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Credit Cards

Small actions make a big impact. Create a One Time Password to authenticate IVR transactions done through HSBC Credit Cards.

Please note that vide Notification No. 02/2012 - ST dated 17th March 2012, a service tax of 12% + 2% education cess + 1 % secondary and higher secondary education cess thereon will be applicable on our fees, interest and other charges, with effect from 01 April 2012

Kindly note that w.e.f. 1 Aug 2010, the finance charges on extended credit usage and cash advances will be revised to 3.10% p.m. (37.2% p.a.) for your HSBC Platinum Credit Card.

Please mention your complete 16 digit credit card number while making payments to your credit card by cash, cheque, electronic transfer or any other channel.

Please do not submit post dated cheques for payment towards your credit card.

Important Information: IVR Dual Authentication process for IVR transactions (w.e.f. 1 Feb 2011). Click here to know more.

Our Credit Cards

HSBC Platinum credit card

HSBC Platinum credit cardDifferent people demand different things from life. For those who never settle for the ordinary but seek the best, we present the HSBC Platinum Credit Card.


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HSBC Gold credit card

HSBC Gold credit cardDifferent people look at our credit cards differently. With special money saving features and time saving services, a credit card could mean the best way to save money for all the precious things you always desired or a convenient way to make time to do more. Get ready to enjoy more.


Already have this card? Click here to gift an Add-on card to loved ones (spouse, parents, brothers / sisters, children). For important information regarding the mandatory documents and address, click here.

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HSBC Classic credit card

HSBC Classic credit cardMoney and time are as scarce as they are precious. At HSBC, we understand this and offer you special money saving features and time saving services. So you can get the most out of both, your money and your time. Get ready to enjoy more.


Already have this card? Click here to gift an Add-on card to loved ones (spouse, parents, brothers / sisters, children). For important information regarding the mandatory documents and address, click here.

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Exclusive Credit Card Benefits

Credit Card Reward Points

Rewards Catalogue

Rewards CatalogueNow, you can choose between a wide range of redemption options including jewellery, fashion accessories, garments, home appliances, electronic equipment, cosmetics and much more.

Know more about Reward Points

In case you wish to continue enjoying a waiver on the surcharge on fuel transactions done using your HSBC Classic Credit Card, you can avail of the same by paying a nominal fee of INR 349 p.a. To know more SMS FUEL (Last 4 digits of your HSBC Credit Card number) to 575750 or call our Phone Banking Service Advisors. Conditions apply.

Kindly note that for fuel purchases done on your credit card at any petrol pump, the fuel surcharge (@ 2.5 %) and associated service tax will reflect on your credit card statement. For transactions eligible for the fuel surcharge waiver, the fuel surcharge amount will be reversed in your next statement. Please click here to know more about our 0% Fuel Surcharge feature.

Disclaimer

Please note that only select HSBC Credit Cardholders can avail of this feature.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions.