Top of main content

Debit Card

Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide

Why choose a HSBC Debit Card?

Enjoy shopping on your HSBC debit card with this added benefit from HSBC
  • HSBC Debit Card:

    Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide#.

  • HSBC Advance Platinum Debit Card:

    An elite debit card specifically crafted for HSBC Advance customers, offering host of privileges and benefits. Widely accepted by merchants worldwide#, HSBC Advance Platinum Debit Card offers higher spending power and fabulous offers.

  • HSBC Premier Platinum Debit Card:

    The Internationally valid HSBC Premier Platinum Debit Card is designed keeping in mind the convenience and lifestyle requirements of Premier customers. HSBC Premier Platinum debit card is designed to provide convenience and privileges like never before. Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide.

Ways to open:

Branch, Phone 

Features & Benefits

Enjoy higher purchase transaction limits on the HSBC debit card.

HSBC Debit Card Transaction Limits

Account Type

Point of Sale (POS) limit per day

Cash withdrawal limit per day

*Transaction limit of card used overseas(Cash withdrawal/ POS)

Status

HSBC Premier

₹250,000

₹250,000

USD$1500

Revised effective 15 September 2016

HSBC Advance

₹200,000

₹200,000

USD$1000

Revised effective 15 September 2016

HSBC Savings

₹1,00,000

₹1,00,000

USD$500

Revised effective 15 September 2016

HSBC Debit Card Transaction Limits

Account Type

HSBC Premier

Point of Sale (POS) limit per day

₹250,000

Cash withdrawal limit per day

₹250,000

*Transaction limit of card used overseas(Cash withdrawal/ POS)

USD$1500

Status

Revised effective 15 September 2016

Account Type

HSBC Advance

Point of Sale (POS) limit per day

₹200,000

Cash withdrawal limit per day

₹200,000

*Transaction limit of card used overseas(Cash withdrawal/ POS)

USD$1000

Status

Revised effective 15 September 2016

Account Type

HSBC Savings

Point of Sale (POS) limit per day

₹1,00,000

Cash withdrawal limit per day

₹1,00,000

*Transaction limit of card used overseas(Cash withdrawal/ POS)

USD$500

Status

Revised effective 15 September 2016

* The overseas transaction limit is USD equivalent of any other currency in consideration

Please note that, revised limits on Cash withdrawal and Point of Sale (POS) transactions are subject to clear funds available in HSBC India Premier Advance and Savings account/s. Usage of Debit card towards drawing cash or making payment to a merchant establishment overseas during your visit abroad is only for permissible current account transactions and is subject to limit as prescribed under Liberalised Remittance Scheme (LRS) as applicable from time to time. Currently the LRS limit is USD$250,000 per financial year

Banking cum shopping card

Your HSBC debit card can be used as an ATM card at any HSBC or Visa / Plus ATM across the world, as well as for making purchases at merchant locations. Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide.*

More safety, more convenience

Your HSBC debit card is extremely versatile and simple to use. It allows you the convenience of paying for your purchases directly from your bank account, without having to carry any cash! Besides, there is no worry of tracking and making payments for bills every month.

From 15 September 2016, in addition to the SMS that you received on your registered mobile number on debit card transactions at Point Of Sale (POS) terminals, ATMs and internet purchases, you will also be receiving Email alerts on your registered email ID, confirming the debit card transaction. To avail this facility, please ensure that your current email ID and mobile number is registered on Bank’s records. To update mobile/email ID, please call HSBC Phone banking numbers. Alternatively you can update the same through Personal Internet Banking. 

International validity

Your HSBC debit card is internationally valid and very handy when you are traveling abroad. Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide.*

Widely accepted

Your HSBC debit card is accepted widely in India and around the world. Just look out for the Visa/Visa Electron logo at ATMs and merchant establishments.*

Itemized billing

Your HSBC debit card allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement.

Lost Card Liability Protection

If your HSBC debit card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to HSBC in India or the VISA Global Assistance Help lines, if overseas.

Insurance cover HSBC Debit Cards through insurance service provider The New India Assurance Company Ltd.

Following is the Insurance coverage on each type of debit card :

HSBC Debit Card Insurance Coverage

Type of HSBC Debit Cards

Debit card insurance cover (in ₹)

HSBC Premier Platinum Debit Card

500,000

HSBC Advance Platinum Debit Card

400,000

HSBC Debit Card

200,000

HSBC Debit Card Insurance Coverage

Type of HSBC Debit Cards

HSBC Premier Platinum Debit Card

Debit card insurance cover (in ₹)

500,000

Type of HSBC Debit Cards

HSBC Advance Platinum Debit Card

Debit card insurance cover (in ₹)

400,000

Type of HSBC Debit Cards

HSBC Debit Card

Debit card insurance cover (in ₹)

200,000

Following scenarios are covered under insurance coverage:

  • Lost Card Liability 
  • Counterfeit/Skimming of Cards 
  • Online fraud protection 

View detailed terms and conditions

Eligibility

Resident/Non-Resident Individuals (excluding minors) holding SmartMoney/Savings /Current Accounts with HSBC India, either held singly or jointly on a 'either or surviver' basis, may apply for a debit card.

Domestic debit cards are issued to the Non-resident Indian (NRI) customers holding Non-resident Ordinary (NRO) Account accounts with HSBC India. The domestic debit cards are also issued to the Power of Attorney holders designated by the NRI customers for their Non Resident Rupee (NRE) Accounts with HSBC India.

Apply for a HSBC Debit Card

Useful Links

You might also consider

 

When it comes to assured returns, choosing the right type of debit-card scheme makes all the difference.

 

HSBC enables you to enjoy all the benefits of a debit-card account coupled with the high returns of a fixed deposit.

 

A convenient way for you to avail of basic banking services without any fees or charges, and without maintaining any minimum balance in the account.

Important Information

Other Terms & Conditions

*A transaction fee is applicable for withdrawals from any ATM outside India. All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India (RBI). The aggregate expenses (i.e. through cash/traveller's cheques/your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time.

International debit cards cannot be used for purchase of prohibited items e.g. lottery tickets, banned or proscribed magazines, football pools, racing / riding tickets, participation in sweepstakes, payment of call-back services etc. If in doubt please contact the Bank for clarification.

Domestic debit cards issued to the Non-resident Indian (NRI) customers holding Non-resident Ordinary Account (NRO) accounts with HSBC India or issued to the Power of Attorney holders designated by the NRI customers for their NRE Accounts with the bank, are valid for transactions within India only.

^All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India (RBI). The aggregate expenses (i.e. through cash/traveller's cheques/your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time.

>All features ,benefits and offers are subject to terms and conditions.

#A transaction fee is applicable for withdrawals from any ATM outside India. All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India. The aggregate expenses (i.e. through cash/traveller's cheques/your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time.

Customers for their NRE Accounts with the bank, are valid for transactions within India only.

Reserve Bank of India (RBI) vide its Press Release dated December 5, 2017 has reiterated cautions regarding risk of virtual currencies including Bitcoins.

RBI has cautioned users, holders and traders of Virtual Currencies (VCs) including Bitcoins regarding the potential economic, financial, operational, legal, customer protection and security related risks associated in dealing with such VCs.

RBI has also clarified that it has not given any licence/authorization to any entity/company to operate such schemes or deal with Bitcoin or any VCs.

We reiterate the concern as per the RBI press release.