Accelerated Rewards Program – Terms and Conditions

  • The Rewards Programme is open to HSBC MakeMyTrip primary credit cardholders.
  • Credit cardholders are eligible for the programme only as long as their credit card accounts and linked accounts are valid and in good standing, i.e. there is no amount overdue.
  • The credit cardholder cannot transfer Reward points to another cardholder. The credit cardholder can, however, combine Reward points of his/her multiple credit cards at the time of redemption.
  • Eligible credit cardholders of HSBC will earn reward points as given below -
  • Platinum Credit Card
    • 5 points per INR 100 spent at MakeMyTrip
    • 1.5 points per INR 100 spent at other merchants
  • Signature Credit Card
    • Get 10 points per INR 100 spent at MakeMyTrip
    • Get 4 points per INR 100 spent at other merchants
    • Turbo Points: Get 15 points / INR 100 on the amount spent in excess of INR 50,000 at MakeMyTrip.com in a year.
  • Reward points may be used to make travel and holiday bookings on www.MakeMyTrip.com
  • The base Rewards points (4 points per INR 100 for Signature / 1.5 points per in 100 for Platinum) will be credited automatically once the transaction is posted successfully on HSBC’s records. The extra Rewards points (6 points / INR 100 for transactions at MakeMyTrip for Signature / 3.5 points / INR 100 for transactions at MakeMyTrip for Platinum) would be periodically posted in to the card account.
  • Turbo Reward points: Upon crossing INR 50,000 spends on MakeMyTrip.com, the customer will be eligible for 15 Reward points per INR 100 on spends at MakeMyTrip.com.
  • Reward point expiry will follow a Rolling Expiry system with a Reward point validity period of 3 years for HSBC MakeMyTrip Platinum & HSBC MakemyTrip Signature Credit Cards. If the Reward point validity on your card is 3 years, the Reward points earned during the 1st year of card membership, if not redeemed, will expire at the end of the 3rd year of card membership, Reward points earned during the 2nd year of card membership, if not redeemed, will expire at the end of the 4rd year and so on. The 1st year of card membership begins from the date of credit card issuance. For instance, for a card issued on 10 Feb 2012, the Reward points earned from 10 Feb 2012 to 10 Feb 2013, if unredeemed, will expire on 10 Feb 2015.
  • Reward points will be offered only for purchases made on the credit card.
  • Reward points will not be offered on fuel purchases where the surcharge is waived. Purchases where the surcharge is not waived will earn Reward points. Fuel surcharge waiver is applicable on fuel purchases between Rs. 400 and Rs. 4000 at any pump in India or according to any such criteria as decided by HSBC from time to time.
  • Cash advances, any fees/charges and disputed transactions will not accrue Reward points.
  • Purchases on add-on credit cards will accrue Reward points which will be credited to the primary cardholder's card account. Only the primary credit cardholder can redeem Reward points.
  • For Redemption Options the cardholders are advised to visit www.hsbc.co.in. The redemption requests can be placed through HSBC PhoneBanking.
  • Credit cardholders cannot redeem their Reward points against outstandings on their credit card.
  • Redemption of gifts and gift vouchers is subject to availability.
  • For detailed terms and conditions please visit www.hsbc.co.in.
  • HSBC's decision on computation of Reward points on the credit card account will be final, conclusive and binding on the credit cardholder and will not be liable to be disputed or questioned.
  • The existence of a dispute, if any, with a third party shall not constitute a claim against HSBC.
  • Any disputes arising out of this programme shall be subject to the exclusive jurisdiction of the competent courts in Mumbai only.