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HSBC Anytime Credit

A flexible overdraft facility for HSBC salary account holders, to help with extra cash when the unexpected happens

Why choose HSBC Anytime Credit?

HSBC Anytime Credit is an overdraft facility (or personal line of credit) offered to HSBC salary account customers, to pay for unplanned, emergency expenses. Anytime Credit can protect you from bounced cheques or missing your equated monthly instalments (EMIs) due to insufficient funds in your salary account. 

Interest rates

Rates from 14.00% p.a. to 18.00% p.a. 

Why get an HSBC Anytime Credit facility?

  • No fees
    No joining fee, processing fee or renewal fee
  • Money when you need it
    Draw your pre-approved limit any time, from anywhere. Withdraw from an ATM, transfer to another account, or pay bills directly.
  • Pay as you go
    Pay minimal interest only on the amount used, and for the duration for which you use it
  • Fast activation
    Activate the overdraft facility when you open your salary account or by applying online at any time

Things you should know

Who can apply?

To apply for HSBC Anytime Credit, you must be a salaried applicant between 21 to 60 years old. You also need to:

  • be a resident and citizen of India (not available to non-resident Indian (NRI) customers)
  • have an active HSBC salary account that has been open for more than 3 months
  • have a correspondence address[@loans-applicable-cities] that is within India
  • have a minimum salary of INR 33,333/month

Start your application

Get an immediate callback

Fill out the callback form and we'll phone you back to discuss your application for an HSBC Anytime Credit overdraft.

Send us an SMS

You can send us an SMS to start your application.

SMS ANYTIME to 575750

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