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Premium Circle from HSBC - Terms and Conditions

HSBC Bank (hereinafter referred to as the "Bank" offers to its existing customers, who have been granted a HSBC Card (hereinafter referred to as "HSBC cardholder") a "HSBC Card PREMIUM Circle" facility (hereinafter collectively referred to as "The Program") upon fulfillment of such terms and conditions, including the terms and conditions contained herein below, read along with terms of the HSBC Cardholder Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion.
The Program offers the HSBC Cardholder each of the following services (collectively referred to as Facilities" and individually as "Facility"). HSBC Card PREMIUM Circle Offers: Special value offers on travel, shopping, dining, utility bills, fuels etc to help HSBC cardholder(s) get the best value from their purchases.

This Program is subject to fulfillment of the following conditions by the HSBC cardholder(s):
1. Amount of Charges payable shall be intimated to the HSBC cardholder(s) in the monthly Credit Card statement sent to the HSBC cardholder(s).
2. The participation of Cardholder(s) in the Program is voluntary
3. Once the participation of HSBC cardholder(s) in the Program is confirmed and/or the HSBC cardholder(s)'s has been debited for the same the Bank is authorized to charge for the Program till cancellation/ termination of the Program for any reason whatsoever or maturity thereof, whichever is earlier. In this regard Bank shall debit the HSBC cardholder's Credit Card account with an amount equivalent to the fees connected with the program or incidental thereto.
4. The Program may be availed by the HSBC cardholder(s) by providing the Bank with a list of information required by the Bank. Mainly the last 4 digits of the card, customer’s date of birth and card expiry date.
The Bank may provide to such HSBC cardholder(s) who avail the Facilities under the Program, lifestyle offers and gifts. Further, the Bank is neither responsible nor is liable towards the quality of goods/ services offered as gifts, any defect or deficiency therein, the Bank shall not entertain any claim in respect of or arising out of non-use or use of, the said products/services/gifts. The pictures/description of the prizes shown in the mailers/ communication sent to the HSBC cardholder(s) are representative only and the prizes are subject to availability from the respective suppliers and may be suitably replaced in case of non-availability from the respective suppliers, by Bank at its sole and absolute discretion. The offers/ gifts are non-transferable and cannot be encashed.
The term(s) and condition(s) contained herein shall be read in conjunction with the scope of cover/terms and conditions contained in the Program. However, the terms and conditions contained in the Program shall modify or supersede the terms and conditions contained herein.

In addition to the above, it is further clarified that the Bank shall alert the respective HSBC Cardholder(s) through mediums such as e-mail and/or SMS, etc. The Bank shall at no point of time be obligated and/or held liable in any manner whatsoever, especially on account of fault in the service of designated 3rd parties and/or service providers which may include non-delivery of SMS, over-quota e-mail account, network disruption, claims on account of gifts receivable, etc. Any claims seeking reversal and/or charge-back of the amount paid to the Bank under the Program for any reason whatsoever including upon the occurrence of the aforesaid events, made by the HSBC cardholder(s) will not be entertained by the Bank under any circumstances.
The obligations of the parties recorded herein shall be subject to usual force majeure conditions.
The usage of the Program shall be strictly in accordance with applicable law, including any amendment, modification or re-enactment thereof.
The Bank reserves the right to refuse, revoke and/or discontinue the Facilities under the Program to any HSBC cardholder(s) without having to cite any reason and/or any other obligation whatsoever towards the HSBC cardholder(s). Further, for the provisions of the Facilities, the HSBC cardholder(s) may be contacted by the Bank and/or its associates, designated 3rd parties, through various medium, including but not limited to e-mails, SMS, monthly statements, etc. It is further clarified that the acceptance of providing the Facilities by the Bank is not a conclusive obligation as the designated 3rd parties and/or service providers may further choose to reject the request of the HSBC cardholder. In such an event, the Bank shall communicate the aforementioned to the HSBC cardholder without having to cite any reason and/or any other obligation whatsoever.
The Bank reserves the right at any time and without prior notice to add, alter, modify, change or vary all or any Terms and Conditions, including the interest charges.
Nothing contained herein amounts to a commitment by the Bank to conduct further, similar or any other scheme. Further nothing herein shall in any manner hold the Bank responsible or liable towards the quality of service/ products and/or satisfaction of HSBC cardholder(s) especially in the event wherein the aforesaid services/products are not provided directly by the Bank.
The HSBC cardholder(s) shall not hold the Bank responsible for or liable for any action, claims, demands, losses, damages, cost, charges and expenses which the HSBC cardholder(s) may suffer, sustain or incur by means including but not limited to revocation, non-sanctioning or cancellation of this Program, non-delivery of gifts, etc.
Any taxes or liabilities or charges payable to the Government or any other authority or body which may arise or accrue to a HSBC cardholder for availing the Facilities under Program or the gifts received from Contests or services incidental to or connected with the Program shall be borne directly by HSBC cardholder or billed to the account of the HSBC cardholder.
All complaints, related to Travel & Companion offers, shall be addressed directly to PLAT5 at Heritage Holidays Pvt Limited, c/o Plat 5 Consultancy Pvt ltd. F 138 First Floor, Rajouri Garden, Main Mkt, New Delhi, 110027. And all other general complaints (other than travel offer or Companion offer) can be addressed to the HSBC card helpline: Or email us at premiumcircle@plat5.com
All disputes, if any, arising out or in connection with or as a result or the scheme or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Mumbai only, irrespective whether courts/tribunals in other areas have concurrent or similar jurisdiction.

Additional Terms and Conditions – Travel

HSBC (the "Bank") in association with the PLAT5 CONSULTANCY PVT. LTD. offers to its existing Cardholders, holding a valid Bank Credit Card (hereinafter referred to as "Cardholder") the Club vacation Offer ("Offer"). Under the Offer the eligible Cardholders shall be entitled to avail the facility of Two Nights & Three Days holiday package ("Package") upon fulfillment of the terms and conditions contained herein. The terms indicated here in are at all times to be read along with terms of the Cardholder Agreement governing the usage of the Card issued by the Bank to the Cardholder and is valid and subsisting during the Program Period and such other terms and conditions that the Bank may deem appropriate in its sole discretion from time to time.
The Cardholder is entitled to avail the Offer upon fulfillment of the eligibility criteria ("Eligibility") that may include the membership to HSBC Card PREMIUM Circle & other fee programs, new acquisition of the Bank Credit Card or purchases to the extent designated by the Bank or such other criteria indicated by the Bank in its sole discretion. Once the aforesaid requirements are met by the Cardholders, the Bank shall send the Booking Voucher (hereinafter "Voucher") to the eligible Cardholders. In addition to the aforesaid Eligibility Fee, the Cardholders can avail the Offer only when he/she also pays the handling fee of Rs.250 along with the filled-up Voucher applicable towards the Offer (hereinafter "Handling Fee") and the realization thereof by PLAT5 CONSULTANCY PVT. LTD.
The Bank in its sole discretion shall ascertain the Eligibility of the Cardholder strictly within the period starting from November 20th, 2008 (Promotion Period). Plat5 shall dispatch the Voucher for availing the Offer to the Cardholder, on attaining Eligibility during the Promotion Period. The package under the offer would be valid only for 9 months from the date of dispatch of the voucher by Plat5 to the eligible cardholders.
All Package(s) offered to the eligible Cardholders under the Offer shall be for a double-bedded accommodation on twin-sharing basis for period of 2 nights and 3 days which may be used only by a couple, at any one of the resorts/ hotels listed with PLAT5 CONSULTANCY PVT. LTD. and made available to you along with the welcome letter. It is clarified that the Package(s) are based on the standard 'European Plan' and no other amenities such as break fast are included.
The Cardholders who are desirous to avail the Offer shall duly fill the Voucher as per the instructions and dispatch the same at the address stated therein along with the Handling Fee. The dispatching of the Voucher to PLAT5 CONSULTANCY PVT. LTD. And receipt thereof by PLAT5 CONSULTANCY PVT. LTD. should not be later than the specific validity date (Dispatch Period/Application Period) of the said Voucher(s) which shall be depicted (for the reference and the compliance by the Cardholders) on the respective Voucher(s) sent to them. The Cardholder shall ensure that his/her choice of proposed date of booking shall be strictly within the Validity Period applicable to the said Voucher and that there is an advance notice of at least 30 days from the date of booking requested for the Package and the receipt of the completed Voucher by PLAT5 CONSULTANCY PVT. LTD. (Notice Period).
The Applying period for the Club vacation offer is 4 months.
As regards the aforesaid time period stipulations, it is clarified that no Voucher for availment of the Offer shall be accepted after the expiry of the Dispatch Period/ Application Period and/or insufficient Notice period and/or a request made for booking for dates beyond the Validity Period
The Cardholders, upon receipt of the Voucher, must fill the Voucher as per the directions including but not limited to instructions with regards to choice of destinations and dates i.e. 3 distinct choices of the destinations and 3 distinct choices of dates for the 3 destinations. Furthermore, while filling and dispatching the Voucher, the Cardholder shall ensure the compliance with regard to the Validity Period, Dispatch Period/ Application Period and the Notice Period. The Cardholder upon receipt of the Voucher, shall send the voucher to PLAT5 at the address given on the voucher (as indicated in the Voucher). It may be noted here that the promoter of this program is PLAT5 CONSULTANCY PVT. LTD. and they shall be solely responsible for fulfillment of the offer. Bank shall not be responsible for fulfillment of the offer or deficiencies in the services rendered by PLAT 5 or its agents /employees. Details of terms for voucher shall be written in the voucher sent to the cardholder too & shall be referred by card-member from there too.
Upon receipt of the duly filled up Voucher, PLAT5 CONSULTANCY PVT. LTD. Shall contact the Cardholder for confirmation of the Package, on the Email address/telephone call stated in the Voucher usually within 15 days of such receipt or by such media as may be indicated by PLAT5 CONSULTANCY PVT. LTD. in the Voucher. The aforesaid contact by PLAT5 CONSULTANCY PVT. LTD. shall not in any event be less than 7 days before the date of booking to confirm the choices of destination and date thereof, as stated in the filled-up Voucher.
It is clarified that the Bank is not be responsible for the confirmation of the bookings or intimation to the Cardholders regarding or the status of the booking, etc. PLAT5 CONSULTANCY PVT. LTD. reserves the right to confirm any "ONE" of the dates and destination out of the choices that are mentioned by the Cardholder in the Voucher. It is clarified that the booking and confirmation of the Package is subject to availability of dates and destination and if the same are not available as per the choices of the Cardholder, PLAT5 CONSULTANCY PVT. LTD. shall exclusively attempt to alternate booking options to the Cardholder. However, at all times, no request for booking of Package under the Offer shall be accepted for the exclusion period as mentioned in the annexure.
PLAT5 CONSULTANCY PVT. LTD. shall be responsible for all activities/ services including but not limited to, booking, confirming, corresponding with the Cardholder etc. No cancellations or amendments are permitted upon the issuance of confirmation letter of the booking, the issuance of which shall be deemed as the full availment of the Offer and/or the Package by the Cardholder.
PLAT5 CONSULTANCY PVT. LTD. shall be liable for all/any representations/ communications made with the Cardholder(s) by plat5 and the Bank has no liability towards the same. It is further clarified that in case the choices of destination and dates as chosen by the Cardholder are unavailable, then the Cardholder shall give PLAT5 CONSULTANCY PVT. LTD. alternate destinations and dates through a fresh Voucher. The said fresh Voucher shall be sent by PLAT5 CONSULTANCY PVT. LTD. to the said Cardholders, which shall be duly filled and sent by the Cardholder to PLAT5 CONSULTANCY PVT. LTD.. It is clarified that with regards the fresh Voucher submitted by the aforesaid Cardholders, the time periods applicable including those for Validity Date, Dispatch Date, etc. shall be extended for a further period of 45 days from the date of receipt of the fresh Voucher. Notwithstanding the aforesaid, the fresh Voucher(s) shall only be sent to such Cardholders who have complied with all the applicable terms of the Offer prior to the said dispatch of fresh Voucher(s) in the opinion of the Bank and/or PLAT5 CONSULTANCY PVT. LTD.
The Bank clarifies that the Vouchers issued to Cardholders cannot be used in conjunction with any alternative offer or promotion whatsoever and the Offer is for individual usage by the said Cardholder only. Further, the Bank clarifies that the Voucher is non transferable/ non negotiable/ non endorsable and cannot be sold, resold, exchanged or redeemed for cash or any other alternative form whatsoever. The Cardholders understand that proof of posting shall not be a proof of receipt of the same by PLAT5 CONSULTANCY PVT. LTD.
It is also clarified that taxes (if any) with regard to the Offer and/or the Package including but not limited to, service charges, travel insurance, etc. are to be borne by the Cardholders. All such taxes/charges may have to be paid by the Cardholder to PLAT5 CONSULTANCY PVT. LTD. as stated herein above. Further, the amounts charged against/towards these taxes/charges are subject to change due to various circumstances beyond the Banks/PLAT5 CONSULTANCY PVT. LTD.'s control and the Bank and/or the PLAT5 CONSULTANCY PVT. LTD. shall not be liable for the same.
It is clarified that in the event of any withdrawal or cancellation from the availing of the Offer within the validity period of the voucher by any of the Cardholders (due to any reason whatsoever), the Fee payment made by the Cardholders, if the same has been made, shall be the maximum liable amount to be refunded to the said Cardholders by the bank. In case of non availability or any other unforeseen circumstances the maximum liability of PLAT5 Consultancy Pvt Ltd towards customer shall be the fee paid by the customer towards taking the offer. However, no refund of any amount paid by the Cardholder under the Offer shall be made after the confirmation letter of the Package has been issued to such Cardholder. The Bank shall not have any liability whatsoever over the aforesaid refund and any Cardholders' complaints or claims thereof shall lie exclusively with PLAT5 CONSULTANCY PVT. LTD.
PLAT5 CONSULTANCY PVT. LTD. may choose to refuse, accept and acknowledge the Vouchers received if the same have been filled in or are submitted by/in favor of other persons other than those to whom the said Vouchers were issued by the Bank. The Bank and/or PLAT5 CONSULTANCY PVT. LTD. shall not be held responsible for any claims for Vouchers that are not delivered at the first instance from the Bank, lost for any reason whatsoever, misdirected, incomplete, illegible, late or mutilated.
It is clearly stated that the Bank shall in no circumstances whatsoever be liable for any services related to the Offer including but not limited to the dispatch of Vouchers, receipt thereof by the Cardholders, damage, mutilation or loss of Voucher during mail transit, etc. The Bank's responsibility under the Offer is limited to communicating the details of the Offer to the Cardholders and sending Vouchers to the list of eligible Cardholders. The Bank shall in its sole discretion send the Vouchers to the Cardholders eligible for availing the Offer, in accordance with its policies as applicable from time to time. The Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal loss or injury that may be suffered (including loss of life) to an Cardholder directly or indirectly, by use or non use of any other products/services offered under the Offer / Package.
The Bank does not hold any warranty or makes any representation with regard to the delivery, quality, availability, merchantability or suitability of the services as may be offered under the present Offer and/or Package and the Bank shall not entertain or be responsible for any communication in this regard.
Under the Offer, all destinations/ dates shall be subject to promotional availability & change, for instance during special events and festivals, availability of destinations / dates may be more restricted. No bookings of Package under the Offer shall be accepted for the Exclusion Period. Hence, the Cardholder are informed that details of a particular destinations / properties confirmation, even after being agreed to by PLAT5 CONSULTANCY PVT. LTD., may be altered on account of various reasons. In the event of such alteration, PLAT5 CONSULTANCY PVT. LTD. or the Bank shall not be held responsible in any manner whatsoever.
The Terms & Conditions as stated herein are not exhaustive and can be modified, altered by the Bank in its sole discretion at any time whatsoever. The Bank reserves the right at any time without previous notice to add, alter, modify, change or vary all or any Terms and Conditions, including the number of Cardholders to be identified, any charges that may be levied in light of provision of the Offer / Package , etc. Nothing contained herein amounts to a commitment by the Bank to conduct further, similar or any other scheme.
The availing of the of the Offer / Package by the Cardholders is voluntary and if any Cardholders choose not to avail the Offer / Package , then he/she may inform/intimate the Bank in this regard in the manner as indicated by the Bank in its sole discretion from time to time. The availing of the Offer / Package shall be strictly in accordance with applicable law, including any amendment, modification or re-enactment thereof. The Bank reserves the right to refuse, revoke and/or discontinue the Offer to any Cardholder without having to cite any reason and/or any other obligation whatsoever towards the said Cardholder. Further, the Cardholder may be contacted by the Bank and/or its associates, Designated Third Parties, through various medium, including but not limited to e-mails, SMS, monthly statements, etc.
The Bank and PLAT5 CONSULTANCY PVT. LTD. reserve the right to change/ modify/ withdraw/ suspend/cancel the Offer without prior notice and without assigning any reason thereof.
The Cardholder hereby understands and gives his/her irrevocable consent for personal information relating to the Cardholder to be exchanged with PLAT5 CONSULTANCY PVT. LTD. for the purpose of the present Offer.
By the act of filling up of the Voucher, the Cardholder shall be deemed to have read, understood and unconditionally accepted the Terms & Conditions contained herein and further agreed to be unconditionally bound by these Terms and Conditions.
The instructions with regard to booking under the Offer / Package and all the other information stated in the Voucher also form part of the terms and conditions of this Offer and Cardholder shall be deemed to have accepted them unconditionally.
All claims made by Cardholders against the Offer and/or the Package that do not comply with these terms may, at the Bank's and PLAT5 CONSULTANCY PVT. LTD.'s sole discretion, be disqualified. In the event that any claim is disqualified then the Cardholder shall forthwith return any Voucher issued pursuant to such claim to Bank/PLAT5 CONSULTANCY PVT. LTD.
Membership to the Premium Circle and the associated privileges shall cease to exist if the cardholder has outstandings on the credit card beyond the due date. Plat5 reserves the right to reinstate the offer post clearing the outstanding dues.
All terms and conditions stated herewith are subject to Indian Law and the exclusive jurisdiction of the Courts in Mumbai

Terms and Conditions for Free Air Ticket

The Customers in order to avail of his free flight entitlement, needs to send the completed, Booking Request Form, directly to Heritage Holidays Pvt. Ltd. (hereinafter referred to as "PLAT5"). HSBC Bank (HSBC) is not liable or responsible for the same in any manner.
A minimum of 21 days notice before travel is required. The completed Booking Request Form shall be submitted to PLAT5 at Heritage Holidays Pvt. Ltd. F-138 first floor, Rajouri Garden, New Delhi-110027, before the last date of submission of voucher (which is mentioned on every booking request form).
The Customer hereby further understands and agrees that PLAT5 is solely responsible for all activities relating to servicing of this offer, including and not limited to, arranging of tickets in accordance with Customer preferences, interacting with eligible Customers, dispatching and delivering of Customer tickets, etc.
On receipt of your Fly for Free Booking Request Form, PLAT5 shall contact the Customer within 15 working calendar days, to confirm availability. And claim any extra charges such as additional passenger amount, supplements or taxes (as specified herein below). PLAT5 shall be solely liable for all /any representations / warranties / communications made during the conversation.
HSBC does not hold any warranty or make any representation of the delivery, quality, merchantability or suitability of the Air Tickets and / or any other products / services as may be offered under the offer.
The Customer hereby understands and gives his/her irrevocable consent for personal information relating to the Customer to be exchanged with PLAT5.
Any dispute / complaint must be addressed by the Customer in writing to PLAT5 directly and HSBC shall not entertain any communication in this regard.
All flights must be direct to the destination airport. The Customer shall not have a choice in airline and the airline shall be decided by PLAT5.
The destination of the return flight has to be the outbound city. For example, if the Customer is booking a flight from Mumbai to Bangalore, then the return flight shall be from Bangalore to Mumbai. The return flight cannot be booked from any other city.
Airport / fuel surcharge and other taxes, passenger service charges, airline failure insurance and other surcharges levied by the airline or travel organizers are excluded. The said taxes / charges including any other Taxes / charges levied shall have to be paid by the Customer to PLAT5 on the confirmation of the flight. The Customer hereby understands that these taxes / charges are subject to change due to circumstances beyond PLAT5's control and PLAT5 shall not be liable for the same. The customer shall stand to pay these charges which are applicable on the date of flight
The customer needs to fill up the booking Form by giving 2 options of dates as well as destinations as per his choice.
Flights will be subject to promotional availability. The Customer hereby understands that during special events and festivals, flight availability may be more restricted. Where a particular flight is not contractually available, PLAT5 shall offer an alternative flight with another airline.
Only one Fly for Free Booking Request Form may be filled up per eligible customer and per booking. By the act of filling up of the Free on Air Booking Request Form, the Customer shall be deemed to have read, understood and unconditionally accepted the Terms & Conditions and further agreed to be unconditionally bound by the Terms and Conditions.
Only the eligible HSBC Customer may fill in the details on the Free on Air Booking Request Form.
Fly for Free Booking Request Form is not transferable and cannot be sold, resold or redeemed for cash. There is no cash alternative this offer. All reservations are strictly subject to promotional availability.
No cancellations or amendments are possible after confirmation of your booking. In case the 2 destination choices and 2 date choices are not available, then you may give PLAT5 alternate destinations and dates.
The Customer hereby expressly acknowledges and undertakes that HSBC and PLAT5 cannot be held responsible for any alterations to the flight schedules.
All journeys must be completed before the "Date by which travel must be completed" this date is mentioned clearly on the Booking request form. No flight reservations shall be permitted if they are mentioned this period.
The booking instructions (how to book) and all the other information are stated in the Fly for Free Booking Request Form also form part of the terms and conditions of this offer.
Any person taking advantage of this promotion does so, upon complete acceptance of the Terms and Conditions. Claims that do not comply with these Terms and Conditions may, at HSBC's and PLAT5's sole discretion, be disqualified.
PLAT5 and HSBC reserve the right to refuse to redeem the Free on Air Booking Request Forms if submitted by persons other than those to whom they were issued. HSBC shall not be held responsible for any claims for booking request forms that are lost, misdirected, incomplete, illegible, late or mutilated.
Free on Air Booking Request Forms cannot be used in conjunction with any alternative offer or promotion.
Proof of posting is not proof of receipt. Eligible Customers should get in touch with PLAT5.
The Customer hereby understands that this is a Limited Period Offer.
HSBC and PLAT5 reserve the right to change/ modify/ withdraw/ suspend/cancel this offer without prior notice and without assigning any reason thereof.
The present offer is administered by PLAT5.

The Flight Booking Request Form Terms & Conditions are subject to Indian Law and the exclusive jurisdiction of the New Delhi Courts.

Additional Terms and Conditions - Companion

Free 'Sports ' Offer: For any sporting event that customer watches outside India, PLAT5 shall reimburse the customer up to Rs 10,000 against the ticket cost for the stadium for customer only, as a special gesture All the customer needs to do is send a proof of watching this event live at the venue and PLAT5 shall send across a draft of up to Rs 10,000 or the actual cost which ever is lower to the customer within 60 days of receiving proof of the same. This voucher shall have a 12 month validity.
Free 'Cruise ' Offer: For any cruise that a customer takes with a companion outside India, PLAT5 shall reimburse the customer up to Rs 10,000 against the cruise cost for the customer only, as a special gesture All the customer needs to do is send Plat 5 a proof of having gone on the cruise & PLAT5 shall send across a draft of up to Rs 10,000 or the actual cost which ever is lower to the customer within 60 days of receiving proof of the same This voucher shall have a 12 month validity.
Free 'Amusement Park' Offer: For any visit to the amusement park done by the customer, PLAT5 shall reimburse the customer up to Rs 10,000 against the entry cost for the customer only , as a special gesture All the customer needs to do is send a proof of going to the amusement park and PLAT5 shall send across a draft of up to Rs 10,000 or the actual cost which ever is lower to the customer within 60 days of receiving proof of the same. This voucher shall have a 12 month validity.

The Cardholder in order to avail the Companion free offers as described in above paras would be required to purchase the ticket/PACKAGE directly from the organisers and not through PLAT5 CONSULTANCY PVT. LTD. PLAT5 CONSULTANCY PVT. LTD. shall after verifying the companion's ticket and subject to the terms and conditions contained herein shall directly send the holiday voucher to the HSBC cardholders directly for the offers. The offers can be taken if the proof of availing any of these offers is sent along with the booking voucher before the voucher expiry date.

Additional Terms and Conditions - Cash Back

The '5 % Cash Back' Offer (hereinafter "Cash Back Offer") is open to Primary HSBC cardholders selected at the sole discretion of Bank (hereinafter Bank) who are Indian citizens holding a valid and current Credit Card (hereinafter Cardholder).

The cash back offer is available for 60 days from the date of debit of the cardholder’s card, by the bank. Under this cash back offer, the Bank will credit back 5% of the total spends done on the card during the 60 day validity period, subject to a maximum of Rs. 500, to the cardholder's account.

The program fees will not be considered for the purpose of calculation of spends.

The cash back credit will take place only after receipt of the fees from the cardholder. Spends made across all cards linked to a cardholder account will be included. The 'Cash Back' will be made to the cardholder one month after the end of the offer period. For the purpose of this offer, all cash, balance transfer and installment program transactions will not be eligible for calculation of the amount spent by the cardholder. Bank reserves its absolute right at any time to add, alter, modify or change or vary the terms and conditions stated herein and such amendment(s) / modification(s) shall be binding on the Cardholder. The Offer being made by the Bank is optional and the Cardholders are not bound in any way to participate in this facility. Any such participation in the Offer by Cardholder is voluntary. In case a Cardholder does not want to participate in this facility, he should inform the Bank of the same through Bank by Phone. However, such a request should be received by the Bank within 7 days of the statement date. The facility shall be eligible to service tax and/or other taxes/charges etc. as may be applicable under law from time to time. Any dispute arising out of or in connection with the or as a result of 'Cash Back' facility shall be subject to the exclusive jurisdiction of the courts at Mumbai only.

Additional Terms and Conditions - Assured Gifts

Free Joining Gifts (like a branded watch) will be dispatched once the fees have been paid by the customer.

HSBC is not responsible for the quality of the gifts or the state in which the goods have been delivered or the time taken to deliver. Gifts can vary from one HSBC cardholder to another.

Destinations / Properties Currently Offered Under The Program:

60 Properties
North

Destination	Hotel	Exclusion
Nainital	Naini Retreat	May, Jun
	Earls Court	May, Jun
Shimla	Asia The Dawn	May, Jun
	Toshali Royal view	May, Jun
Manali	Orchard Green	May, Jun
	Park Inn	May, Jun
	De Vivendi Resort	May, Jun
Corbett	Corbett Hideaway	Dec-Feb
	Riverview Retreat	Dec-Feb
	Corbett Jungle Resort	Dec-Feb
Agra	Utkarsh Vilas	Dec-Feb
	Howard Park Plaza	Dec-Feb
Jaipur	Comfort Inn Hawa Mahal	Dec-Feb
	Park Inn	Dec-Feb
Jodhpur	Shreeram International	Dec-Feb
Mussoorie	Avalon resorts	May,Jun
Khajjiar	Hotel Mini Swiss	May,Jun
Dharamshala	Spring Valley resort	May,Jun
	Anupam Resort	May,Jun
Ramgarh	Himalaya View Retreat	May,Jun
Gangotri	The Chardham Camp	Nil
Yamnotri	The Chardham Camp	Nil
Badrinath	The Chardham Camp	Nil
Kedarnath	The Chardham Camp	Nil
Kasauni	Sun 'n' Snow	May,Jun
Bhimtal	Mountain Club	May,June
Auli	Clifftop Club	May,June

East

Destination	Hotel	Exclusion
Puri	Toshali Sands	Dec-Feb
	Sterling Resort	Dec-Feb
Gangtok	Orange Village	May, Jun
	Sterling Resorts	May, Jun
Darjeeling	Shangri-la Regency	May, Jun
	Sterling Resort	May, Jun

West

Destination	Hotel	Exclusion
Lonavala	Highland Retreat	15Apr-15jun
Matheran	Kumar Plaza	15Apr-15jun
	Horse Land Spa	15Apr-15jun
Goa	Phoenix Park Inn	Dec-Feb
	La Goa Azul	Dec-Feb
Mahabaleshwar	Swiss Country Resort	15Apr-15jun
	Saj Resort	15Apr-15jun
Udaipur	Vishnupriya	Dec-Feb
Khajuraho	GW Greenwood	Dec-Feb
Panna	Jewel of the Jungle	Dec-Feb

South

Destination	Hotel	Exclusion
Ooty	Sagar Resorts	15 Apr-15 Jun
Pondicherry	The Mass	Dec-Feb
Kodaikanal	Highland Parade	15 Apr-15 Jun
Kochi	Gokulam Park Inn	May-June
Munnar	Days Inn	15 Apr-15 Jun
	Sterling Resort	15 Apr-15 Jun

International

Destination	Hotel	Exclusion
Bangkok	Baiyoke suites	Dec - Jan
	White Orchard	Dec - Jan
Pattaya	Baiyoke Pattaya	Dec - Jan
	Beverly Plaza	Dec - Jan
Phuket	Kata Country Resort	Dec - Jan
	Centara Kata Resort	Dec - Jan
Kathmandu	Hotel Annapurna	May - June
Boston, USA	Harbour Side Inn	10 Dec - 15 Jan, May-June
Salzburg, Austria	Marakus Sittikus	10 Dec - 15 Jan, May-June
Cairo, Egypt	Cataract Pyramids	10 Dec - 15 Jan, May-June
Malaga, Spain	Princess Plaza Apartments	10 Dec - 15 Jan, May-June

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