| Injuries | Optimum (Rs.) | Exclusive (Rs.) | ||||||||||||||||
| Fractures of Hip / Pelvis Upto | 60,000 | 9,000 | ||||||||||||||||
| Fractures of Thigh / Heel Upto | 30,000 | 45,000 | ||||||||||||||||
| Fractures of lower leg, skull, ankle, elbow, upper / lower arm Upto | 24,000 | 36,000 | ||||||||||||||||
| Fractures of shoulder blade, kneecap, hand ( excl. wrist & finger), or foot Upto | 12,000 | 18,000 | ||||||||||||||||
| Fractures of spinal column Upto | 12,000 | 18,000 | ||||||||||||||||
| Fractures of lower jaw Upto | 15,000 | 22,500 | ||||||||||||||||
| Fractures of upper jaw, ribs, cheek-bones, toes and fingers Upto | 9,500 | 14,250 | ||||||||||||||||
| Burns Upto | 24,000 | 36,000 | ||||||||||||||||
| Dislocation requiring surgery under anaesthesia Upto | 48,000 | 72,000 | ||||||||||||||||
| Internal Injury Upto | 15,000 | 22,500 | ||||||||||||||||
| Total of A not to exceed Rs | 1,00,000 | 1,50,000 | ||||||||||||||||
| Accident Hospital Cash | ||||||||||||||||||
| per day upto 365 days | 1,000 | 1,500 | ||||||||||||||||
| Loss of Activity of Daily Living | ||||||||||||||||||
| Loss of any three activity of daily living . This includes eating, toileting, Dressing, Continence and Mobility Upto | 3,00,000 | 5,00,000 | ||||||||||||||||
| Accidental Death | ||||||||||||||||||
| Common carrier | 3,00,000 | 5,00,000 | ||||||||||||||||
| Other accidents (24Hours) | 1,50,000 | 2,50,000 | ||||||||||||||||