Enjoy precious privileges and rewards
With the HSBC Platinum Credit Card, you can earn reward points to use towards flights, hotel stays and more. Receive cashback on fuel when you tap and pay. And get access to exclusive memberships and deals, courtesy of Visa Signature.
Joining fee and annual fee
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Annual fee
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Our welcome gifts to you
- Earn 2,000 reward points when you download and log on to the HSBC India Mobile Banking app and spend at least INR5,000 in the first 30 days of having your card. T&Cs apply (PDF).
- Get a complimentary 3-month Swiggy One membership once you've activated your card. T&Cs apply (PDF).
- Plus, get an INR250 Amazon eGift Card when you apply online, verify yourself by video and receive your credit card. T&Cs apply.
Here's what you get with an HSBC Visa Platinum Credit Card

No joining or annual fees
Get your credit card without paying any joining or annual fees.

Air miles conversion
Convert your points into air miles with Air India, Etihad Airways, British Airways and Singapore Airlines.

Savings on fuel
Save on fuel surcharges with our credit card waiver[@fuel-surcharge-waiver], and get cashback when you tap and pay. T&Cs apply (PDF).

Visa Signature perks
Enjoy exclusive deals, including complimentary subscriptions, flight seats and hotel discounts.
A more rewarding kind of credit card
Earn reward points on your everyday transactions
Spend with your HSBC Platinum Credit Card and earn reward points you can use towards flights, hotel stays and more.
- Earn 2 reward points for every INR150 you spend with your card
- Earn up to 6 times the reward points on hotels, flights and car rentals through Travel with Points
- Instantly convert your reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app


Enjoy premium lifestyle and travel perks
As an HSBC Platinum Credit Card holder, you'll have access to exclusive memberships and deals courtesy of Visa Signature[@visa-signature-subject-to-change], including:
- A complimentary 12-month Times Prime subscription, giving you free access to Discovery+, JioHotstar, Uber One and more. T&Cs apply
- Complimentary flight seat selections twice a year on domestic flights booked with MakeMyTrip using promo code: VISAFREESEAT. T&Cs apply
- 15% cashback added to your MakeMyTrip Wallet in 'My Cash' for hotel stays in India when you book with MakeMyTrip – using promo code: VISASIGNATURE. T&Cs apply
Save money on fuel payments
Fill up at the pump for less, with a waiver on fuel surcharges. What's more, you can also get cashback as a reward – simply for using tap and pay.
- Get INR250 cashback when you pay for fuel contactlessly using your physical HSBC Visa Platinum Credit Card (available on contactless fuel spends of up to INR10,000 per quarter). T&Cs apply (PDF).
- Plus, get a waiver of up to INR250 on fuel surcharges on fuel payments between INR400 and INR4,000 a month

Your HSBC Platinum Credit Card also comes with
- Zero liability for lost cardsGet insurance coverage of up to INR3,00,000 for any misuse of your card from 24 hours before you reported it lost.
- Balance transfer optionsTransfer outstanding balances from other credit cards to your HSBC credit card and repay it in easy monthly installments at a lower interest rate.
- Offers and discountsHSBC credit card customers get exclusive access to discounts with our select partners.
- Emergency card replacementIf you lose your credit card at home or abroad, cancel it and we'll issue you with an emergency card anywhere in the world.
- The option to borrow cashBorrow cash and repay in easy monthly instalments with a low interest rate using cash on equated monthly instalment (EMI).
- Additional benefitsYou'll also be able to take out cash advances, get global access to your accounts, and manage your money on the go with 24/7 online access to your account.
What you need to know
Are you eligible?
To apply, you must:
- Be aged between 18 to 65 years old
- Have a minimum income of INR4,00,000 per year for salaried individuals
- Be an Indian resident
- Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata
Apply online and get an Amazon eGift Card
Apply online
Apply for your card online and complete your application and Video KYC (VKYC) to get an Amazon eGift Card worth INR250.
Contact us
It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.
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