Live it up with extra cashback
Who says you can't have it all? With our HSBC Live+ Credit Card, you can earn cashback on all the things you love… and enjoy exciting travel benefits like airport lounge access.
- 10% accelerated cashback, up to INR1,000 a month, on all dining, food delivery and grocery spends
- 1.5% unlimited cashback on most other spends[@unlimited-cashback-exclusions]
Joining fee and annual fee
Joining fee
INR999
Annual fee (waived if you spend more than INR200,000 per year)
INR999
Our welcome gifts to you
- Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR20,000 within the first 30 days of getting your card. T&Cs apply (PDF).
- Receive a voucher worth up to INR500 for Amazon Pay, Zomato and Swiggy when you activate your card with a single transaction of INR300 or more.[@visa-signature-subject-to-change] T&Cs apply.
- Plus, get an INR250 Amazon eGift Voucher when you apply online, verify yourself by video and receive your card. T&Cs apply.
Get up to 10% cashback and more on what you love
Live+ perks and privileges
The card that gets you more out of life.
Dine - in and around India
Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals with 10% cashback on dining and food delivery spends.[@accelerated-cashback-cap]
Shop – both online and offline
Load up your cart without breaking the bank. Whether you're shopping for yourself or the whole family, you'll get 10% cashback on your groceries[@accelerated-cashback-cap] and 1.5% unlimited cashback on other retail purchases.[@unlimited-cashback-exclusions]
Fun – on screens big and small
Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get 1.5% unlimited cashback[@unlimited-cashback-exclusions] on your entertainment spending.
Life with even more perks
- Get a free 12-month Times Prime subscriptionGiving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more.[@visa-signature-subject-to-change] T&Cs apply.
- Enjoy complimentary flight seat selectionsTwice a year on domestic flights booked with MakeMyTrip.[@visa-signature-subject-to-change] T&Cs apply.
- Earn 15% cashback with MakeMyTripGet cashback added to your MakeMyTrip Wallet in 'My Cash' for hotel stays in India when you book with MakeMyTrip – using promo code: VISASIGNATURE.[@visa-signature-subject-to-change] T&Cs apply
- Travel in style and comfortRelax before you fly with 4 complimentary domestic airport lounge visits per year - one per quarter.
- Save on dining and movies with the District app by ZomatoGet 10% off on transactions of INR3,500 or more, and enjoy movies on the big screen for less with buy-one-get-one cinema tickets. T&Cs apply (PDF).
- Activate your card right awayFor both primary and supplementary cards, on the HSBC India app.
What you need to know
Are you eligible?
To apply, you must:
- Be aged between 18 to 65 years old for salaried individuals, or 25 to 65 years old for self-employed individuals
- Have a minimum income of INR600,000 per year for salaried individuals or INR12,00,000 per year for self-employed individuals
- Be an Indian resident
- Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bengaluru, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata, Amritsar, Baroda, Indore or Lucknow
Live+ eligible purchases for cashback
| Category | Transaction value |
Applicable cashback |
Cashback earned |
|---|---|---|---|
| Dining | INR11,500 | 10% | INR1,150 |
| Food delivery | INR5,000 | 10% | INR500 |
| Groceries | INR9,000 | 10% | INR900 |
| Hotel | INR15,000 | 1.5% | INR225 |
| Medicine | INR3,000 | 1.5% | INR45 |
| Shopping | INR15,000 | 1.5% | INR225 |
| Utilities | INR500 | 0 | 0 |
| Grand total | INR59,000 | 10% (capped) and 1.5% (unlimited) | INR1,495 |
| Category | Dining |
|---|---|
| Transaction value |
INR11,500 |
| Applicable cashback |
10% |
| Cashback earned | INR1,150 |
| Category | Food delivery |
| Transaction value |
INR5,000 |
| Applicable cashback |
10% |
| Cashback earned | INR500 |
| Category | Groceries |
| Transaction value |
INR9,000 |
| Applicable cashback |
10% |
| Cashback earned | INR900 |
| Category | Hotel |
| Transaction value |
INR15,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR225 |
| Category | Medicine |
| Transaction value |
INR3,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR45 |
| Category | Shopping |
| Transaction value |
INR15,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR225 |
| Category | Utilities |
| Transaction value |
INR500 |
| Applicable cashback |
0 |
| Cashback earned | 0 |
| Category | Grand total |
| Transaction value |
INR59,000 |
| Applicable cashback |
10% (capped) and 1.5% (unlimited) |
| Cashback earned | INR1,495 |
Get started
Apply online
When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250. T&Cs apply.
Contact us
It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.