Unlock access, privileges and exceptional rewards
The HSBC Premier Credit Card is your gateway to a world of privileges. Enjoy a range of exclusive Mastercard benefits and 1:1 reward point conversion at the Apple online store and selected airlines.
Get a welcome reward
Earn 20,000 reward points when you start using your HSBC Premier Credit Card. T&Cs apply.
Introductory offer is valid from 9 October 2025 to 31 December 2025.
What you get with an HSBC Premier Credit Card
Travel the world
Go wherever life takes you, with exciting extras.
- Enjoy unlimited domestic and international airport lounge access for cardholders, plus 8 international guest visits[@lounge-list]
- Get a 0.99% foreign exchange markup, anywhere and any time globally – no conditions apply.
- Relax with international travel insurance covering lost luggage, delays, travel documents and much more. Know more
- Save up to 20% on hotel bookings with Agoda. Know more
- Get one night free when you book an eligible stay at participating hotels with Mastercard. Know more
Earn as you spend
Rewards that are truly unparalleled.
- Earn 3 reward points for every INR100 you spend on your card
- Enjoy reward points that never expire
- Earn up to 12X reward points on hotels, flights and car rentals on Travel with Points. Know more
- Get maximum value from your reward points with 1 point worth INR1 at Apple, plus get up to 5% cashback
- Instantly convert your reward points to air miles and hotel loyalty points at 1:1 in the HSBC India Mobile Banking app
Live in style worldwide
Lifestyle privileges to match your style.
- Enjoy entertainment on any days of the week with buy one, get one offers at BookMyShow.
- Get unparalleled dining offers with 30% off on your bill (up to INR1,500) with EazyDiner.
- Enjoy VIP guest experiences, eVIP pass discounts, hands-free shopping, private sale events and reserved parking at Bicester Villages. Register[@bicester-village].
- Get 1 complimentary main course when dining at participating restaurants across Asia Pacific with Mastercard. Know more
- Save 10% at Farfetch on full priced items when you spend of USD300 or more, twice per calendar quarter with Mastercard. Know more
Your HSBC Premier Credit Card also gives you:
- Hotel membership offersEnjoy exclusive savings, room upgrades and bonus rewards with Marina Bay Sands, GHA Discovery, Brilliant by Langham and more with Mastercard.
- EMI optionsConvenient EMI options that allow you to pay your credit card dues in Equated Monthly Instalments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, or Loan-on-Phone.
- Online fraud protection and lost card liabilityGet insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000.
- Luxury hotel & resorts programmeGet complimentary upgrades, early check-in and late check-out, and exclusive extras at over 3,800 luxury destinations worldwide with Mastercard. Know more
- Balance transferTransfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.
What you need to know
Are you eligible?
You must be an existing HSBC Premier customer to apply.
Get started
Already a Premier banking customer?
Take a moment to complete our online form and a member of our team will get in touch.
Not a Premier customer?
You need to have a Premier bank account to apply for this credit card.
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