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HSBC Premier Mastercard

Designed to delight, it suits your needs to ensure a privileged lifestyle.

HSBC Premier Mastercard Credit Card

Why choose the HSBC Premier Mastercard Credit Card?

From golf privileges to lounge access, dining deals, shopping offers, movie discounts and more. Here are just a few of the great benefits.

  • Best-in-class foreign markup fees of 1.99%

  • Airport lounge access

  • Fuel surcharge waiver

  • Online fraud protection and lost card liability

  • Air miles conversion on InterMiles, British Airways and Singapore Airlines

To be eligible for an HSBC Premier Mastercard Credit Card, you are required to maintain an HSBC Premier relationship in India. Please refer to the 'Eligibility' section below for details.

Fees and charges:

  • Zero joining fees
  • Zero annual fees

RBI Mastercard regulations

The RBI is currently not allowing banks to add new Mastercard customers. In the meantime, we are pleased to offer our Premier customers the HSBC Cashback Credit Card.

HSBC Cashback Credit Card

You can enjoy unlimited cashback on all your purchases, with 1.5% on all online spending and 1% on everything else.

Learn more at Cashback Credit Card page.

Exclusive benefits for Premier customers

  • Nil annual fees

  • Nil joining fees

  • Discounted green fees and dedicated 24-hour golf concierge service

Introductory offers

  • Epicure membership on spending INR10,000 (worth INR25,000)

  • Additional one free night-stay at select Taj hotels on spending INR50,000

Discover the features of the Premier Mastercard

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Go places with your Premier credit card

As a Premier credit cardholder, you can take advantage of our exclusive collection of travel experiences, all covered by robust travel insurance. From airport lounge access to worldwide assistance, your HSBC Premier Credit Card is your perfect companion for luxury travel.

Earn when you spend

The HSBC Premier Mastercard Credit Card offers one of the finest Reward Programmes that offers 2 Reward Points for every INR100 spent on the card.

Each time you spend on your card, you will earn rewards that offer you even more ways to indulge in a broader world of opportunities with shopping, dining, entertainment and airline miles.

Click here to access the online credit card rewards catalogue. Please note, you need to have an Internet Banking ID and Password to be able to redeem your points online.

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Lifestyle privileges and more

HSBC brings to you a unique programme of special offers and privileges. The programme provides access to a variety of golf, travel, dining, shopping and entertainment offers around the world when paying for them with your HSBC Premier MasterCard credit card.

Important information

Who can apply?

To apply for the HSBC Premier Mastercard you need to hold an HSBC Premier account and meet at least one of the following criteria:

  • Maintain a quarterly Total Relationship Balance1 (TRB) of INR4,000,000 (Rupees forty lakh only); or
  • Have a mortgage2 relationship with disbursal of INR11,500,000 (Rupees one crore fifteen lakh only) or more, with HSBC India; or
  • Hold a corporate salary account under the HSBC Corporate Employee Programme (CEP)3 in India with a net monthly salary credit of INR300,000 (Rupees three lakh only) or more into the account; or

If you're an HSBC Premier customer in another country/region, you're already eligible to join Premier in India - Simply speak to our Premier team for further help.

Join HSBC Premier today

Apply today

Submit an application form online today

Apply now by phone

Call us on 1800 266 3456 or 1800 120 4722

From overseas call:

+91-40-61268001 or +91-80-71898001

Apply in branch

To apply in a branch, just bring your identification document and a recent proof of address

Premier privileges and offers


A variety of golf, dining, shopping and entertainment offers around the world.


Complimentary airport lounge access, airport pickup service and exclusive offers from our partners.


From health and wellness to education programs for your little ones.

Discover more from Premier

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Find out how your family can benefit from Premier.

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Premier is a truly global account. Access and manage your account from anywhere with.

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An international education can help broaden horizons. Make the most of studying abroad with HSBC.

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