Live it up with extra cashback
Who says you can't have it all? With our HSBC Live+ Credit Card, you can earn cashback on all the things you love. More categories, more privileges, more ways to get rewarded.
- 10% accelerated cashback, up to INR1,200 a month, on all dining, food delivery, grocery, shopping[@live-plus-cashback-category-clarification] and utility spends
- 1.5% unlimited cashback on most other spends[@liveplus-unlimited-cashback-exclusions]
Joining fee and annual fee
Joining fee
INR999
Annual fee (waived if you spend more than INR200,000 per year)
INR999
Our welcome gifts to you
- Enjoy 10% cashback on shopping at Myntra until 31 October 2026.
- Experience Starbucks premium coffee tasting sessions and a lot more. Get INR200 off your next purchase[@starbucks-offer]. T&Cs apply.
- Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR25,000 within the first 30 days of getting your card. T&Cs apply (PDF).
- Receive a voucher worth INR750 for Amazon Pay, Zomato and Swiggy when you activate your card with a single transaction of INR300 or more. T&Cs apply.
- Get an INR250 Amazon eGift Voucher when you apply online, verify yourself by video and receive your card. T&Cs apply.
Get 10% cashback and more
Live+ perks and privileges
The card that gets you more out of life.
The Live+ Reserve, Powered by DineWithTimesPrime
Discover India's finest tables with DineWithTimesPrime, where every meal is crafted to be an experience, from 1 August 2026 onwards.
- Access a handpicked collection of India's finest restaurants curated by DineWithTimesPrime, including Indian Accent, Tresind, Comorin, Olive and more
- Enjoy exclusive chef-curated menus featuring each restaurant's signature creations
- Get complimentary beverages and desserts to complete your dining experience
- Plus, enjoy curated lifestyle privileges powered by Times Prime across premium brands including Toni & Guy, Sony LIV, TUMI and more
T&Cs apply (PDF). To access your benefits, visit Live+ Reserve.
Elevate your travel experiences
Enjoy travel discounts and extra airport privileges.
- Enjoy 2 domestic and 1 international complimentary airport lounge visits per year[@airport-lounge-live-plus]
- Save more while you travel internationally with a 1.99% forex mark-up fee[@international-cashback-change]
- Enjoy a complimentary 3rd night for every 2 consecutive paid nights, or stay for 2 nights and get 50% off the 2nd night with ITC Hotels.[@visa-infinite-subject-to-change] Know more
- Save up to 35% on standard rates with Avis Car Rentals and get complimentary membership to Avis President’s Club.[@visa-infinite-subject-to-change] Know more
- Get complimentary airport Meet & Assist Services when you spend over USD1000 abroad in the past 12 months.[@visa-infinite-subject-to-change] Know more
More privileges for the lifestyle you love
Enjoy exclusive savings on health, beauty, entertainment and much more.
- Get INR250 cashback on contactless fuel purchases when you spend INR10,000 per quarter. T&Cs apply.
- Enjoy buy-one-get-one cinema tickets, via the District app by Zomato. T&Cs apply.
- Get buy-one-get-one cinema tickets, plus 10% off live events, with BookMyShow. T&Cs apply.
- Save up to 50%, up to INR300, on your first 3 pickleball, padel, football or tennis bookings with District Play.[@visa-infinite-subject-to-change] Know more
- Get 10% off all online purchases at Sephora[@visa-infinite-subject-to-change] Know more
Discover a world of Visa Infinite[@visa-infinite-subject-to-change] benefits
- Save 8% at Ajio LuxeEnjoy an instant discount of up to INR4500 when you spend INR10,000 or more. Know more
- Save 20% at Tattva SpaGet a flat 20% off deep tissue, Indian Abhyanga and Swedish full body massages. Know more
- Visa ConciergeGet recommendations, make reservations and receive immediate assistance 24/7. Know more
What you need to know
Are you eligible?
To apply, you must:
- Be aged between 18 to 65 years old for salaried individuals, or 25 to 65 years old for self-employed individuals
- Have a minimum income of INR600,000 per year for salaried individuals or INR12,00,000 per year for self-employed individuals
- Be an Indian resident
- Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bengaluru, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata, Amritsar, Baroda, Indore, Lucknow, Nagpur or Surat
Live+ eligible purchases for cashback
| Category | Transaction value |
Applicable cashback |
Cashback earned |
|---|---|---|---|
| Dining | INR 11,500 | 10% | INR 1,150 |
| Food delivery | INR 5,000 | 10% | INR 500 |
| Groceries | INR 9,000 | 10% | INR 900 |
| Shopping | INR 15,000 | 10% | INR 1,500 |
| Utilities | INR 1000 | 10% | INR 100 |
| Hotel | INR 15,000 | 1.5% | INR 225 |
| Entertainment | INR 5,000 | 1.5% | INR 75 |
| Medicine | INR 3,000 | 1.5% | INR 45 |
| Fuel | INR 500 | 0% | INR 0 |
| Grand total | INR 65,000 | 10% (capped at INR 1200 per month) + 1.5% (unlimited) | INR 1,545 |
| Category | Dining |
|---|---|
| Transaction value |
INR 11,500 |
| Applicable cashback |
10% |
| Cashback earned | INR 1,150 |
| Category | Food delivery |
| Transaction value |
INR 5,000 |
| Applicable cashback |
10% |
| Cashback earned | INR 500 |
| Category | Groceries |
| Transaction value |
INR 9,000 |
| Applicable cashback |
10% |
| Cashback earned | INR 900 |
| Category | Shopping |
| Transaction value |
INR 15,000 |
| Applicable cashback |
10% |
| Cashback earned | INR 1,500 |
| Category | Utilities |
| Transaction value |
INR 1000 |
| Applicable cashback |
10% |
| Cashback earned | INR 100 |
| Category | Hotel |
| Transaction value |
INR 15,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR 225 |
| Category | Entertainment |
| Transaction value |
INR 5,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR 75 |
| Category | Medicine |
| Transaction value |
INR 3,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR 45 |
| Category | Fuel |
| Transaction value |
INR 500 |
| Applicable cashback |
0% |
| Cashback earned | INR 0 |
| Category | Grand total |
| Transaction value |
INR 65,000 |
| Applicable cashback |
10% (capped at INR 1200 per month) + 1.5% (unlimited) |
| Cashback earned | INR 1,545 |
Get started
Apply online
When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250. T&Cs apply.
Contact us
It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.
Frequently asked questions
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