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Rewards Programme

Spend on things you love and be rewarded

Welcome to a Whole New World of Rewards

The HSBC Rewards Programme helps you get more out of your money every time you shop.

  • HSBC Classic Cardholders will earn 1 Reward point for every purchase of Rs. 250
  • HSBC Gold Cardholders will earn 1 Reward point for every purchase of Rs. 100
  • HSBC Smart Value Card Cardholders will earn 1 Reward point for every purchase of Rs. 100
  • HSBC Platinum Credit Cardholders will earn 2 Reward points for every purchase of Rs. 150
  • HSBC Premier Credit Cardholders will earn 2 Reward points for every purchase of Rs. 100

You can redeem these points for an exciting range of redemption options including garments, home appliances, cosmetics, gift vouchers, airline miles and donation to charities.

Now, you can choose between a wide range of redemption options including jewellery, fashion accessories, garments, home appliances, electronic equipment, cosmetics and much more.

Please verify the enclosed list for details on Serviceable Pincodes for dispatch of Redemption Products. If your pincode is not part of the Serviceable list please contact Phone banking for alternative options.

Check out our online credit card rewards catalogue

View our online rewards catalogue for rewards points redemption options. Please note, you need to have an Internet Banking ID and Password to be able to redeem your points online.

The Rewards Programme for Premier, Platinum, Gold and Classic Cardholders is not applicable to HSBC Co-branded and Private Label credit cardholders.

Airline Rewards

You can redeem your credit card reward points for airline miles from Jet Airways & Singapore Airlines. At present these options are not available for online redemption and are thus not listed on the online Rewards catalogue.

Redeem by downloading and completing the redemption form, or by call our phone banking numbers.

Airline Rewards
Airlines Conversion Ratio Code
Jet Airways

For HSBC Premier Mastercard® Credit Card

3 Reward Points = 2 JPMile**

4001
Jet Airways

For HSBC Makemytrip Platinum Credit Card

4 Reward Points = 1 JP Mile

4009
Jet Airways

2 Reward Points = 1 JPMile*

4002
Singapore Airlines

1 Reward Point = 1 Kris Flyer Mile ***

4003
Singapore Airlines

For HSBC Makemytrip Platinum Credit Card 

2 Reward Point = 1 Krisflyer Mile

4010
British Airways Executive Club

1 Reward Point = 1 Avios Mile ***

4012
Airline Rewards
Airlines Jet Airways
Conversion Ratio

For HSBC Premier Mastercard® Credit Card

3 Reward Points = 2 JPMile**

Code 4001
Airlines Jet Airways
Conversion Ratio

For HSBC Makemytrip Platinum Credit Card

4 Reward Points = 1 JP Mile

Code 4009
Airlines Jet Airways
Conversion Ratio

2 Reward Points = 1 JPMile*

Code 4002
Airlines Singapore Airlines
Conversion Ratio

1 Reward Point = 1 Kris Flyer Mile ***

Code 4003
Airlines Singapore Airlines
Conversion Ratio

For HSBC Makemytrip Platinum Credit Card 

2 Reward Point = 1 Krisflyer Mile

Code 4010
Airlines British Airways Executive Club
Conversion Ratio

1 Reward Point = 1 Avios Mile ***

Code 4012

* This conversion ratio is for Premier MasterCard®, HSBC Platinum, Gold and Classic Credit Cardholders only.

**This conversion ratio is effective for HSBC Premier MasterCard Credit Card from 1 July 2016

*** This conversion ratio is for Classic, Gold, Platinum and Premier HSBC credit cards.

Hotel Rewards

Hotels

Conversion Ratio

Code

Taj Inner Circle

1000 Rewards Points = 200 

Taj Inner Circle Points#

4007

Taj Inner Circle

1000 Rewards Points = 100 Taj Inner Circle Points##

4011

Hotel Rewards

Hotels

Taj Inner Circle

Conversion Ratio

1000 Rewards Points = 200 

Taj Inner Circle Points#

Code

4007

Hotels

Taj Inner Circle

Conversion Ratio

1000 Rewards Points = 100 Taj Inner Circle Points##

Code

4011

#This conversion ratio is for Classic, Gold, Platinum and Premier HSBC Credit Cards.

##This conversion ratio is for HSBC Makemytrip Platinum Credit Cards.

Important Information

Terms & Conditions

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India ("HSBC"). All features and benefits are subject to Terms and Conditions.