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Personal Loan from HSBC - Eligibility & Documentation

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Eligibility Criteria

  • Applicant must be existing HSBC customer
  • Applicant should be a resident Indian
  • The minimum age of the Applicant should be 21 years
  • The maximum age of the Applicant at loan maturity should be 58 years years for salaried and 65 years for the self employed
  • The minimum net annual income should be Rs. 400,000 p.a.

The following documents are required to be submitted while applying:

Complete loan applicationComplete loan application form with one passport size photograph.

 

Proof of applicant's identityValid proof of applicant's identity (any one of the following)

  • Passport
  • Election/Voter's ID
  • Permanent driving licence
  • Government employee ID card
  • Defence ID card
  • Permanent Account Number (PAN) card
  • Aadhar Card
  • Photo ration card
  • National Rural Employment Guarantee Act (NREGA) Job Card

 

Proof of residence Proof of residence (any one of the following)

  • Passport
  • Election/Voter's ID
  • Permanent driving licence
  • Ration card (refer note 43ik)
  • Society outgoing bill (only from registered societies)
  • Electricity/water/telephone bill
  • Gas bill (pipeline connection only)
  • Property tax bill
  • Domicile certificate with address issued by Municipal Corporation
  • Registered rent/lease agreement (registered with State Government or similar registration authority)

 

Proof of ageProof of age (any one of the following)

  • Passport
  • Driving license
  • Birth certificate
  • Photo PAN card
  • School leaving certificate

 

Financial documentsFinancial documents


Salaried individuals

  • Latest salary slip showing statutory deductions OR
  • Form 16 (Declaration from employer giving details of income and deductions, duly signed by an authorised signatory of the company) AND
  • Salary account statements for the last 3 months

Self employed individuals
  • Audited/ certified financials (P&L account and Balance Sheet) AND
  • Acknowledged IT returns for the last 2 years AND
  • Bank statement of the primary account for the last 6 months

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Terms and conditions apply. The above stated documentation is subject to change at the sole discretion of HSBC . Any change of such nature will be updated on the website for information.