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Personal Loan from HSBC

The joy of fulfillment.the delight of a surprise

Personal Loan from HSBC

When expenses arise, like your daughter's marriage, furnishing your home, higher education for your children or a family holiday you can turn to Personal Loan from HSBC.

HSBC customers can avail personal loans in the cities of Mumbai, Delhi, Pune, Kolkata, Bengaluru, Hyderabad, Ahmedabad, Jaipur, Chandigarh, Chennai, thiruvananthapuram, Cochin, Ludhiana and Baroda only.

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Features & Benefits

Personal loan repayment with low interest rates. Personal loan repayment with low interest rates

 

HSBC India offers

  • Personal loans with flexible tenor of up to 5 years (i.e. 12, 24, 36, 48 and 60 months)
  • The maximum loan amount that can be availed of under this offer is Rs. 15 lakhs. Select customers may be eligible for loans upto Rs. 20 lakhs based on internal credit policy of HSBC.
  • Easy monthly repayment through Equated Monthly Installments (EMI) or through Electronic Clearing System (ECS) or by setting up a Standing Instruction (SI) on HSBC bank account
  • EMI date will be the 5th or 15th of every month, depending on the loan disbursal date.
  • For HSBC personal loans disbursed between 1st and 15th of the calendar month, the EMI date will be 5th of next calendar month.
  • For HSBC personal loans disbursed between 16th and 31st of the calendar month, the EMI date will be 15th of next calendar month.
  • Transfer of an existing personal loan from another bank in India
  • No requirement of collateral/guarantor
  • Easy documentation, quick processing and disbursal

 

Avail of a HSBC Personal Loan forAvail of a Personal Loan from HSBC for

  • Home renovation or other home related expenses
  • Marriage expenses
  • Travel expenses
  • Transferring an existing loan from another bank
  • Purchasing consumer durables or equipment
  • Any other personal needs and contingencies

Personal Loan Interest Rates and charges **

Interest rates ranging from 13.5% p.a. to 17.5% p.a.
Processing fee upto 1% of the disbursed loan amount
Prepayment Charge : 4% of the principal outstanding (which would be allowed only after 6 months from the date of loan disbursal)

All loans at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC)". Personal loans are available in the cities of Mumbai, Delhi, Pune, Kolkata, Bengaluru, Hyderabad, Ahmedabad, Jaipur, Chandigarh, Chennai, thiruvananthapuram, Cochin, Ludhiana and Baroda only and is subject to change from time to time. Click here for the Most Important Terms and Conditions (MITCs) for Personal Loan from HSBC.

*The loan amount may vary subject to conditions and other internal credit policy of HSBC.

**Please be advised that applicable Indirect Taxes including service tax and cess would be recovered on all our fees and charges and any other amount liable to tax under prevailing Indirect Tax Laws. Please click here for Service Tax details. Fees and charges are subject to change at the sole discretion of the Bank and will be intimated to customer atleast a month prior to the same being applicable .

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Different needs. One answer. Personal Loans from HSBC