Smart Home Savings for 25 Years


Smart home	Terms
Tenor	300 months
Rate	9.00%

Loan amount (Rs.)	10 lacs	20 lacs	30 lacs	40 lacs	50 lacs
EMI - Smart Home (Rs.)	8,510	17,021	25,531	34,042	42,552
Savings1 (Rs.)	3,000	4,000	5,000	6,000	7,000
Savings2 (Rs.)	5,000	8,000	10,000	15,000	20,000
Savings3 (Rs.)	7,000	10,000	15,000	20,000	25,000

Rs.10 lacs	Savings1	Savings2	Savings3
Monthly excess (Rs.)	3,000	5,000	7,000
Tenor reduced by (months)	157	190	211
Interest savings (Rs.)	8,74,556	10,44,046	11,41,569

Rs.20 lacs	Savings1	Savings2	Savings3
Monthly excess (Rs.)	4,000	8,000	10,000
Tenor reduced by (months)	129	176	190
Interest savings (Rs.)	14,59,242	19,45,372	20,88,092

Rs.30 lacs	Savings1	Savings2	Savings3
Monthly excess (Rs.)	5,000	10,000	15,000
Tenor reduced by (months)	117	164	190
Interest savings (Rs.)	19,92,158	27,33,465	31,32,138

Rs.40 lacs	Savings1	Savings2	Savings3
Monthly excess (Rs.)	6,000	15,000	20,000
Tenor reduced by (months)	111	172	190
Interest savings (Rs.)	25,06,207	38,04,781	41,76,182

Rs.50 lacs	Savings1	Savings2	Savings3
Monthly excess (Rs.)	7,000	20,000	25,000
Tenor reduced by (months)	106	176	190
Interest savings (Rs.)	30,11,242	48,63,430	52,20,228

Disclaimer : These tables are based on current rates quoted which are subject to change and which may not apply to your loan. The computation in this document is based on simulated figures and a number of underlying assumptions. This document is for illustrative purposes only and should not be relied upon when making individual decisions on your home loan package. Please consult your Mortgage Sales Manager to ensure that you receive complete information on the options available to you. All loans at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India

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