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HSBC Premier Mastercard

Local and global privileges
HSBC Premier Mastercard Credit Card

Why choose the HSBC Premier Mastercard Credit Card?

Designed to delight, the HSBC Premier Mastercard suits your needs and ensures a privileged lifestyle. Let's build your future together.
  • Nil joining and annual fees
  • Airport lounge access
  • 1.99% currency conversion charges on your international transactions
  • Fuel surcharge waiver
  • Online fraud protection and lost card liability
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
To be eligible for an HSBC Premier Mastercard® Credit Card, you are required to maintain an HSBC Premier relationship in India. Please refer to the ‘Eligibility’ section below for details.

Fees and charges:

  • Nil joining fees
  • Nil annual fees

Ways to open:

Online, branch, phone

Discover the benefits of a Premier Mastercard

A woman is getting down from a car after shopping along with her husband; image used for HSBC Airport Lounge Access Feature.

Access to over 850 airport lounges in India and overseas with Premier Mastercard® Credit Card.

A man is playing golf; image used for HSBC Premier Mastercard Benefits - for India's Premium Golf Courses Access.

Complimentary access and discounted fee at select golf courses in India.

A boy is eating popcorn; image used for HSBC Premier Mastercard Benefit - Get Delightful Movie Experiences.

Delightful experiences on your HSBC Premier MasterCard® Credit Card.

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Explore all the benefits of having a Premier Mastercard.


You are able to access the HSBC Premier benefits if you meet the following Premier eligibility:

  • Maintain a quarterly Total Relationship Balance1 (TRB) of INR4,000,000 (Rupees forty lakh only); OR
  • Have a mortgage relationship with disbursal of INR11,500,000 (Rupees one crore fifteen lakh only) or more, with HSBC India; OR
  • Hold a corporate salary account under the HSBC Corporate Employee Programme (CEP) in India with a net monthly salary credit of INR300,000 (Rupees three lakh only) or more into the account

Apply for a HSBC Premier Mastercard Credit Card

Want to talk?

Call or email us today, or SMS: NEW CARD to 575750

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Important information

Other Terms & Conditions

Please note: If you have not received your Golf card or wish to apply for the same then please click here

The offers are subject to terms and conditions

With effect from 05 August 13 we wish to inform that the payment allocation logic (i.e.'Payment Hierarchy') towards payment made to the credit card account is being revised. In the revised 'payment Hierarchy', allocation will first happen to the extent of Minimum payment due, first by the following ' plans' i.e. EMI, Cash advances, Purchase outstanding and Balance Transfer in descending order of interest rates, and within a given 'plan', the payment will be allocated in a predefined order of (1) service charges , (2) Finance Charges , (3) Late payment charges (4) Annual fee and (5) other fees. The excess payment (if any) over and above Minimum Payment Due will be allocated in same hierarchy as defined above. For more details, please read the Frequently Asked Questions (FAQs) document. 

The information provided is intended as a general guide for reference. Benefits and features are subject to local country regulatory restrictions and applicable Terms and Conditions. Please refer to the Service Charges, Fees and Terms and Conditions for detailed information. 

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). All features and benefits are subject to the applicable Terms and Conditions.

Offers and rewards

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Spend on things you love and be rewarded.

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Explore extensive range of reward options.

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Explore the latest offers and discounts.

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