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HSBC Credit Card. The One Card for Home & Away
As you step into the world of the HSBC Platinum Credit Card, awaiting you is a bouquet of benefits & privileges to enhance your experience. The HSBC Platinum Credit Card opens the door to greater spending power while enjoying a world of advantages, recognition and exclusive privileges for you.
Key things you should know |
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Introductory Benefits
1) Spend on your HSBC Platinum Credit Card within 90 days from date of issuance of your HSBC Platinum Card and get -
- 2 Indigo Airlines Ticket Vouchers for base fare waiver on a minimum spend amount of Rs. 5000
- Rs. 500 Cashback when spend exceed Rs. 8000
To know the 'date of issuance' of your HSBC Platinum Credit Card, please refer to the welcome letter sent to you by the Bank on issuance of your Credit Card, else you can call up HSBC Phone banking.
Click here for applicable terms and conditions
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With our superior Air Miles Conversion
Programme you may redeem Reward points for air mileage
points with our partner airlines:
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Jet Airways: 1 JPMile for Rs. 150
spent |
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Singapore Airlines: 2 Kris miles for Rs. 150 spent |
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Exclusive redemption catalogue:
We bring you an exciting rewards redemption catalogue,
exclusive to the HSBC Platinum Credit Card. This catalogue
gives you the option to redeem points against some of
the most premium brands in the country.
Click
here to access the online credit card rewards catalogue.
Please note, you need to have an Internet Banking ID and
Password to be able to redeem your points online.
*Terms
and Conditions apply
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Visa Concierge Services
As an HSBC Platinum Credit Card customer you can enjoy 24 X 7 complimentary access to the Visa Concierge Services. To avail any of these services, click here for the list of numbers to call. To avail of the Concierge Services from India, just dial 000 117 followed by 866 765 9643.
Terms and Conditions apply
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Lost Card Liability
Platinum Credit Cardholder will have nil lost Credit Card
liability after reporting and registering the loss of
the HSBC Platinum Credit Card to HSBC.
You are also covered for misuse of your Platinum Credit
Card up to 24 Hrs before reporting and registering, for
up to Rs.300,000 (Insurancebenefit provided directly to Credit Cardholders by ICICILombard General Insurance Company Ltd). However you will be liable for all the
charges incurred on your Platinum Credit Card before 24
Hrs from reporting and registering the loss.
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Online Fraud Protection
Platinum Credit Cardholder will also be covered for up
to Rs.300,000 for your HSBC Platinum Credit Card misused
online for as long the claim is reported and registered
within 15 days from the statement period end date, mentioned
on the credit card statement bearing details of the fraudulent
transactions.
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All insurance
benefits listed above are provided directly to Credit
Cardholders by ICICI Lombard General Insurance Company
Ltd., whose terms, conditions and decisions, for which
the bank is not liable, will apply. Claims for settlement
to be sent directly to ICICI Lombard General Insurance
Company Ltd. All insurance benefits on the Credit Card
are available to valid primary Cardholders only. |
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Terms and Conditions
Claim Procedure
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Emergency Card Replacement
If you lose your HSBC VISA Platinum credit card while traveling abroad, you can call Visa Global Assistance Services or HSBC Helpline numbers and have your card cancelled and an emergency card issued worldwide in 3 days*. You can also opt to receive emergency cash at over 22,000 outlets* globally. Know more about Emergency Card Replacement
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*Platinum Emergency Services and the Emergency Hotline are operated by Visa International and its appointed agent / third party service provider. Terms and Conditions apply. Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions. |
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Additional credit cards
Gift your loved ones (spouse, parents, brothers/ sisters, children) the freedom of spending by availing of upto 3 additional cards. |
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Global access
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Get a cash advance at close to 1 million ATMs in India and overseas |
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Withdraw cash from your HSBC Bank Account from any VISA Plus ATM in India or overseas. You can also enquire about your balance, transfer funds from any HSBC ATM in India or overseas# |
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The HSBC Visa credit card is accepted at over 18 million establishments worldwide and over 100,000 establishments in India |
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Online convenience
online@hsbc offers a host of options. Check your credit card transactions and balances online. You can also redeem your reward points online. |
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24x7 customer access through Phone Banking
Access your credit card round the clock, 7 days a week. Click here to view the Phone Banking numbers. |
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Please note with effect from July 1, 2012 the revised finance charges applicable for Platinum Credit Card will be 3.3% p.m. ie. 39.6% p.a
With effect from 01 March 2009, the Late Payment Fee on Classic, Gold, Platinum and Premier Credit Cards will be revised to 50% of Minimum Amount Due (subject to a minimum of Rs. 400 & a maximum of Rs. 750 per month).
# The facility of accessing your Current/Savings Account with your credit card from HSBC will be provided only when specifically requested by you.
Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions. |
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