticket is purchased on the HSBC Premier Mastercard® Credit Card and the card has been utilised for at least 5 transactions within the last 89 days of the date of accident |
| Missed Connecting Flight - International | 50,000 | Covers for reimbursement of necessary items purchased in the event of missing an international flight provided the departure timing is at least 6 hours after the schedule arrival of the first flight. Both flights have to be international |
| Loss of Checked in Baggage - International (Including Cruises) | Covers for reimbursement of necessary items purchased in the event of complete loss of checked in baggage at an international destination. | |
| Outbound Flights | 50,000 | |
| Inbound Flights | 25,000 | |
| Delayed Flight | ||
| International (more than 6 hours) (Out of India) | 50,000 | Covers for payment of reimbursement of necessary items purchased in the event of delay of the international flight by more than 6 hours. Claims under this cover would be offset by any claim payable under Missed Flight International cover |
| Domestic (more than 8 hours) (In India) | 10,000 | Covers for payment of reimbursement of necessary items purchased in the event of delay of the domestic flight by more than 8 hours. |
| Loss of Passport and/or Travel Documents | 10,000 | Covers for reimbursement of expenses incurred in procuring travel related documents namely Passport / Visa. |
| Delayed Baggage | ||
| International (more than 12 hours) | 50,000 | Covers for payment of reimbursement of necessary items purchased in the event of baggage delay of the international flight by more than 12 hours. |
| Domestic (more than 8 hours) | 25,000 | Covers for payment of reimbursement of necessary items purchased in the event of baggage delay of the domestic flight by more than 8 hours. |
| Terms and conditions apply | Further details |
| Premier MasterCard Credit Card Air Accident Insurance Nomination Form |
The information provided is intended as a general guide for reference. Benefits and features may be subject to local country regulatory restrictions and applicable terms and conditions. Please refer to the Premier Services Guide for detailed information.
Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to terms and conditions.
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