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Loans

No matter what you need it for, our personal loans make borrowing easy

Easy. Online. Apply for an instant loan at attractive interest rates.[@instant-loan]
A flexible overdraft facility for HSBC salary account holders, to help with extra cash when the unexpected happens

What you need to know about getting a loan

Find out the essential information you need to know when you get a personal loan from HSBC India.
We explain the different types of personal loans and how to choose the right one.
We break down the differences between secured and unsecured loans, their risks, and what they're commonly used for.
Read about the 2 Equated Monthly Instalment methods and the formulas used to calculate repayments.
Don't despair if your credit score isn't very high. There are other things you can do to secure a loan.
Financial planning, saving and budgeting are all part of managing loan repayments.
If you're applying for a loan, give yourself the best chance for approval with these 4 tips.
Personal or secured loan? What about the fees? Make the right choice when applying by asking these questions.
An unsecured loan means you don't have to provide collateral. Find out more about unsecured loans.

Important notes