Features & Benefits

Take the holiday of your dreams, a new TV, or a computer. HSBC makes all this so easy through the exciting new 'Loan on Phone' feature on your HSBC credit card! Shop till you drop and make low interest repayments. 

  • Make a purchase of a minimum of ₹2000 on a HSBC Credit Card
  • Call HSBC within 50 days of making the purchase to convert it to a loan
  • Choose from multiple tenure options 
  • Rate of interest between 10.99% to 24%p.a. 

Processing fee on Loan on Phone : 2% (subject to a minimum of ₹100)

SMS ‘LOP’ to 575750 and our representative will call you back

Save more with a HSBC Cashback Credit Card

No Joining Fees. Get 1.5% cashback on online spends and 1% on others with no cap.

T&C Apply

Important Information

Terms & Conditions

If approved, your credit card will be dispatched within 3 weeks. Please contact HSBC Phone Banking, after 3 weeks to know the status of your credit card application.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions. Please refer to the respective web pages to know more details.