Top of main content

Credit cards

Complete online credit card application and Video KYC to win an Amazon e-gift voucher worth INR250.
HSBC Visa Cashback Credit Card

HSBC Cashback Credit Card

In a world full of difficult choices, at least the Cashback is easy. Enabled with VISA Paywave technology that allows contactless payments on your card, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.
  • 10% accelerated cashback on all dining, food delivery and grocery spends (capped up to INR1,000 per billing cycle)
  • 1.5% unlimited cashback on all other spends (exclusions apply)*
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Annual membership fees of INR999 will be reversed if your total annual spend exceeds INR200,000
Applicants must be at least 18 years of age and have a minimum annual income of INR400,000

Fees and charges:

  • INR999 joining fee
  • INR999 annual fee

Ways to open:

Online, branch, phone

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Card offers you unsurpassed offers and rewards. Enjoy instant recognition and exclusive privileges. Take the first step towards a world of delightful experiences waiting for you.
  • Nil joining and annual fees
  • 2 reward points for every INR150 spent
  • 5X Rewards on subsequent purchases made after crossing spend amount of INR400,000 in an anniversary year up to a maximum 15000 accelerated reward points.
  • Fuel surcharge waiver
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • Discounts on movies, flights, restaurants and more
Applicants must be at least 18 years of age and having a minimum annual income of INR400,000

Fees and charges:

  • Nil joining fees
  • Nil annual fees

Ways to open:

Online, branch, phone

HSBC Premier Mastercard©  Credit Card

HSBC Premier Credit Card

Savour the best of what life has to offer with the range of exclusive benefits and rewards that come with your account.
  • Get a metal credit card, crafted for perfection
  • Unlock one of the lowest foreign exchange fees – pay 0.99% each time, with no terms and conditions
  • 1:1 redemption for 20+ airlines, and for Apple products with Imagine vouchers
  • Enjoy unlimited airport lounge access in India and internationally and 8 international guest visits
  • Earn 3 Reward points for every INR100 you spend – plus, your points will never expire

If you've never banked with us before, you can start your Premier application by leaving us your details via our online form. One of our experts will get in touch with you shortly. We recommend using the latest version of Chrome or Safari to do so.

If you're an existing HSBC Premier customer, call us or visit your local branch.

Fees and charges:

  • INR12,000 joining fee (applicable after you activate your card)
  • INR20,000 annual or renewal fee (waived for Qualified customers with an HSBC Premier relationship in India)

Important information

Other terms & conditions

Issued by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). Incorporated in Hong Kong SAR with limited liability.

Issuance of credit card is at the sole discretion of HSBC, India and is subject to satisfactory verification. The features and benefits of credit card are subject to terms and conditions. Please visit for more details.

Offers and rewards

A woman is holding two ice cream cones in her hands; image used for HSBC Credit Card Rewards Programs.

Spend on things you love and be rewarded

Three women are laughing together; image used for HSBC Credit Card Rewards Catalogue.
This link will open in a new window

Explore extensive range of reward options

A couple is shopping in a souvenir shop; image used for HSBC India credit card offers page.

Explore the latest offers and discounts

You might also be interested in


Our step-by-step guide on how credit cards work and how to make the most out of them. 


If your business or wanderlust takes you city-hopping in India and abroad, then take a travel credit card with you. 


Understand the differences between a credit card and debit card and you'll know when to use them both. 


We outline some of the ways in which you can boost your score for better borrowing. 


If used wisely, transferring your credit card balance can be a good way to manage your debt. 


We compare the most common types of credit cards in India, and what they're used for. 

Here's an easy way to share your thoughts, stay informed and join the conversation. Follow us: