HSBC Visa Cashback Credit Card | Cashback Rewards

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HSBC Visa Cashback Credit Card

Earn cashback on eligible purchases

10% accelerated cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
1.5% unlimited cashback on all other spends
4 complimentary domestic lounge visits per year (1 per quarter)

Exclusions apply to the 1.5% unlimited cashback offer – please refer to the detailed services guide for the full list of exclusions.

Joining fee and annual fee

Joining fee INR999

Annual fee INR999 (waived if you spend more than INR200,000 per year)

Apply now for an HSBC Visa Cashback Credit Card

Here's what you get with an HSBC Visa Cashback Credit Card

Complimentary domestic airport lounge passes

Relax before you fly with 4 complimentary domestic airport lounge visit per year – you can access 1 lounge visit every 3 months.

Unlimited cashback

Get 10% cashback on all dining, food delivery, and grocery spending, up to INR1,000 per card billing cycle – plus, get 1.5% unlimited cashback on all your other spending (exclusions apply – please refer to the detailed services guide for the full list of exclusions).

Annual fee waiver when you spend more

Your INR999 annual membership fee will be waived if you spend over INR200,000 per year.

Zero liability for lost cards

You'll get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000.

Choose the card that gives cashback

In a world full of difficult choices, at least the cashback is easy

Enabled with VISA Paywave technology, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.

10% cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
1.5% unlimited cashback on all other spends (exclusions apply – please refer to the detailed services guide for the full list of exclusions)
Cashback is also available via the Instant EMI (Equated Monthly Installment) facility on your card across listed merchants
Get cashback credited to your account within 45 days of your card's statement date

Please refer to the detailed service guide for complete list of exclusions.

Your Visa Cashback Credit Card also comes with

Emergency card replacement

If you lose your credit card, you can cancel it and we'll issue you an emergency card anywhere in the world – it'll only take 3 days.
Balance transfer

Transfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.
Offers and discounts

HSBC credit card customers get exclusive access to discounts with our select partners.

EMI options

Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Installments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, or Loan-on-Phone.
Google Pay

If you've got an Android mobile device, then you can use Google Pay for a fast, secure, and simple way to use your HSBC credit cards to pay online or in stores.
Other benefits

Your card will come with other regular card benefits like cash advance, additional credit cards, global access and access through Phone Banking. Please refer to the Credit Card Services Guide.

What you need to know

Are you eligible?

To apply, you must:

Be aged between 18 to 65 years old
Have a minimum income of INR400,000 per year for salaried individuals
Be an Indian resident
Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata

The latest salary slip, if you're a salaried employee, OR
The front side of the card and the latest credit card statement, if you're already using another credit card, AND
Proof of residence, identity proof, and your permanent account number (PAN) card

Please note that this list is for reference purposes only. Additional documents may be requested from you during the credit card application process.

Apply online and win an Amazon e-voucher

Apply online

When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250.

T&Cs apply

Apply now This link will open in a new window

Contact us

It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.

Get in touch

Frequently asked questions

A cashback credit card is a credit card that provides cashback whenever the customer swipes the card at a physical store or makes online payments through the credit card.

To make the most of your cashback credit card, use your card for larger purchases to gain maximum cashback.

Yes, the cashback you earn will be credited to your credit card within 45 days of the card statement date.

Cashback credit cards offer you the chance to earn cash from the money you spend, by paying you back a percentage of what you spend or giving you reward points for additional benefits.

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HSBC Premier Credit Card

From travel to gourmet dining, your HSBC Premier Credit Card offers a range of exclusive benefits.

Is an HSBC Cashback Credit Card right for you?

Check whether you're eligible for our Cashback Credit Card and start your application.

This Offer ('Offer') is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India ('Bank') and is made available on the website amazon.in or mobile site or mobile application thereof (collectively, 'Amazon.in') by Amazon Pay (India) Private Limited ('Amazon') and any participation is voluntary.
Offer Terms and Conditions ('Offer Terms') are in addition to the amazon.in 'Conditions of Use & Sale' and 'Privacy Notice' to which you agree to, by using amazon.in and Terms and Conditions of HSBC Credit Cards. In the event of any conflict between the Conditions of Use & Sale and these Offer Terms, these Offer Terms will prevail, only for the purposes of this Offer.
This Amazon eGift Voucher offer is provided by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) to Resident Indian customers (hereinafter referred to as 'credit card applicant') who have participated in the offer. Each qualifying credit card applicant who has completed video self-verification is entitled to an Amazon eGift Voucher of INR250 (Offer).
The offer is valid for successful completion of video self-verification after completing online credit card application by self during the period from 29th Feb 2024 to 31st May 2024 (Offer Period).
This is a limited period Offer and HSBC in its sole discretion reserves the right to alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this Offer by another Offer, whether similar to this Offer or not, or to withdraw it altogether at any point in time by providing appropriate intimation to the Cardholder.
The Amazon eGift Voucher (WinPin code) will be sent to your email ID provided in the online credit card application, within 45 days of end of the offer i.e. 15 July 2024.
All decisions with respect to the Offer shall be at the sole discretion of HSBC and the same shall be final, binding and non-contestable. Other than the specific entitlements available to the Cardholders under this Offer, any other claims with regard to this Offer against HSBC are waived.
Credit card applicants are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
Nothing herein amounts to a commitment by the Bank or Amazon to conduct further, similar or other Offers.
Issuance of the credit card is at the sole discretion of the Bank and is subject to the Bank's internal approval norms.
By participating in this Offer, every credit card applicant expressly agrees that Bank and Amazon will not be liable or responsible for any loss or damage whatsoever that a Cardholder may suffer, directly or indirectly, in connection with the Offer including but not limited to that associated with his/her use or delivery or misuse of the Product(s). The existence of any dispute shall not, by itself, constitute any claim against HSBC.
The Bank does not make any warranties or representations as to the quality, merchantability, suitability or availability of the product and services offered under these Offers. Any dispute regarding these must be addressed in writing, by the Cardholder, directly to Amazon.
Prior to using the Amazon website and/or the mobile app, the Cardholder should refer, read, understand, accept and agree to the user agreement and Terms and Conditions of the said website and the mobile app, and proceed only if the Cardholder agrees to abide by the same. The Cardholder will be required to give personal information and other details online. The Cardholder should read and understand the privacy policy of the website and the mobile site, prior to providing any such information. Any disclosure of information made by the Cardholder towards availing of or fulfilment of the Offer is at the sole discretion of the Cardholder and the Bank shall not be responsible for the same. Amazon may use the personal information shared by the Cardholder for any other purpose (like marketing, etc.) and the Bank will not be held liable for such usage of personal information by Amazon Products offered under this Offer are subject to availability with Amazon and HSBC will not be liable for non-availability of any of the products.
The Offer is subject to force majeure events.
These Offer Terms are governed by the laws of India and the courts at Mumbai will have exclusive jurisdiction over any matters/disputes arising out of or in relation to these Offer Terms.
Any person availing this Offer will be deemed to have accepted these Offer Terms.

Voucher Terms and Conditions:

The eGift Voucher is valid for a period of 6 months from the date of issuance.
eGift Voucher cannot be reloaded, resold, transferred for value or redeemed for cash.
eGift Voucher cannot be used to purchase other gift card.
eGift Voucher cannot be used on any of the partner sites including Junglee.com.
eGift Voucher cannot be used to purchase any other type of digital content such as apps.
eGift Voucher cannot be transferred from one account to another once the claim code has been added.
Amazon may change (add to, delete, or amend) these terms from time to time. Unless stated otherwise, the changes will apply to any new Amazon eGift Voucher that are for personal, non-commercial use and enjoyment only. The same may be shared with family and friends, but may not be advertised, sold or used as promotional items by the purchaser or anyone else without Amazon's prior written consent.
Amazon eGift Voucher cannot be replaced, refunded or revalued. It cannot be exchanged for points or cash and cannot be re-validated.
HSBC does not make any warranties or representations as to the quality, merchantability, suitability or availability of the products or services offered under this Offer. Any dispute regarding delivery, service, suitability, merchantability, availability or quality of the products/services availed under this Offer must be addressed in writing, by the customer directly to amazon.in
Tax liability, if any, will be borne by the Cardholder.
By using the eGift Voucher, the Cardholders shall be deemed to have accepted all the aforementioned Terms and Conditions in totality.

HSBC Cashback Credit Card

Earn cashback on eligible purchases

Joining fee and annual fee

Credit card introductory offers

Here's what you get with an HSBC Visa Cashback Credit Card

Complimentary domestic airport lounge passes

Unlimited cashback

Annual fee waiver when you spend more

Zero liability for lost cards

Choose the card that gives cashback

In a world full of difficult choices, at least the cashback is easy

Your Visa Cashback Credit Card also comes with

What you need to know

Are you eligible?

What documents do I need to apply for an HSBC Visa Cashback Credit Card?

Important documents

Apply online and win an Amazon e-voucher

Apply online

Contact us

Frequently asked questions

What is a cashback credit card?

How can I make the most of my cashback credit card?

Will the cashback be credited to the credit card account?

How do cashback credit cards work?

You might also be interested in

4 ways to upgrade your lifestyle with a cashback credit card

HSBC Premier Credit Card

Is an HSBC Cashback Credit Card right for you?

Verify yourself by video - terms and conditions

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