When expenses arise, like your daughter's marriage, furnishing your home, higher education for your children or a family holiday you can turn to Personal Loan from HSBC.
An HSBC personal loan can support with a Home renovation or other home related expenses, marriage expenses, travel expenses, transferring an existing loan from another bank, purchasing consumer durables or equipment, and any other personal needs and contingencies
Key Features:
| Type | Charge |
|---|---|
| Current interest rate ranges |
from 10.99% p.a. to 17.84% p.a. |
| Processing fee |
Up to 1% of the disbursed loan amount. Processing fee paid/deducted is non refundable |
| Foreclosure/partial prepayment charges* |
Up to 3.75% of the principal outstanding |
| Cheque Return charge |
NIL |
| Cheque Swap charges |
NIL |
| Type |
Current interest rate ranges |
|---|---|
| Charge |
from 10.99% p.a. to 17.84% p.a. |
| Type |
Processing fee |
| Charge |
Up to 1% of the disbursed loan amount. Processing fee paid/deducted is non refundable |
| Type |
Foreclosure/partial prepayment charges* |
| Charge |
Up to 3.75% of the principal outstanding |
| Type |
Cheque Return charge |
| Charge |
NIL |
| Type |
Cheque Swap charges |
| Charge |
NIL |
* Only after completion of lock-in period as per the terms detailed in the Personal Loan agreement.
Call or email us today
Submit an application form online today.
Personal Loan application form Loan application will disposed of and acceptance/rejection will be communicated within 15 days from the date of receipt of completed application with supporting documentation.
View all HSBC home loans on offer
Raise funds against you residential property
Raise funds against your residential property, and save on interest
The maximum loan amount that can be availed of under this offer is ₹1,500,000. Select customers may be eligible for loans upto ₹3,000,000 based on internal credit policy of HSBC. The loan amount may vary subject to conditions and other internal credit policy of HSBC.
EMI date will be the 5th or 15th of every month, depending on the loan disbursal date.
For HSBC personal loans disbursed between 1st and 15th of the calendar month, the EMI date will be 5th of next calendar month.
For HSBC personal loans disbursed between 16th and 31st of the calendar month, the EMI date will be 15th of next calendar month.
Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST or Inter-State GST, as applicable, would apply on our fees and charges with effect from 01 July 2017.
Fees and charges are subject to change at the sole discretion of the Bank and will be intimated to customer at least a month prior to the same being applicable.
Sanction of Loan is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC)
