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Balance Conversion

Enhance the joy of a new purchase

Features & Benefits

You have experienced the convenience and rewards of using an HSBC Credit Card. We are taking it a step further by presenting the Balance Conversion facility on your credit card. Now you can splurge today, and pay tomorrow!

Time to divide and conquer

Clearing off your credit card dues is now a well-managed and convenient process. Divide your outstanding balance and pay it in easy EMIs.

  • Choose between loan tenure options of 3, 6, 9 and 12, months
  • Rate of interest 1.08% per month across available tenures
  • Processing fee on Balance Conversion : 2% (subject to a minimum of ₹200)

Please note that only select HSBC Credit Cardholders can avail of this feature. Issuance is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions. You have now convert the balance outstanding on your HSBC Credit Card into easy EMIs through the Balance Conversion facility.

SMS ‘BALCON’ to 575750 and our representative will call you back

Important Information

Terms & Conditions

If approved, your credit card will be dispatched within 3 weeks. Please contact HSBC Phone Banking, after 3 weeks to know the status of your credit card application.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions.