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Premier Credit Card
Visa Platinum Credit Card
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At a glance
Credit is subject to status, affordability and applicable terms and conditions.
From travel to gourmet dining to lifestyle privileges, your HSBC Premier Credit Card offers a range of exclusive benefits.
Offers, rewards and bonus benefits on travel, entertainment, fuel and dining.
Annual fee
INR20,000 annual or renewal fee (waived for qualified customers with an HSBC Premier relationship in India), with a joining fee of INR12,000, paid after you activate your card
No annual fee
Compare credit card offers and benefits
Take a closer look at the features, benefits and offers that come with our credit cards.
Welcome benefits
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Earn 20,000 reward points when you start using your HSBC Premier Credit Card. T&Cs apply.
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Get an INR250 Amazon eGift Card when you apply online, verify yourself by video and receive your card. T&Cs apply
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Earn 2,000 reward points when you download and log on to the HSBC India Mobile Banking app and spend at least INR5,000 in the first 30 days of having your card.
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Get a complimentary Swiggy One membership for 3 months when you activate your card. T&Cs apply.
Other benefits
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Unlimited airport lounge access (domestic and international), with 8 free international visits for guests
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Foreign exchange mark-up of only 0.99% for all international spending
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Emergency cash withdrawals up to USD 2,000 at any overseas HSBC branch if you lose your card
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Up to INR 3,000 annual savings on fuel surcharge
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Earn INR250 cashback on fuel contactless spends over INR 10,000 per quarter.
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Get more out of your money every time you shop with credit card rewards. Terms and conditions apply.
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Earn 3 reward points for every INR100 you spend
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Earn 2 reward points for every INR150 you spend
Can you apply?
Quick check
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For HSBC Premier customers
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For new and existing HSBC customers
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No specific annual income requirements
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Have a minimum income of INR600,000 per year for salaried individuals or INR12,00,000 per year for self-employed individuals
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Must be an Indian resident, with a city of residence of Bengalure, Chennai, Gurugram, Hyderabad, Mumbai, New Delhi, Noida or Pune
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Be an Indian resident, living in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bengaluru, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata, Amritsar, Baroda, Indore, Lucknow or Nagpur
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Be aged 18 to 65 years
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Be aged between 18 to 65 years old for salaried individuals, or 25 to 65 years old for self-employed individuals
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Meet and maintain the requirements for HSBC Premier
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No HSBC product requirement
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Exclusive offers and reward point benefits, as well as zero joining or annual fees.
The HSBC Premier Credit Card is your gateway to a world of privileges. Enjoy a range of exclusive Mastercard benefits and 1:1 reward point conversion at the Apple online store and selected airlines.
Dine, shop and have fun with up to 10% cashback on your credit card spending.
Unlock a curated collection of benefits at Taj, SeleQtions, Gateway, Vivanta hotels and amã Stays & Trails bungalows across the globe. Enjoy exquisite stays, gourmet dining, exclusive access, bespoke experiences and much more.
Unlock instant travel rewards and elevated travel experiences everywhere you go with the one and only travel card you need.
Instant transfers with UPI and money back on all the things you love, so you have more to spend on the things you want. Just use your card for all your everyday purchases to start earning.
Instant transfers with UPI and exceptional offers, rewards and privileges for your everyday spending – with no annual fee. Earn reward points and collect air miles from leading airlines – all at no extra expense.