Top of main content

Google Pay with HSBC credit cards

A safer and more convenient way to pay

We've collaborated with Google Pay, Visa and MasterCard to provide enhanced security and convenience through the secure tokenization of your HSBC credit cards.

What is Google Pay?

Google Pay is a fast, secure and simple way to use your HSBC credit cards to pay in apps and in stores using an Android device. Using Google Pay is:

  • Easy - Add your HSBC credit card in just a few minutes and start making payments.
  • Secure - The tokenization of your card details means they're never shared with merchants or saved on your device.
  • Rewarding - Continue to enjoy the same rewards and privileges as your physical HSBC credit card.

Adding your HSBC credit cards

Step 1

Download the Google Pay app from the Google Play Store using a compatible android device.

Step 2

Using the app, register your credit card by using the 'add card' option.

Step 3

Once verified, your HSBC credit card is ready to use for contactless / NFC payments, in-app purchases and with QR (Bharat QR) scan pay.

How to pay with Google Pay?

There are 3 payment methods you can use with your HSBC credit cards on Google Pay:

In store payments using NFC

To pay with Google Pay in store, just unlock your device and hold it against the NFC enabled contactless payment terminal.


Payments will be made from your default card, which was the first card you added to Google Pay. You can change your default card at any time by selecting the alternative card and tapping 'Set as default card'.

Bharat QR code scan and pay

To pay with Google Pay using a QR Code, just scan the Bharat QR code of the merchant with your device. Then simply enter the One Time Passcode (OTP) received via SMS to complete the payment.

In-app purchases

You can use Google Pay for in-app purchase when the 'Buy with Google Pay' option is available. Then simply enter the One Time Passcode (OTP) received via SMS and your payment will be processed quickly and securely (additional verification may be required).


The default payment card will be displayed during the initial purchase process. You can then choose a different card to become the default card for payments within that app. This may be a different default card than the one used for in store transactions.


Please note that you won't be able to use your credit card for P2P (Person to Person) transfers with Google Pay.

Compatible devices

Google Pay can be downloaded from the Google Play Store and can be used on all Android phones. To make payments through NFC enabled contactless payment terminals, Android devices with an operating system of Lollipop (5.0) or higher is required.

Use of Google pay on Apple devices is currently not supported.

Frequently asked questions

Terms and conditions

This document is an addendum to the terms governing the respective HSBC credit card held by the customer. These Terms and Conditions will only supplement and not supplant the Terms of Usage and any other guidelines / service rules, etc. governing the HSBC credit card issued to the customer by the Bank.

Android, Google Pay and Google Play are trademarks of Google LLC.

Here's an easy way to share your thoughts, stay informed and join the conversation. Follow us: