Loss of Passport

We will reimburse You, subject to any Deductible, if You lose Your passport and incur necessary and reasonable expenses in connection with obtaining a duplicate or new passport up to the maximum stated in the Policy Schedule or the Schedule of Benefits (refer to 'Schedule of Benefits' of this Policy). The Deductible if any, shall apply to each insured event and shall be borne by You.

Exclusions
In addition to the General Exclusions listed in this Policy this coverage section shall not cover and We will not be liable under this section for any:

• loss or damage to passport due to delay or from confiscation or detention by customs, police or other authority;
• theft which is not reported to any appropriate police authority within 24 hours of discovery and an official report obtained;
• loss or theft of passport left unattended by You unless located in a locked hotel room or apartment and an appropriate sized safety deposit box was not available.