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How to pick the right fund
Different schemes entail different levels of risks, depending upon their portfolio composition and fund objective. However, a person should not just blindly select any scheme.

Mutual funds Degree of Risk
Money Market Funds Low
Income funds Low to Medium
Balanced Funds Medium
Growth Funds Medium to High

Every person has a different risk profile, which depends upon his personal attitude towards risks, age, income, liabilities, objectives, knowledge about financial markets and the term of investment. You should select a suitable mutual fund scheme according to your risk profile.

For instance, a person who has a low risk profile would be better off investing in a scheme with low risk, viz. money-market funds.

You have to match your risk profile to that of the scheme and then make a suitable choice

Mutual Funds are subject to market risk. Please read the offer document carefully before investing. Terms and Conditions apply.

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