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CritiCare - Critical Illness Insurance Policy

CritiCare - Critical Illness Insurance Policy. By your side, when you need it most.

CritiCare

While we all like to believe that it won’t happen to us, critical illnesses, like a heart attack or a stroke, can strike anyone, anytime. Unfortunately, while you are worrying about your health, you have an additional thing to worry about – the money that you would require for the treatment. Even though advances in medical science have significantly improved our chances of surviving a critical illness, recovery often is a long and expensive process. The medical check-ups, the bills, the loss of pay due to absence from work, out-of-pocket expenses, etc. can all mean a financial mess at an already stressful time.

In the unfortunate event that you are affected by a critical illness, anytime in the future, are you financially secure enough to worry only about your health and not the money required to meet your medical expenses?

What is CritiCare?

CritiCare is a critical illness insurance policy, which ensures that you are able to concentrate on getting back to good health, and not burdened with arranging money to meet the high, unexpected medical expenses associated with a critical illness. It is a group insurance policy from TATA AIG General Insurance Company Ltd that provides you with coverage for a set of 11 critical illnesses and surgeries.

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Features & Benefits

Advantages of CritiCareAdvantages of CritiCare

Wide illness coverage - CritiCare provides you an insurance cover for 11 critical illnesses, which can afflict people most often.
- First Heart Attack
- Cancer (exclude Skin Cancer) - Stroke
- Coronary Artery Surgery - Kidney Failure - Major Organ Transplant
- Total Blindness - Coma - Major Burns
- Multiple Sclerosis - Paralysis  

Provides an insurance benefit cover, not reimbursement.
Free Second Opinion - CritiCare is the only policy, which offers you a unique opportunity, at no extra cost to you, to take a second opinion on your illness, from a panel of expert doctors in USA. The medical reports and diagnosis are sent to a special panel of doctors in the USA who review the case and give an independent opinion to the customer.
Criticare offers you guaranteed acceptance up to the age of 60 years.
Easy enrollment and simple documentation.
The premium paid under CritiCare (upto Rs 15,000) is exempt from income tax under Sec 80D of the Income Tax Act.

 

General ExclusionsGeneral Exclusions

Click here to view the general exclusions to the CritiCare policy.

 

Premium DetailsPremium Details

Click here to view the premium options available for the CritiCare policy.

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Eligibility

Any HSBC customer between the age of 18 years and 60 years at entry into the plan can apply.

Family definition includes the applicant’s spouse/children/parents. Please refer to the policy wordings for details.

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Apply for CritiCare

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Disclaimer

Insurance is the subject matter of the solicitation.
This policy is underwritten by Tata AIG General Insurance Company Ltd. (Tata AIG), whose registered office is at Peninsula Corporate Park, Nicholas Piramal Tower, 9th Floor, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 013. This information is given by The Hongkong and Shanghai Banking Corporation Limited (HSBC), India, whose registered office is at 52/60, M.G. Road, Fort, Mumbai 400001, and which is a group policy administrator for this particular policy. HSBC India does not accept any responsibility for Tata AIG's actions or decisions. Conditions Apply. Please refer to the policy contract for details.