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Credit Cards

Compare the rates, features and benefits of our range of credit cards

HSBC Visa Platinum Card

The HSBC Visa Platinum Card offers you unsurpassed offers and rewards. Enjoy instant recognition and exclusive privileges. Take the first step towards a world of delightful experiences waiting for you.
  • Nil Joining and Annual Fees
  • 10% Cashback up to ₹2500 in the first 90 days of issuance
  • Get a movie ticket voucher worth ₹500 on spending over ₹50,000 in a calendar month. Maximum of ₹3000 per cardholder in a year
  • 2 reward points for every ₹150 spent.
  • 3X Rewards on Dining, Hotels and Telecom for first 12 months from the date of issuance of your credit card
  • 5 Times (5X) Rewards on subsequent purchases made after crossing spend amount of ₹400,000 in a year up to a maximum of ₹1,000,000 in a year.
  • Fuel Surcharge Waiver
  • Air Miles Conversion on Jet Airways and Singapore Airlines
  • Discounts on Movies, Flights, Restaurants and more
Applicants must be at least 18 years of age and having a minimum annual income of ₹3,00,000

Fees and charges:

  • Nil joining fees
  • Nil annual fees

Ways to open:

Online, Branch, Phone

HSBC Smart Value Credit Card

Different people look at our credit cards differently. With special money saving features and time saving services, it could mean the perfect way to save money for all the precious things you always desired or a convenient way to make time to do more. Get ready to enjoy more.
  • Nil joining fees. Annual fees of ₹499 (Waived off on annual spends of ₹50000 or more). Amazon voucher worth ₹500 on payment of annual fee.
  • 10% Cashback up to ₹1000 in the first 60 days of issuance
  • 3X Rewards on Online, Dining & Telecom spends
  • Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance
  • Get a movie ticket voucher worth ₹200 on spending over ₹15,000 in a calendar month. Maximum of ₹1200 per cardholder in a year
  • Fuel Surcharge Waiver

Fees and charges:

  • Nil joining fees
  • Nil annual fees

Ways to open:

Online, Branch, Phone

HSBC Premier Mastercard©  Credit Card

Designed to delight, the HSBC Premier Mastercard© suits your needs and ensures a privileged lifestyle. Let’s build for your future.
  • Nil Joining and Annual Fees
  • Airport Lounge Access
  • Discounted green fees and dedicated 24-hour golf concierge service
  • 1.5% Cashback on International Spends (limited to ₹10,000 per calendar year) on International Spends of ₹3 Lacs and above in a calendar year
  • 2 Reward points for every ₹100 spent
  • 50% cashback at PVR Cinemas on purchase of movie tickets, upto ₹500 cashback per month in a calendar year
  • Movie ticket voucher worth ₹1000 on spending over ₹75,000 in a calendar month. Maximum of ₹6000 per cardholder in a year
  • Fuel Surcharge Waiver
  • Online Fraud Protection and Lost Card Liability
  • Air Miles Conversion on Jet Airways and Singapore Airlines
Offered only to HSBC Premier customers. HSBC Premier relationship in India comes to you by maintaining a Total Relationship Balance (TRB) of ₹4,000,000 (Rupees Forty Lakhs only) quarterly.

Fees and charges:

  • Nil joining fees
  • Nil annual fees

Ways to open:

Online, Branch, Phone

Advance Visa Platinum Card

HSBC Advance Platinum Credit Card has been designed to complement your lifestyle. Enjoy a host of offers ranging from travel privileges to dining, shopping and more. Together, let’s advance.
  • Nil Joining and Annual Fees
  • Get a movie ticket voucher worth ₹500 on spending over ₹50,000 in a calendar month. Maximum of ₹3000 per cardholder in a year
  • 2 Reward points for every ₹150 spent.
  • 3X Rewards on online purchases for the first 24 months from the date of issuance of your credit card
  • 5 Times (5X) Rewards on subsequent purchases made after crossing spend amount of ₹400,000 in a year up to a maximum of ₹1,000,000 in a year.
  • Fuel Surcharge Waiver
  • Air Miles Conversion on Jet Airways and Singapore Airlines
  • Discounts on Movies, Flights, Restaurants and more
Offered only to HSBC Advance customers. HSBC Advance relationship in India comes to you by maintaining a Total Relationship Balance (TRB) of ₹5,00,000 (Rupees five lakhs only) quarterly

Fees and charges:

  • Nil joining fees
  • Nil annual fees

Ways to open:

Online, Branch, Phone

Important Information

Other Terms & Conditions

Issued by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). Incorporated in Hong Kong SAR with limited liability.

Issuance of credit card is at the sole discretion of HSBC, India and is subject to satisfactory verification. The features and benefits of credit card are subject to terms and conditions. Please visit www.hsbc.co.in for more details.