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Cash on Equated Monthly Instalments (EMI)

Convert the limit on your credit card into cash and repay in equated monthly instalments.

Get access to the cash you need

Borrow cash and repay in easy monthly instalments with a low interest rate with cash on EMI. Apply through the HSBC India Mobile Banking app and get the cash you need in just a few taps with instant approval. 

Rates and tenures

You have a choice of flexible repayment tenures up to 36 months. Plus, you will get to access competitive interest rates between 14.49% per year and 21.99% per year.

What you need to know

Are you eligible?

To apply for cash on EMI, you must be:

  • An existing HSBC cardholder
  • You must meet our other eligibility criteria

Ready to get started?

Apply in the app

If you use the HSBC India Mobile Banking app, you can apply in a few simple steps.

Apply online

You can also apply online using online banking. We recommend using the latest version of Chrome or Safari to do so.

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