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Get 10% cashback up to INR1,000 on dining, food delivery and grocery. T&Cs apply.

HSBC Cashback Credit Card

Get accelerated 10% cashback on food spending and 1.5% unlimited cashback on all other spending.

Earn cashback on eligible purchases

  • 10% accelerated cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
  • 1.5% unlimited cashback on all other spends
  • 4 complimentary domestic lounge visits per year (1 per quarter)

Exclusions apply to the 1.5% unlimited cashback offer – please refer to the detailed services guide for the full list of exclusions. 

Joining fee and annual fee

Joining fee INR999 

Annual fee INR999 (waived if you spend more than INR200,000 per year) 

Credit card introductory offers

  • Apply for a credit card online and verify yourself by video to get an Amazon e-gift voucher worth INR250 - T&Cs apply
  • Make transactions of at least INR10,000 within the first 30 days of card issuance to get Amazon vouchers (worth INR1,000) – T&Cs apply.

Introductory offers are valid from 1 Jan 2024 till 30 June 2024.

Here's what you get with an HSBC Visa Cashback Credit Card

Complimentary domestic airport lounge passes

Relax before you fly with 4 complimentary domestic airport lounge visit per year – you can access 1 lounge visit every 3 months.

Unlimited cashback

Get 10% cashback on all dining, food delivery, and grocery spending, up to INR1,000 per card billing cycle – plus, get 1.5% unlimited cashback on all your other spending (exclusions apply – please refer to the detailed services guide for the full list of exclusions).

Annual fee waiver when you spend more

Your INR999 annual membership fee will be waived if you spend over INR200,000 per year.

Zero liability for lost cards

You'll get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000. 

Choose the card that gives cashback

In a world full of difficult choices, at least the cashback is easy

Enabled with VISA Paywave technology, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions. 

  • 10% cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
  • 1.5% unlimited cashback on all other spends (exclusions apply – please refer to the detailed services guide for the full list of exclusions)
  • Cashback is also available via the Instant EMI (Equated Monthly Installment) facility on your card across listed merchants
  • Get cashback credited to your account within 45 days of your card's statement date

Please refer to the detailed service guide for complete list of exclusions.

Your Visa Cashback Credit Card also comes with

  • Emergency card replacement
    If you lose your credit card, you can cancel it and we'll issue you an emergency card anywhere in the world – it'll only take 3 days.
  • Balance transfer
    Transfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.
  • Offers and discounts
    HSBC credit card customers get exclusive access to discounts with our select partners.
  • EMI options
    Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Installments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, or Loan-on-Phone.
  • Google Pay
    If you've got an Android mobile device, then you can use Google Pay for a fast, secure, and simple way to use your HSBC credit cards to pay online or in stores.
  • Other benefits
    Your card will come with other regular card benefits like cash advance, additional credit cards, global access and access through Phone Banking. Please refer to the Credit Card Services Guide.

What you need to know

Are you eligible?

To apply, you must:

  • Be aged between 18 to 65 years old
  • Have a minimum income of INR400,000 per year for salaried individuals
  • Be an Indian resident
  • Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata

Apply online and win an Amazon e-voucher

Apply online

When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250.

T&Cs apply

Contact us

It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.

Frequently asked questions

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From travel to gourmet dining, your HSBC Premier Credit Card offers a range of exclusive benefits. 

 

Check whether you're eligible for our Cashback Credit Card and start your application.

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