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Debit card

Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide.

Win an Amazon e-Gift card with your HSBC debit cards! Valid till 14 April 2021.

Why choose HSBC Debit Card?

Enjoy shopping on your HSBC debit card with this added benefit from HSBC
  • HSBC Debit Card:

    Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide#.

  • HSBC Advance Platinum Debit Card:

    An elite debit card specifically crafted for HSBC Advance customers, offering host of privileges and benefits. Widely accepted by merchants worldwide#, HSBC Advance Platinum Debit Card offers higher spending power and fabulous offers.

  • HSBC Premier Platinum Debit Card:

    The Internationally valid HSBC Premier Platinum Debit Card is designed keeping in mind the convenience and lifestyle requirements of Premier customers. HSBC Premier Platinum debit card is designed to provide convenience and privileges like never before. Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide.

Ways to open:

Branch, Phone 

Features & Benefits

Enjoy higher purchase transaction limits on the HSBC debit card.

HSBC debit card transaction limits

Account Type

Point of Sale (POS) limit per day

Cash withdrawal limit per day

*Transaction limit of card used overseas(Cash withdrawal/ POS)

Status

HSBC Premier

₹250,000

₹250,000

USD$1500

Revised effective 15 September 2016

HSBC Advance

₹200,000

₹200,000

USD$1000

Revised effective 15 September 2016

HSBC Savings

₹1,00,000

₹1,00,000

USD$500

Revised effective 15 September 2016

HSBC debit card transaction limits

Account Type

HSBC Premier

Point of Sale (POS) limit per day

₹250,000

Cash withdrawal limit per day

₹250,000

*Transaction limit of card used overseas(Cash withdrawal/ POS)

USD$1500

Status

Revised effective 15 September 2016

Account Type

HSBC Advance

Point of Sale (POS) limit per day

₹200,000

Cash withdrawal limit per day

₹200,000

*Transaction limit of card used overseas(Cash withdrawal/ POS)

USD$1000

Status

Revised effective 15 September 2016

Account Type

HSBC Savings

Point of Sale (POS) limit per day

₹1,00,000

Cash withdrawal limit per day

₹1,00,000

*Transaction limit of card used overseas(Cash withdrawal/ POS)

USD$500

Status

Revised effective 15 September 2016

* The overseas transaction limit is USD equivalent of any other currency in consideration

Please note that, revised limits on Cash withdrawal and Point of Sale (POS) transactions are subject to clear funds available in HSBC India Premier Advance and Savings account/s. Usage of Debit card towards drawing cash or making payment to a merchant establishment overseas during your visit abroad is only for permissible current account transactions and is subject to limit as prescribed under Liberalised Remittance Scheme (LRS) as applicable from time to time. Currently the LRS limit is USD$250,000 per financial year.

The new debit cards issued with new number enabled with 'International' usage can be used for Domestic ATM, POS, Online and International ATM transactions only. To enable or disable International POS and Online – CNP transactions, please send a secure message through Personal Internet Banking or the Mobile Banking app or approach the nearest HSBC India branch.

Banking cum shopping card

Your HSBC debit card can be used as an ATM card at any HSBC or Visa / Plus ATM across the world, as well as for making purchases at merchant locations. Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide.*

More safety, more convenience

Your HSBC debit card is extremely versatile and simple to use. It allows you the convenience of paying for your purchases directly from your bank account, without having to carry any cash! Besides, there is no worry of tracking and making payments for bills every month.

From 15 September 2016, in addition to the SMS that you received on your registered mobile number on debit card transactions at Point Of Sale (POS) terminals, ATMs and internet purchases, you will also be receiving Email alerts on your registered email ID, confirming the debit card transaction. To avail this facility, please ensure that your current email ID and mobile number is registered on Bank's records. To update mobile/email ID, please call HSBC Phone banking numbers. Alternatively you can update the same through Personal Internet Banking. 

International validity

Your HSBC debit card is internationally valid and very handy when you are traveling abroad. Access to HSBC Group ATMs and ATMs affiliated to the Visa network and access to Visa merchant outlets worldwide.*

Widely accepted

Your HSBC debit card is accepted widely in India and around the world. Just look out for the Visa/Visa Electron logo at ATMs and merchant establishments.*

Itemized billing

Your HSBC debit card allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement.

Lost Card Liability Protection

If your HSBC debit card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to HSBC in India or the VISA Global Assistance Help lines, if overseas.

Insurance cover HSBC debit cards through insurance service provider The New India Assurance Company Ltd.

 

Following is the Insurance coverage on each type of debit card :

HSBC debit card insurance coverage

Type of HSBC debit cards

Debit card insurance cover (in ₹)

HSBC Premier Platinum Debit Card

500,000

HSBC Advance Platinum Debit Card

400,000

HSBC debit card

200,000

HSBC debit card insurance coverage

Type of HSBC debit cards

HSBC Premier Platinum Debit Card

Debit card insurance cover (in ₹)

500,000

Type of HSBC debit cards

HSBC Advance Platinum Debit Card

Debit card insurance cover (in ₹)

400,000

Type of HSBC debit cards

HSBC debit card

Debit card insurance cover (in ₹)

200,000

Following scenarios are covered under insurance coverage:

  • Lost card liability 
  • Counterfeit / Skimming of cards 
  • Online fraud protection 

View detailed terms and conditions

Eligibility

Resident/Non-Resident Individuals (excluding minors) holding SmartMoney/Savings /Current Accounts with HSBC India, either held singly or jointly on a 'either or surviver' basis, may apply for a debit card.

Domestic debit cards are issued to the Non-resident Indian (NRI) customers holding Non-resident Ordinary (NRO) Account accounts with HSBC India. The domestic debit cards are also issued to the Power of Attorney holders designated by the NRI customers for their Non Resident Rupee (NRE) Accounts with HSBC India.

Apply for a HSBC Debit Card

Activating your HSBC India Debit Card

For security reasons, we send you an inactive card. You need to activate your card first before using the card at any merchant establishment or for online transactions. 

To activate your card: 

  1. The Debit Card can be activated through IVR. Kindly call us on 1800 103 4015.
    OR
  2. Use your HSBC India Debit Card at any Visa ATM worldwide, by entering the PIN. This is applicable only to Debit Cards linked to HSBC India Resident and/or Non-Resident External (NRE) account.
    OR
  3. Use your Debit Card at POS terminal that supports Chip and PIN capability. You will need to enter your 6-digit PIN after the merchant dips the Debit Card at the POS terminal. A Personal Identification Number (PIN) will be issued to you separately for using your Debit Card at ATMs and POS terminals. 

Please note: In case your HSBC India Debit Card is linked to Non-Resident Ordinary (NRO) account or is a Power of Attorney Debit Card linked to HSBC India NRE account you are requested to use the Debit Card at any Visa ATM/merchant outlet in India, by entering the PIN issued by HSBC India

You might also consider

 

When it comes to assured returns, choosing the right type of debit-card scheme makes all the difference.

 

HSBC enables you to enjoy all the benefits of a debit-card account coupled with the high returns of a fixed deposit.

 

A convenient way for you to avail of basic banking services without any fees or charges, and without maintaining any minimum balance in the account.

Important Information

Terms and Conditions

  • This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). 
  • The offer is open to all retail banking (resident & non-resident) customers holding HSBC India Debit Cards (excluding Visa Business Debit Cards and Visa Commercial Debit Cards). Power of Attorney holders are not eligible for this offer. The promotion will be valid only as long as the customer continues to hold a retail banking account with HSBC India.
  • The usage of the debit card is governed by the applicable terms and conditions as defined by HSBC from time to time. Please visit www.hsbc.co.in for the same.
  • Depending upon the qualification criteria, debit card customers will be eligible for "Amazon" e-Gift cards herein after known as the "e-Gift Cards". 
  • Only transactions done using an HSBC India Debit Card at a Point of Sale (POS) and Online will be considered as spends under this offer. Cash withdrawals at HSBC or non-HSBC ATMs in India or overseas, any fees/charges and disputed transactions will not be considered or qualify towards the minimum spends value during the Offer Period and will not be eligible for the offer.
  • The e-Gift Cards will not be issued in case the savings account is closed or if the transactions that had made the customer eligible for the e-Gift Cards were reversed or cancelled for any reason.
  • The offer will run for a period of 3 months from 00:00 15 January 2021 to 23:59 14 April 2021 and all transactions between 15 January 2021 and 14 April 2021 (both dates included), herein after known as the "Offer Period" will be eligible for the e-Gift Cards.
  • The debit card holders will be eligible for e-Gift Cards in all the 3 months of this campaign

1st month: 15 January 2021 to 14 February 2021

2nd month: 15 February 2021 to 14 March 2021

3rd month: 15 March 2021 to 14 April 2021

To be eligible for the e-Gift Cards in any particular month of the offer period, the card holder will require to meet the minimum qualification criteria mentioned below:
Eligibility criteria
All debit card users
Number of transactions
Minimum 7 transactions of INR1,000 or more
To be eligible for the e-Gift Cards in any particular month of the offer period, the card holder will require to meet the minimum qualification criteria mentioned below:
Eligibility criteria
Number of transactions
All debit card users
Minimum 7 transactions of INR1,000 or more
  1. Multiple transactions performed at the same merchant on the same day will be counted as a single transaction only 
  2. Only transactions of INR1,000 or more will be considered as eligible as a part of this campaign
Rewards:
Category
All debit card users
Top 500 customers with maximum number of eligible transactions
E-Gift Cards for INR1,000
Rewards:
Category
Top 500 customers with maximum number of eligible transactions
All debit card users
E-Gift Cards for INR1,000
E-Gift Cards will be sent to all eligible debit card customers by
Campaign period
Fulfilment by
15 January 2021 to 14 February 2021
30 April 2021
15 February 2021 to 14 March 2021
31 May 2021
15 March 2021 to 14 April 2021
30 June 2021
E-Gift Cards will be sent to all eligible debit card customers by
Campaign period
15 January 2021 to 14 February 2021
Fulfilment by
30 April 2021
Campaign period
15 February 2021 to 14 March 2021
Fulfilment by
31 May 2021
Campaign period
15 March 2021 to 14 April 2021
Fulfilment by
30 June 2021
  • The qualified customers eligible for the e-Gift Cards will be sent an email and SMS containing a unique code on their registered email ID and mobile number respectively. In the absence of both registered email ID and mobile number, the unique code will be sent via physical letters to the registered communication address.
  • HSBC reserves the right to add, alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to withdraw it altogether at any point in time with appropriate intimation. 
  • HSBC does not make any warranties or representation about the quality, merchantability, suitability or availability of the products offered under this Offer. 
  • Any dispute regarding delivery, service, suitability, merchantability, availability or quality of the e-Gift Cards by the customer will be directly addressed to Amazon (Toll free number: 1800 30002049, Email Id: corp-gc@amazon.in) for the e-Gift card 
  • HSBC will not be liable for any direct or indirect loss or damage whatsoever that may be suffered, as a result of participating in the offer.
  • The customer assumes ownership of the Offer Code once the same is communicated to him/her 
  • The Offer is subject to force majeure events.
  • Tax liability, if any, will be borne by the customer.
  • Any dispute arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts in Mumbai only. The existence of a dispute, if any, shall not constitute any claim against HSBC.
  • The usage of the HSBC Visa Debit Card is governed by the applicable terms and conditions and these terms and conditions will apply to transactions, to qualify for this offer.
  • By participating in this offer, the customer shall be deemed to have accepted all the aforementioned terms and conditions in totality.
  • Prior to using the website www.amazon.in and amazon.in mobile application ('Amazon'), the customer should refer, read, understand, accept and agree to the user agreement and terms and conditions of the said website and proceed only if the customer agrees to abide by the same. The customer will be required to give personal information and other details online. The customer should read and understand the privacy policy of the website and the mobile application prior to providing any such information. Any disclosure of information made by the customer towards availing or fulfilment of the Offer is at the sole discretion of the customer and HSBC will not be responsible for the same. Amazon may use the personal information shared by the customer for any other purpose (like marketing, etc.) and HSBC shall not be held liable for such usage of personal information by Amazon.
  • No queries will be entertained 90 days after the closure date of the Offer.
  • E-Gift Cards are non-transferable, non-binding and non-encashable.
  • No substitutions or exchange of e-Gift Cards, other than what is detailed in the communication sent to the Cardholder shall be allowed. However, HSBC reserves the right to substitute and/or change the e-Gift Cards or any of them on account of non-availability of e-Gift Cards, without any intimation or notice, written or otherwise to the Cardholder.
  • All visuals of the e-Gift Cards in the communication sent to the Cardholder are indicative only.
  • HSBC may request bills and related proof of purchase, the failure to present this may lead to disqualification.
  • HSBC shall not be obliged to make any public announcements to intimate the successful Cardholders.
  • In case of a refusal by the winner, HSBC holds the discretion and the right to cancel the offer or announce the customer next in line as the winner.
  • HSBC reserves the right to disqualify/ exclude any merchant establishment or Cardholder from the Program, if any fraudulent/unfair activity or wrongful practice is identified as being carried out for the purpose of availing the benefits under the Program or otherwise by use of the Card.
  • In all matters relating to the Program, the decision of HSBC Bank shall be final and binding in all respects.

Amazon Terms and conditions are as follows:

  1. Amazon eGift Cards (Gift Cards) may only be redeemed toward the purchase of eligible products on www.amazon.in. Purchases are deducted from the redeemer's Gift Card balance. Any unused Gift Card balance will remain associated with the redeemer's Amazon.in account and applied to purchases in order of earliest expiration date. If a purchase exceeds the redeemer's Gift Card balance, the remaining amount must be paid with by credit card, net banking or debit card. No fees or charges apply to Gift Cards.
  2. Gift Cards cannot be used to purchase other gift cards. Gift Cards cannot be reloaded, resold, transferred for value or redeemed for cash. Unused Gift Card balances associated with an Amazon.in account cannot be transferred to another Amazon.in account. No interest will be payable by Amazon on any Gift Card or Gift Card balance.
  3. Amazon.in or Premier Sales Promotions Pvt Ltd. is not responsible if a Gift Card is lost, stolen, destroyed or used without permission. Amazon Seller Services Private Limited ("Amazon") will have the right to close customer accounts and take payment from alternative forms of payment if a fraudulently obtained Gift Card is redeemed and/or used to make purchases on www.amazon.in.
  4. The Amazon.in Conditions of Use apply to Gift Cards. Amazon.in reserves the right to change these Gift Card terms and conditions from time to time in its discretion and without prior notice to you. All terms and conditions are applicable to the extent permitted by law.
  5. The Gift Card is redeemable across all products on Amazon except apps, certain global store products and other Amazon.in gift cards.
  6. Gift Cards once sold are non-refundable, whether you use it or not.
  7. This gift card cannot be treated as a cash equivalent under any circumstances or interpretation and shall under no circumstances can be exchanged for cash.
  8. Validity of Gift Card cannot be extended, new gift cards cannot be provided against the expired/unused Gift Cards.
  9. Once Amazon code is applied on Amazon India Website or App, it will be valid for 6 months for utilization.
  10. This gift card is not valid at any of Amazon.in alliance partner website/App or any retail outlets /stores
  11. All disputes arising out of or in connection to this scheme are subject to exclusive jurisdiction of the courts in Mumbai only.
  12. Gift Cards are a Prepaid Instrument subjected to regulations by Reserve Bank of India. Premier Sales Promotions Pvt Ltd and its Gift Card issuing partners will be legally required to share the details of the purchase of the Gift Cards and transaction undertaken using the Gift Card. The issuer is also required to share the Know Your Customer ("KYC") details of the purchaser/ redeemer of the Gift Card with RBI or such statutory authorities, as per statutory guidelines issued from time to time. Premier Sales Promotions Pvt Ltd and its Gift Card issuing partners may contact the purchaser of the Gift Card in this regard.

Other Terms & Conditions

*A transaction fee is applicable for withdrawals from any ATM outside India. All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India (RBI). The aggregate expenses (i.e. through cash/traveller's cheques/your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time.

International debit cards cannot be used for purchase of prohibited items e.g. lottery tickets, banned or proscribed magazines, football pools, racing / riding tickets, participation in sweepstakes, payment of call-back services etc. If in doubt please contact the Bank for clarification.

Domestic debit cards issued to the Non-resident Indian (NRI) customers holding Non-resident Ordinary Account (NRO) accounts with HSBC India or issued to the Power of Attorney holders designated by the NRI customers for their NRE Accounts with the bank, are valid for transactions within India only.

^All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India (RBI). The aggregate expenses (i.e. through cash/traveller's cheques/your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time.

>All features ,benefits and offers are subject to terms and conditions.

#A transaction fee is applicable for withdrawals from any ATM outside India. All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India. The aggregate expenses (i.e. through cash/traveller's cheques/your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time.

Customers for their NRE Accounts with the bank, are valid for transactions within India only.

Reserve Bank of India (RBI) vide its Press Release dated December 5, 2017 has reiterated cautions regarding risk of virtual currencies including Bitcoins.

RBI has cautioned users, holders and traders of Virtual Currencies (VCs) including Bitcoins regarding the potential economic, financial, operational, legal, customer protection and security related risks associated in dealing with such VCs.

RBI has also clarified that it has not given any licence/authorization to any entity/company to operate such schemes or deal with Bitcoin or any VCs.

We reiterate the concern as per the RBI press release.

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