You do not need to spend time waiting in queues at the branch to perform your transactions. An ATM provides you with most of the personal banking services. The Debit Card1 from HSBC is extremely versatile and simple to use, being valid both in India and overseas. What’s more, you can use the HSBC Debit Card at over 1 million Visa ATMs for Cash Withdrawal^ and over 26 million Visa Merchant Establishments for purchases#. This allows you 24-hour electronic access to upto three HSBC Savings / Current Accounts, wherever and whenever you need the money. Your debit card is internationally valid and combines the benefits of domestic and international usage in one card.
Know more
You do not need to spend time waiting in queues at the branch to perform your transactions. The HSBC ATM provides you with the option of banking instantly for various transactions, here are some of the ways it will benefit you:
^ All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India. The aggregate expenses (i.e. through cash / traveller's cheques / your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time.
# A transaction fee is applicable for withdrawals from any ATM outside India. All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India. The aggregate expenses (i.e. through cash / traveller's cheques / your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time.
* A transaction fee is applicable for withdrawals from other bank ATMs in India or any ATM outside India. All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India. The aggregate expenses (i.e. through cash/traveller's cheques / your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time. Debit cards cannot be used for purchase of prohibited items e.g. lottery tickets, banned or proscribed magazines, football pools, racing / riding tickets, participation in sweepstakes, payment of call-back services etc. If in doubt please contact the Bank for clarification. Domestic debit cards issued to the NRI customers holding NRO accounts with HSBC India or issued to the Power of Attorney holders designated by the NRI customers for their NRE Accounts with the bank, are valid for transactions within India only.
1 Resident / Non-Resident Individuals (excluding minors) holding SmartMoney / Savings / Current Accounts with HSBC India, either held singly or jointly on a 'either or survivor' basis, may apply for a debit card.