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Personal loan eligibility criteria

Eligibility criteria

  • Salaried applicants must be 21 to 60 years old; self-employed applicants must be 21 to 65 years old.
  • Only residents and citizens of India may apply.
  • Applicants must be employed or self-employed.
  • The applicant's correspondence address should be within India.
  • The applicant must have an active HSBC current and/ or savings account opened for more than 3 months.
  • Non-resident Indian (NRI) customers cannot apply.
  • The loan application is valid in the cities of Ahmedabad, Bangalore, Chandigarh, Chennai, Kochi, Coimbatore, Hyderabad, Jaipur, Kolkata, Mumbai, New Delhi, Pune and Visakhapatnam (only employees of HSBC Visakhapatnam).

Apply for a Personal Loan

Please log on to your account via Personal Internet Banking for the quickest and easiest way to apply.

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