Cash while you are in hospital

Level 1 Level 2
As a result of an accident, per day up to 365 days. 1,000 1,500

  Cash for loss of active lifestyle
Level 1 Level 2
Loss of any 3 activities of daily living. This includes eating, toileting, dressing, continence and mobility. 3,00,000 5,00,000

  Cash for accidental loss of life
Level 1 Level 2
Public transport 3,00,000 5,00,000
All other accidents 1,50,000 2,50,000

  Cash for everyday injuries
Level 1 Level 2
Fractures of hip/pelvis 60,000 90,000
Fractures of thigh/heel 30,000 45,000
Fracture of lower leg, skull, ankle, elbow, upper / lower arm 24,000 36,000
Fractures of the lower arm including wrist and finger 12,000 18,000
Fracture of shoulder blade, knee cap, hand (excluding wrist and finger), or foot 12,000 18,000
Fractures of spinal column 12,000 18,000
Fractures of upper jaw, ribs, cheek bones, toes and fingers 9,500 14,250
Burns 24,000 36,000
Dislocation requiring surgery under anaesthesia 48,000 72,000
Internal injury 15,000 22,500
Total not to exceed Rs. 1,00,000 1,50,000

The above sums are maximum sums payable under the benefit and may vary according to the seriousness and type of the injury.