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Ensure peace of mind with Tata AIG's Travel Guard* policy.

Travel Guard

A holiday is an important time to recharge yourself. It is what you work for and owe yourself. An injury or illness on a trip like this can be unpleasant and expensive. Travel Guard is a "Global Travel Protection" policy underwritten by the Tata AIG General Insurance Company Limited (Tata AIG). Travel Guard may be purchased by any resident Indian between the ages of 6 months and 70 years (for travel abroad on business or leisure).

These are the things you plan for when you travel - business, sight seeing, shopping. How about lost baggage (and passports), personal accidents, even a hospital stay in a strange land? Very few people plan for real risks like these. Tata AIG has access to that expertise - so you get the services of a multilingual team familiar with local conditions and systems. Of course, every Tata AIG travel product sets benchmarks on service excellence, worldwide coverage and value for money.

Travel Insurance from Tata AIG
  • First to launch on-line travel insurance
  • In-house assistance service AIG-Assist in US & Canada; ISOS for rest of the world
  • AIG presence in over 130 countries
You need no medical certification, whatever your age, though you do need a declaration of recent medical history. Any pre-existing ailments or medical conditions are not covered under this policy.
Features & Benefits
  Benefits schedule
Benefits Platinum (Figures in US$)
Single Trip Annual Multi Trip
Accidental Death and Dismemberment Benefit 25000 25000
Accidental Death and Dismemberment Benefit (Common Carrier) 5000 5000
Accident & Sickness Medical Expense Reimbursement 500000 500000
Deductible (Accident & Sickness Medical Expense Reimbursement) 100 100
Sickness Dental Relief 500 500
Deductible (Sickness Dental Relief) 150 150
Emergency Medical Evacuation Benefit Included* Included*
Repatriation of Remains Benefit Included* Included*
Baggage Delay Benefit (After first 12 hrs.) 200 200
Checked Baggage Loss Benefit 1000 1000
Loss of Passport Benefit 250 250
Deductible (Loss of Passport Benefit) 30 30
Personal Liability Benefit 200000 200000
Deductible (Personal Liability Benefit) 200 200
Trip Delay Benefit Included* Included*
Deductible (Trip delay benefit) 12 hrs, 10 per 12 hrs 12 hrs, 10 per 12 hrs
Maximum (Trip delay benefit) 100 100
Hijacking Benefit Included* Included*
Deductible (Hijacking benefit) 1 day, 100 per day & Max 500 1 day, 100 per day & Max 500
In - Hospital Indemnity Benefit NA Included*
Deductible (In-Hospital Indemnity Benefit) NA 1 day,15 per day & Max 150
Automatic extension of policy upto 7 days Available Available
Emergency cash advance 1500 1500

Sub Limits
Following Maximum eligible expenses per Sickness or Disease are applicable to Insured Persons Aged 56-70, regardless of the plan / option purchased.
Hospital Room and Board and Hospital miscellaneous Max 1,500 per day upto 30 days whichever is less.
Intensive Care Unit Max 3,000 per day upto 7 days whichever is less.
Surgical Treatment Max 10,000
Anesthetist Services Upto 25% of Surgical Treatment
Physician?s Visit Max 75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing Max 500
Ambulance Services Max 400

*Included under Accident & Sickness Medical Expenses Reimbursement.

Please note that in case of Annual Multi Trip, any single trip within the year is for a period not exceeding either 30 days or 45 days. Please select your days of travel accordingly. There can be only a single applicant for Annual Multi Trip.

  Premium details
Single Trip
Age Band
No of Days		 Worldwide excluding USA / CANADA Worldwide including USA / CANADA
6 months -
40 Years		 41 - 60 Years 61 - 70 Years 6 months -
40 Years		 41 - 60 Years 61 - 70 Years
1 - 7 792 914 1469 1007 1146 1939
8 - 14 990 1390 1969 1412 1985 2753
15 - 21 1203 1500 2634 1690 2140 3521
22 - 28 1475 1743 3167 1885 2471 4282
29 - 35 1623 2074 3855 2312 2934 5410
36 - 47 1916 2515 4809 2769 3596 6893
48 - 60 2758 4103 5907 3949 5846 8644
61 - 75 3971 5536 7503 5647 8195 10981
76 - 90 4765 6589 8963 6839 9319 13836
90 - 120 5219 7276 12736 7579 10170 21646
120 - 150 6845 8598 18449 10372 13964 30512
150 - 180 8420 10342 22413 12484 15600 35256
Annual Multi Trip
Age Band
No of Days		 19 - 40 41 - 60 61 - 70
30 days 4209 5140 10191
45 days 4866 5234 16703

Premiums in INR and Include Service Tax @10.30% as per new rules
Eligibility
Any HSBC customer between the age of 6months - 70 years is eligible to buy the plan. No medical examinations up to the age of 70 years. Please note that in case you are NRI, resident in USA/Canada, you cannot purchase the plan. If you are a mariner / NRI, resident in country other than US / Canada, then you can cover your family resident in India.

Family definition includes the insured person and/or the insured person?s spouse and/or the insured person's children. Please refer to the policy wordings for details.
Main Exclusions
You are not covered if any expenses incurred directly or indirectly in respect of: traveling against the advice of the physician; for obtaining treatment; pre-existing ailments & complications arising out of them; Suicide or attempted suicide; war; terrorism; illegal acts; dangerous sports etc. For other exclusions please refer to the policy wordings.
Policy Wording
Apply for Travel Guard

Insurance is the subject matter of the solicitation.
This policy is underwritten by Tata AIG General Insurance Company Ltd. (Tata AIG), whose registered office is at 9th Floor, Nicholas Piramal Tower, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 013. This information is given by The Hongkong and Shanghai Banking Corporation Limited (HSBC), India (Licence no: 961387), whose registered office is at 52/60, M.G. Road, Fort, Mumbai 400001, and which is a corporate agent of Tata AIG. HSBC India does not accept any responsibility for Tata AIG's actions or decisions. Conditions Apply. Please refer to the policy contract for details.

Please click here for Health & Data Declaration.

Please click here for Terms & Conditions.

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