Your day-to-day banking

Attractive interest rates on mortgages
Special offers on Mortgage6 for our Premier Customers that includes:

  • Home Loan up to Rs 2 crores without the requirement of Income Documents6
  • Preferential interest rates and priority processing
  • Smart Home Loan - An innovative Home Loan that enables you to save interest payments and reduce tenure. The Smart Home account also acts as a current account. All you need to do is put your usual savings, from other accounts, into the Smart Home account. Depending on the savings you put into the Smart Home account, you can reduce the quantum of interest paid by up to 50%.

Credit card deals and rewards
We understand that experiences add to life's richness. The HSBC Premier MasterCard® Credit Card is accepted at over 24 million locations around the world and it offers

  • One of the finest Reward programmes offering you 2 Reward Points for every Rs. 100 spent on the card
  • Redemption of reward points on airlines like Jet Airways, Kingfisher, Indian and Singapore Airlines ? With upto 4 air miles on every Rs. 100 spent (or 2 Reward Points), you can add up your points and fly for free
  • Insurance of Rs. 1 crore in the event of loss of life due to an air accident
  • Personal Travel insurance for missed connecting flight (International flights), loss of passport and travel documents and delayed baggage
  • The HSBC Premier Privileges Programme giving you access to global privileges and alliances available to Premier customers in any other country.
  • A global safety net offering Emergency assistance and Emergency Encashment7 in the event of an emergency.
  • Lost card liability to cover for any misuse of your HSBC Premier Credit Card Upto 24 hrs before reporting

    To know more about the above feature visit the 'Privileges and Rewards' tab in the HSBC Premier section of our website
6All loans are subject to Terms and Conditions and are at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. Loans available for applicants and properties in and around the city limits of Mumbai, New Delhi (NCR), Bengaluru, Pune, Chennai, Ahmedabad, Chandigarh and Jaipur which are subject to change from time to time.
The special offer on mortgages would be subject to the following conditions:
- Satisfactory credit checks
- HSBC India review of the identified property and the title documents as well as compliance of HSBC?s internal policies and verifications
- Completion of all documentation as per HSBC India requirements. HSBC India may request the customer for income and other documents as per HSBC's requirements.
- The maximum loan amount that can be availed of through this offer is Rs. 2 crores, subject to a maximum of 60% of the total property value.
7Emergency Encashment Service is subject to local regulations. Terms and Conditions apply. A sum of up to USD 2000 can be borrowed and further amounts may be made available upon application and assessment by HSBC India. Funds will only be provided in countries where HSBC is located and on submission of adequate identification (such as the Passport, HSBC Premier Credit Card or HSBC Premier Debit Card). Any funds made available by the Bank are provided subject to Terms and Conditions, legal and regulatory requirements.