Cashback Credit Card | Apply for Cashback Credit Card

HSBC IN
Credit Cards
Visa Cashback

Why choose HSBC Cashback Credit Card

In a world full of difficult choices, at least the Cashback is easy. Enabled with VISA Paywave technology that allows contactless payments on your card, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.

Key features

Unlimited cashback on all your transactions
Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet) and 1% on all other spends
Zero joining fees
Annual membership fees INR750 will be reversed if your total annual spend exceeds INR100,000

Compare cards for the compare

Check eligibility

Win an Amazon e-gift voucher: Complete online credit card application and Video KYC to win an Amazon e-gift voucher (worth INR250). T&Cs apply.

Cashback Credit Card Introductory Offers

New credit card customers can receive following welcome privileges on single transaction of a minimum INR1,000 within 30 days of card issuance:

Vouchers

Amazon vouchers (worth INR1,000)
Big Basket voucher (worth INR250)
Myntra vouchers INR300 x 5 (worth INR1,500)
Ajio vouchers INR600 x 5 (worth INR3,000)

3 complimentary airport lounge access at domestic & international lounges or 3 meal-vouchers*

^*For the use at airport restaurants in India

Google Pay

50% discount (up to INR100) on first transaction on Google Pay

Introductory offers are valid on HSBC Cashback Credit Card from 1 January 2022 to 31 March 2022.

Exclusive offers for Cashback Credit Card customers

5% discount on spending INR1,000 or above
Maximum discount of INR250 per card per month, no restriction on number of transactions

Cashback Credit Card Key Features

1.5% cashback on all online spend (excluding transfer of funds to online wallets) and 1% on all other spends. (cashback will be credited back within 45 of the card statement date)
Zero Joining Fees
First year Annual Fee waived of for all cards issued between 1 January 2022 till 31 March 2022
2-year onwards - INR750 (waived off if the total annual spends is 1 lakh and above)
Cashback is also available on Instant EMI (Equated Monthly Installment) facility on your card across listed merchants.
Up to a 15% discount at over 1,000 restaurants across major cities. See the list of participating vendors at www.simplyindulge.in.
Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Installments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, Loan-on-Phone etc.
This card is enabled with VISA Paywave technology that allows contactless payments on your credit card.

Partner offers

Two women watching a 3D movie at the cinema; image used for HSBC India BookMyShow offer page.

BookMyShow Saturday offer

Buy-one-get-one-free movie tickets on Saturdays (Up to INR250).

Tata CLiQ

15% instant discount on select products in Lifestyle, Electronics and Luxury Categories.

A couple is shopping in a souvenir shop; image used for HSBC India credit card offers page.

All credit card offers

View a list of all our currently running offers.

Additional benefits of Cashback Credit Card

Zero liability for lost cards

If you lose your HSBC Cashback Credit Card, you'll bear no liability for transactions made on the card after reporting and registering the loss with us. You're also covered for any misuse of your HSBC Cashback Credit Card for up to 24 hours before reporting and registering the loss, up to a limit of INR300,000.
Emergency card replacement

If you lose your HSBC Cashback Credit Card, you can call Visa Global Assistance Services or HSBC Helpline numbers to have your card cancelled and an emergency card issued anywhere in the world in just 3 days. You could also choose to retrieve emergency cash at over 22,000 of our outlets globally.
Insurance benefits

All insurance benefits listed above are provided directly to credit cardholders by ICICI Lombard General Insurance Company Limited, whose terms, conditions and decisions, for which the Bank is not liable, will apply. Claims for settlements should be sent directly to ICICI Lombard General Insurance Company Limited. All insurance benefits on the credit card are available for valid primary cardholders only.
Other benefits

The HSBC Cashback Credit Card provides regular card benefits like cash advance, additional credit cards, global access and access through Phone Banking. It also can be used for your online transactions - perfect for online shopping and entertainment.Refer to the Credit Card Services Guide (PDF, 750 KB) for full details, as well as the corresponding terms and conditions.

Save more with HSBC Cashback Credit Card

No joining fees. Get 1.5% cashback on online spends and 1% on others with no cap. T&Cs apply.

Apply now for the HSBC Cashback Credit Card This link will open in a new window

A woman is using her laptop; image used for HSBC India Cashback Credit Card article page.

Is HSBC Cashback Credit Card the one for you?

From paying bills to buying plane tickets, ordering food online to walking out of your favourite restaurant, get the most out of every transaction with the HSBC Cashback Credit Card.

Two women at a cafe with a phone and a credit card; image used for HSBC Cashback Credit Card article page.

4 ways to upgrade your lifestyle with HSBC Cashback Credit Card

Online much? Whether you're paying bills, booking trips or calling a taxi, reach for the HSBC Cashback Credit Card. Get instant cashback each time you use it, so you can save your money for the fun things in life.

You might also consider

HSBC Visa Platinum Credit Card

Nil joining and annual fees.

HSBC Smart Value Credit Card

Special money saving features and time saving services.

HSBC Premier Mastercard

Designed to suit your needs and ensure a privileged lifestyle.

Useful information

Frequently asked questions

You may apply for an HSBC credit card online by going to www.hsbc.co.in/credit-cards/ and selecting 'Apply now'.

Alternatively, please call HSBC Phone Banking to arrange for a representative to visit you.

You can also visit your nearest HSBC branch.

Find your nearest branch here

We'll send timely SMS alerts on your application status to the mobile number provided on your application form. You can also check the status of your application by calling Phone Banking.

Once we've received your completed application form along with all the required documents, your application will be processed within 3 weeks. You'll receive your new credit card within 7 working days, once your application has been approved.

Once your credit card has been dispatched, you'll receive the dispatch details through an SMS on the mobile number you've registered with us.

You can track the status of the shipment using the Airway Bill on the courier's website.

Blue Dart: bluedart.com

DHL: dhl.com

If you need further assistance, you can call our Phone Banking services.

Your cards are valid internationally and there will be no extra charge levied for usage at points of sale however the currency conversion charge will apply. You'll be charged a transaction fee for cash withdrawals at ATMs abroad. Refer to the Tariff Sheet in Credit Card Services Guide (PDF, 750KB).

FAQs for credit cards

Important information

This Offer ('Offer') is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India ('Bank') and is made available on the website amazon.in or mobile site or mobile application thereof (collectively, 'Amazon.in') by Amazon Pay (India) Private Limited ('Amazon') and any participation is voluntary.
Offer Terms and Conditions ('Offer Terms') are in addition to the amazon.in 'Conditions of Use & Sale' and 'Privacy Notice' to which you agree to, by using amazon.in and Terms and Conditions of HSBC Credit Cards. In the event of any conflict between the Conditions of Use & Sale and these Offer Terms, these Offer Terms will prevail, only for the purposes of this Offer.
This Amazon e-Gift voucher offer is provided by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) to Resident Indian customers (hereinafter referred to as "credit card applicant") who have participated in the offer. Each qualifying credit card applicant who has completed Video KYC is entitled to an Amazon e-Gift voucher of INR250 (Offer).
The offer is valid for successful completion of Video KYC after completing online credit card application by self during the period 15^th February 2021 to 31^st December 2021 (Offer Period).
This is a limited period Offer and HSBC in its sole discretion reserves the right to alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this Offer by another Offer, whether similar to this Offer or not, or to withdraw it altogether at any point in time by providing appropriate intimation to the Cardholder.
The Amazon e-Gift voucher (WinPin code) will be sent to your email ID provided in the online credit card application, within 45 days of end of the offer i.e. 14^th February 2022.
All decisions with respect to the Offer shall be at the sole discretion of HSBC and the same shall be final, binding and non-contestable. Other than the specific entitlements available to the Cardholders under this Offer, any other claims with regard to this Offer against HSBC are waived.
Credit card applicants are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
Nothing herein amounts to a commitment by the Bank or Amazon to conduct further, similar or other Offers.
Issuance of the credit card is at the sole discretion of the Bank and is subject to the Bank's internal approval norms.
By participating in this Offer, every credit card applicant expressly agrees that Bank and Amazon will not be liable or responsible for any loss or damage whatsoever that a Cardholder may suffer , directly or indirectly, in connection with the Offer including but not limited to that associated with his/her use or delivery or misuse of the Product(s). The existence of any dispute shall not, by itself, constitute any claim against HSBC.
The Bank does not make any warranties or representations as to the quality, merchantability, suitability or availability of the product and services offered under these Offers. Any dispute regarding these must be addressed in writing, by the Cardholder, directly to Amazon.
Prior to using the Amazon website and/or the mobile app, the Cardholder should refer, read, understand, accept and agree to the user agreement and Terms and Conditions of the said website and the mobile app, and proceed only if the Cardholder agrees to abide by the same. The Cardholder will be required to give personal information and other details online. The Cardholder should read and understand the privacy policy of the website and the mobile site, prior to providing any such information. Any disclosure of information made by the Cardholder towards availing of or fulfilment of the Offer is at the sole discretion of the Cardholder and the Bank shall not be responsible for the same. Amazon may use the personal information shared by the Cardholder for any other purpose (like marketing, etc.) and the Bank will not be held liable for such usage of personal information by Amazon Products offered under this Offer are subject to availability with Amazon and HSBC will not be liable for non-availability of any of the products.
The Offer is subject to force majeure events.
These Offer Terms are governed by the laws of India and the courts at Mumbai will have exclusive jurisdiction over any matters/disputes arising out of or in relation to these Offer Terms.
Any person availing this Offer will be deemed to have accepted these Offer Terms.

Voucher Terms and Conditions:

The E-Gift Voucher is valid for a period of 6 months from the date of issuance.
E-Gift Voucher cannot be reloaded, resold, transferred for value or redeemed for cash.
E-Gift Voucher cannot be used to purchase other gift card.
E-Gift Voucher cannot be used on any of the partner sites including Junglee.com.
E-Gift Voucher cannot be used to purchase any other type of digital content such as apps.
E-Gift Voucher cannot be transferred from one account to another once the claim code has been added.
Amazon may change (add to, delete, or amend) these terms from time to time. Unless stated otherwise, the changes will apply to any new Amazon E-Gift Voucher that are for personal, non-commercial use and enjoyment only. The same may be shared with family and friends, but may not be advertised, sold or used as promotional items by the purchaser or anyone else without Amazon's prior written consent.
Amazon E-Gift Voucher cannot be replaced, refunded or revalued. It cannot be exchanged for points or cash and cannot be re-validated.
HSBC does not make any warranties or representations as to the quality, merchantability, suitability or availability of the products or services offered under this Offer. Any dispute regarding delivery, service, suitability, merchantability, availability or quality of the products/services availed under this Offer must be addressed in writing, by the customer directly to amazon.in.
Tax liability, if any, will be borne by the Cardholder.
By using the E-Gift Voucher, the Cardholders shall be deemed to have accepted all the aforementioned Terms and Conditions in totality.

Offers and rewards

A woman is holding two ice cream cones in her hands; image used for HSBC Credit Card Rewards Programs.

Credit cards rewards programme

Spend on things you love and be rewarded.

Rewards catalogue

This link will open in a new window

Explore extensive range of reward options.

Credit card offers

Explore the latest offers and discounts.

HSBC Cashback Credit Card