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HSBC Personal Banking

A wide range of services to meet your banking needs.

Everyday banking made easier

With HSBC Personal Banking, you can manage your day to day banking and grow your wealth with tools and services designed to make your life easier.

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Mobile banking

Get everything done with a touch, tap or swipe, from checking your balance to managing your credit card payments.

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Contactless payment

Use your contactless debit or credit card to make fast, secure and easy payments on the go.

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Instant transfers

Make instant transfers with your personal internet banking and mobile banking accounts.

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Extensive assistance

Got a question? Need assistance? Get in touch with our representatives through live chat, phone banking and much more.

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Banking on the go

Get a complete control over your bank and credit card accounts online and on your phone with HSBC's internet and mobile banking services.

  • Digital Secure Key offers an extra layer of authentication for secure transactions
  • Video Customer Identification Process (V-CIP) means you can complete your KYC from the comfort of your home
  • Bill Payment service for convenient and flexible online bill payments
  • HSBC e-NACH services for paperless standing instructions with specific amount, times and dates

A step closer to your dreams

Whether you're buying your dream home, planning your children's education or even a family wedding, our loan calculators help you to explore loan options, compare our mortgage products or find ways to save on interest.

  • Discover home loans that help you to buy ready properties and select under construction properties approved by HSBC India
  • Transfer the balance of your existing loans with special top-ups at attractive rates
  • Access loans against property (LAP) to raise funds when you need it the most
  • Apply for personal loans at attractive rates with easy documentation and quick processing
  • No collateral or guarantor required
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Friends eating cake and chatting about what they see on mobile

Wherever you go, we'll follow you

Planning a big move overseas or returning to India? Our wide range of international banking and financial services are here for you, beyond the borders.

  • Open an account in the new country even before you leave India in just a few steps with assistance from our International Banking Centres
  • Manage your finances at home and overseas with single-view of all your accounts and move money across borders instantly
  • Access your account even when you're not in India, and make easy withdrawals overseas at any HSBC ATMs (currency conversion charges apply)
  • Make the most of studying abroad with banking, guidance and extensive assistance from HSBC

Know more about our products

Credit card

Compare the rates, offers, features and benefits of our range of credit cards.

Personal Loan

When expenses arise, like a wedding, furnishing your home, higher education for your children or a family holiday you can turn to Personal Loans from HSBC.

Home loan

Save more on Equated Monthly Instalments (EMIs) or reduce your loan tenure by transferring your Home Loan to HSBC.

Wealth management

Investment options for a range of financial goals.

Get onboard in just few steps

Leave your contact details and we'll get in touch with you with next steps.

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Important terms and conditions

For Personal Banking

HSBC Personal banking customers need to fulfil the HSBC Personal Banking AQB criteria, failing which a quarterly Service Charge of 1% of the shortfall of the AQB4 up to a maximum of INR1,200 (plus applicable taxes3) will be levied for the quarters in which the eligibility criteria is not met.

Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and , State/Union Territory GST,  and Cess as applicable or Inter-State GST, as applicable, would apply on our fees and charges.

The AQB will be calculated based on the following:

  • Average quarterly balance held in your HSBC Savings/Current Account(s)
  • Average quarterly balance held in your HSBC Fixed Deposits
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