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Personal Loan from HSBC - Eligibility & Documentation

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Eligibility Criteria

  • Applicant must be existing HSBC customer
  • Applicant should be a resident Indian
  • The minimum age of the Applicant should be 21 years
  • The maximum age of the Applicant at loan maturity should be 58 years years for salaried and 65 years for the self employed
  • The minimum net annual income should be Rs.400,000 p.a. and above for Corporate Employee Programme and Rs.500,000 and above for other customers

The following documents are required to be submitted while applying:

Complete loan applicationComplete loan application form with one passport size photograph.

 

Proof of applicant's identityValid proof of applicant's identity (any one of the following)

  • Passport
  • Election/Voter's ID
  • Permanent driving licence
  • Government employee ID card
  • Defence ID card
  • Permanent Account Number (PAN) card
  • Aadhar Card
  • Photo ration card
  • National Rural Employment Guarantee Act (NREGA) Job Card

 

Proof of residence Proof of residence (any one of the following)

  • Passport
  • Election/Voter's ID
  • Permanent driving licence
  • Ration card (refer note 43ik)
  • Society outgoing bill (only from registered societies)
  • Electricity/water/telephone bill
  • Gas bill (pipeline connection only)
  • Property tax bill
  • Domicile certificate with address issued by Municipal Corporation
  • Registered rent/lease agreement (registered with State Government or similar registration authority)

 

Proof of ageProof of age (any one of the following)

  • Passport
  • Driving license
  • Birth certificate
  • Photo PAN card
  • School leaving certificate

 

Financial documentsFinancial documents


Salaried individuals

  • Latest salary slip showing statutory deductions OR
  • Form 16 (Declaration from employer giving details of income and deductions, duly signed by an authorised signatory of the company) AND
  • Salary account statements for the last 3 months

Self employed individuals
  • Audited/ certified financials (P&L account and Balance Sheet) AND
  • Acknowledged IT returns for the last 2 years AND
  • Bank statement of the primary account for the last 6 months

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Terms and conditions apply. The above stated documentation is subject to change at the sole discretion of HSBC . Any change of such nature will be updated on the website for information.