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Platinum credit card

Get 10% cashback on your new HSBC Platinum / Advance Credit card, Apply now
 
HSBC Credit Card HSBC Credit Card. The One Card for Home & Away
As you step into the world of the HSBC Platinum Credit Card, awaiting you is a bouquet of benefits & privileges to enhance your experience. The HSBC Platinum Credit Card opens the door to greater spending power while enjoying a world of advantages, recognition and exclusive privileges for you.

Key things you should know

HSBC Platinum Credit Cards issued between 10th April 2014 and 31stJuly 2014 under the "10% Cashback" promotion will be eligible for the following benefits

Introductory Benefit
1) Get 10% cashback on all spends during the first 90 days from the date of card issuance subject to a minimum spend of Rs.10,000 and a maximum cashback of Rs.3000 per card.
Click here for applicable terms and conditions

To know the 'date of issuance' of your HSBC Platinum Credit Card, please refer to the welcome letter sent to you by the Bank on issuance of your Credit Card, else you can call up HSBC PhoneBanking.

HSBC MakeMyTrip Platinum Credit Cards issued between 10th September 2013 to 9th April 2014 will be eligible for the following benefits
Introductory Benefits
Spend on your HSBC Platinum Credit Card within 90 days from date of issuance of your HSBC Platinum Card and get -
  • 2 Indigo Airlines Ticket Vouchers of INR 500 each on a minimum spend amount of Rs. 5000. The voucher/s can be redeemed on the total air fare and not restricted to base fare.
  • Additionally , get Rs. 500 Cashback when spend exceed Rs. 8000

To know the 'date of issuance' of your HSBC Platinum Credit Card, please refer to the welcome letter sent to you by the Bank on issuance of your Credit Card, else you can call up HSBC Phone banking.
Click here for the redemption process and terms and conditions for the Domestic Flight Ticket Vouchers
Click here for applicable terms and conditions

Other Benefits

 
  Get 3 Times Rewards (3X) on spends on dining, hotels and telecom categories for the first 12 calendar months from the date of issuance of your HSBC Platinum Credit card
The reward offer will be applicable on category of purchase will be decided on the basis of the Merchant Category Code (MCC) allotted by Visa and MasterCard for the merchant establishment where the
purchase is made.
Click here for terms and conditions
Click here for the MCC codes.

The regular Reward points for eligible transactions will be credited when the transaction is posted on HSBC systems while the extra Reward points will be credited at the end of the month and reflect in the next month's credit card statement.

To know the 'date of issuance' of your HSBC Platinum Credit Card, please refer to the welcome letter sent to you by the Bank on issuance of your Credit Card, else you can call up HSBC Phone banking.

 
Accelerated Rewards Programme
  • Get 2 Reward points for every Rs. 150 spent
  • Reward points validity for 3 years
  • Get 5 Times (5X) Rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 in a year up to a maximum of Rs. 1,000,000 in a year
    The regular Reward points for eligible transactions will be credited when the transaction is posted on HSBC systems while the extra Reward points will be credited at the end of the month and reflect in the next month's credit card statement.
  • Once the Cardholder becomes eligible for the 5 Times rewards offer, the 3 Times rewards offer will cease
  • The above feature is applicable on HSBC Platinum Credit card with effect from 20 December 2012
Click here for terms and conditions
 
Movie Voucher Offer
Get movie ticket voucher worth Rs.500 on spending over Rs.50,000 in a calendar month. Cardholder can receive upto a maximum of INR 3000 worth free tickets in a year under this offer.

The eligible Cardholders will be sent an SMS on their registered mobile number containing a unique code ("Promotion Code") within 30 days of completion of the offer period .
.
Click here for terms and conditions. The above offer is valid from 20 December 2012.
 
Fuel Surcharge Waiver
Get Fuel Surcharge waiver at any fuel pump across India for transactions between Rs. 400 & Rs. 4000 subject to a maximum amount of Rs. 250 per calendar month.
Click here to know more.
 
Air miles Conversion Programme
With our superior Air Miles Conversion Programme you may redeem Reward points for air mileage points with our partner airlines:
  Jet Airways: 1 JPMile for Rs. 150 spent
  Singapore Airlines: 2 Kris miles for Rs. 150 spent

Exclusive redemption catalogue:
We bring you an exciting rewards redemption catalogue, exclusive to the HSBC Platinum Credit Card. This catalogue gives you the option to redeem points against some of the most premium brands in the country.
Click here to access the online credit card rewards catalogue. Please note, you need to have an Internet Banking ID and Password to be able to redeem your points online.
*Terms and Conditions apply

Visa Concierge Services
As an HSBC Platinum Credit Card customer you can enjoy 24 X 7 complimentary access to the Visa Concierge Services. To avail any of these services, click here for the list of numbers to call. To avail of the Concierge Services from India, just dial 000 117 followed by 866 765 9643.
Terms and Conditions apply

Lost Card Liability
Platinum Credit Cardholder will have nil lost Credit Card liability after reporting and registering the loss of the HSBC Platinum Credit Card to HSBC. You are also covered for misuse of your Platinum Credit Card up to 24 Hrs before reporting and registering, for up to Rs.300,000 (Insurancebenefit provided directly to Credit Cardholders by ICICILombard General Insurance Company Ltd). However you will be liable for all the charges incurred on your Platinum Credit Card before 24 Hrs from reporting and registering the loss.

Online Fraud Protection
Platinum Credit Cardholder will also be covered for up to Rs.300,000 for your HSBC Platinum Credit Card misused online for as long the claim is reported and registered within 15 days from the statement period end date, mentioned on the credit card statement bearing details of the fraudulent transactions.

  All insurance benefits listed above are provided directly to Credit Cardholders by ICICI Lombard General Insurance Company Ltd., whose terms, conditions and decisions, for which the bank is not liable, will apply. Claims for settlement to be sent directly to ICICI Lombard General Insurance Company Ltd. All insurance benefits on the Credit Card are available to valid primary Cardholders only.
Terms and Conditions    Claim Procedure

Emergency Card Replacement
If you lose your HSBC VISA Platinum credit card while traveling abroad, you can call Visa Global Assistance Services or HSBC Helpline numbers and have your card cancelled and an emergency card issued worldwide in 3 days*. You can also opt to receive emergency cash at over 22,000 outlets* globally. Know more about Emergency Card Replacement

  *Platinum Emergency Services and the Emergency Hotline are operated by Visa International and its appointed agent / third party service provider. Terms and Conditions apply. Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions.
Internet Banking
Lower Interest Options
  Balance Transfer
  Loan on Phone
 
 
Additional credit cards
Gift your loved ones (spouse, parents, brothers/ sisters, children) the freedom of spending by availing of upto 3 additional cards.
Global access
Get a cash advance at close to 1 million ATMs in India and overseas
Withdraw cash from your HSBC Bank Account from any VISA Plus ATM in India or overseas. You can also enquire about your balance, transfer funds from any HSBC ATM in India or overseas#
The HSBC Visa credit card is accepted at over 18 million establishments worldwide and over 100,000 establishments in India
Online convenience
online@hsbc offers a host of options. Check your credit card transactions and balances online. You can also redeem your reward points online.
24x7 customer access through Phone Banking
Access your credit card round the clock, 7 days a week. Click here to view the Phone Banking numbers.
 
Please note with effect from July 1, 2012 the revised finance charges applicable for Platinum Credit Card will be 3.3% p.m. ie. 39.6% p.a

With effect from 01 March 2009, the Late Payment Fee on Classic, Gold, Platinum and Premier Credit Cards will be revised to 50% of Minimum Amount Due (subject to a minimum of Rs. 400 & a maximum of Rs. 750 per month).

# The facility of accessing your Current/Savings Account with your credit card from HSBC will be provided only when specifically requested by you.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions.