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Expat services

Hassle-free banking to support your international lifestyle

Let our financial and banking services help you establish yourself in your new destination

We know that moving abroad can be a stressful time. But we're here for you every step of the way. From organising your finances before you move to managing your money once you arrive, here are some of the ways we can help.

Account opening

  • Initiate account opening prior to moving to India
  • Transfer of credit history from home country to destination country1

International connectivity

  • International Visa debit card with no transaction charges that you can use to get cash at HSBC ATMs overseas and free unlimited transactions at any Visa ATM in India

For existing HSBC Group Premier customers

Privileges as a Premier customer

Enjoy world-class banking with benefits in India and beyond

Premier family banking

  • Share global Premier status with your spouse3 and children (aged up to 30)
  • If you're an HSBC Premier customer in another country/region, you're already eligible to join Premier in India
  • Offers for your children through our local and global education partners, such as digital subscriptions to The Economist, online lessons on Tutopiya, entertainment offers and more

International privileges

  • Global View and Global Transfer – manage your worldwide HSBC accounts and make fee-free real time transfers around the world
  • Global investments – access global solutions such as multicurrency offerings, global fixed income solutions and global equity investment opportunities available in key wealth hub markets like Singapore, UAE and more

Worldwide assistance

  • Emergency Premier credit card replacement for use on the next day
  • Emergency cash up to USD2,000 and further amounts made available upon application
  • International travel insurance, covering personal and travel inconvenience for both children and parents4

Your day to day banking and privileges

  • 24/7 Premier Global Concierge services – bespoke services and special pricing across global travel and medical assistance, gifting, elderly assist programme, virtual health assistance and more
  • Premier Platinum Debit Card with overseas POS transaction limits of USD1,500 per day, and withdrawal limits of INR250,000 and POS transaction limits of INR250,000 per day locally in India

Dedicated Relationship Management Team

  • An accredited Relationship Manager , who understands cross-border requirements and can communicate with you effectively
  • Dedicated Service Managers to help you and your family with banking needs

Who can apply?

HSBC Premier Corporate Employee Program (CEP) eligibility criteria:

Hold a corporate salary account under HSBC CEP in India with a net monthly salary credit of INR300,000 (Rupees three hundred thousand) or more into the account.

For more details on Premier eligibility, click here

3If you meet and maintain TRB eligibility, your spouse can be added to the relationship and can enjoy Premier status.

4Free overseas travel insurance via HSBC Premier credit card including air accident, loss/ delay in checked-in baggage, etc. T&Cs apply.

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