HSBC Visa Cashback Credit Card

Here's why you should choose the HSBC Cashback Credit Card

In a world full of difficult choices, at least the Cashback is easy. Enabled with VISA Paywave technology that allows contactless payments on your card, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.


Key features

  • Unlimited cashback on all your transactions
  • Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet) and 1% on all other spends
  • Zero joining fees
  • Annual membership fees INR750 will be reversed if your total annual spend exceeds INR100,000

Complete your credit card application online & win an Amazon e-gift voucher worth INR250.

Terms and conditions apply.

Introductory offers

Swiggy logo
20% off on Swiggy orders above INR400. (Discount up to INR100, valid once per month per user). logo
5% discount on Amazon spends of INR1,000 or above. (Maximum discount of INR250 per card per month, no restriction on number of transactions).

The introductory offers are valid on HSBC Cashback Credit Cards from 06 January 2020 to 30 June 2020.

Welcome benefits

  • Get 2 Airport Lounge Access to Domestic and International lounges or 2 Meal vouchers of INR400 each for use at Airport restaurants & INR250 Swiggy voucher within 60 days of completing first transaction on the HSBC Credit Card. The first transaction should be executed by 05 August 2020.

Key features:

  • 1.5% cashback on all online spend (excluding transfer of funds to online wallets) and 1% on all other spends. (cashback will be credited back within 45 of the card statement date)
  • Zero joining fees.
  • Annual membership fees is INR750, however it will be reversed if your total annual spend exceeds INR100,000. (The annual fee will be levied at the end of the anniversary year and will be reversed in the subsequent billing cycle on meeting the spend criteria)
  • Cashback is also available on Instant EMI (Equated Monthly Installment) facility on your card across listed merchants.
  • Up to a 15% discount at over 1,000 restaurants across major cities. See the list of participating vendors at
  • Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Installments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, Loan-on-Phone etc.
  • This card is enabled with VISA Paywave technology that allows contactless payments on your credit card.

Partner offers

Two women watching a 3D movie at the cinema; image used for HSBC India BookMyShow offer page.

Buy-one-get-one-free movie tickets on Saturdays (Up to INR250).

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15% instant discount on select products in Lifestyle, Electronics and Luxury Categories.

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View a list of all our currently running offers.

Additional benefits of the HSBC Cashback Credit Card

  • Zero liability for lost cards
    If you lose your HSBC Cashback Credit Card, you'll bear no liability for transactions made on the card after reporting and registering the loss with us. You're also covered for any misuse of your HSBC Cashback Credit Card for up to 24 hours before reporting and registering the loss, up to a limit of INR300,000.
  • Emergency card replacement
    If you lose your HSBC Cashback Credit Card, you can call Visa Global Assistance Services or HSBC Helpline numbers to have your card cancelled and an emergency card issued anywhere in the world in just 3 days. You could also choose to retrieve emergency cash at over 22,000 of our outlets globally.
  • Insurance benefits
    All insurance benefits listed above are provided directly to credit cardholders by ICICI Lombard General Insurance Company Limited, whose terms, conditions and decisions, for which the Bank is not liable, will apply. Claims for settlements should be sent directly to ICICI Lombard General Insurance Company Limited. All insurance benefits on the credit card are available for valid primary cardholders only.
  • Other benefits
    The HSBC Cashback Credit Card provides regular card benefits like cash advance, additional credit cards, global access and access through Phone Banking. It also can be used for your online transactions - perfect for online shopping and entertainment.Refer to the Credit Card Services Guide (PDF, 750 KB) for full details, as well as the corresponding terms and conditions.

Save more with the HSBC Cashback Credit Card

No joining fees. Get 1.5% cashback on online spends and 1% on others with no cap.

T&Cs apply.

You might also consider

HSBC Visa Platinum Credit Card

Nil joining and annual fees.

HSBC Smart Value Credit Card

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HSBC Premier Mastercard Credit Card

Designed to suit your needs and ensure a privileged lifestyle.

Useful links

Frequently asked questions

How do I apply for an HSBC credit card?

You may apply for an HSBC credit card online by going to and selecting 'Apply now'.

Alternatively, please call HSBC Phone Banking to arrange for a representative to visit you.

You can also visit your nearest HSBC branch. (Find your nearest branch here.)

How can I check the status of my credit card application?

We'll send timely SMS alerts on your application status to the mobile number provided on your application form. You can also check the status of your application by calling Phone Banking.

How long does it take to receive an HSBC credit card?

Once we've received your completed application form along with all the required documents, your application will be processed within 3 weeks. You'll receive your new credit card within 7 working days, once your application has been approved.

How can I check the status of my credit card once it's been shipped?

Once your credit card has been dispatched, you'll receive the dispatch details through an SMS on the mobile number you've registered with us.

You can track the status of the shipment using the Airway Bill on the courier's website.



If you need further assistance, you can call Phone Banking.

Will I be charged a foreign transaction fee if I use my card abroad?

Your cards are valid internationally and there will be no extra charge levied for usage at points of sale however the currency conversion charge will apply. You'll be charged a transaction fee for cash withdrawals at ATMs abroad. Refer to the Tariff Sheet in the Credit Card Services Guide (PDF, 750 KB).

Didn't find the question you were looking for? Check out our credit card FAQs.

Important information

Offers and rewards

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Spend on things you love and be rewarded.

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Explore extensive range of reward options.

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Explore the latest offers and discounts.