What is the risk profile questionnaire?
Our risk profile questionnaire (RPQ) is designed to help you work out your risk tolerance concerning investments or insurance products. It may not match your actual attitude toward investment risk, but it will give you an idea of the profile you fit into.
Your risk profile can help you understand your risk appetite, by showing the risk tolerance level for a typical investor with characteristics like yours. It is determined by the information you provide and helps you to choose investment products and services suitable for you.
Your risk profile is valid for 2 years after completing your RPQ.
How does the RPQ work?
The factors used to determine your risk profile include your:
- Investment objectives
- Liquidity
- Ability to absorb potential losses over the short and long term
- Investing behaviour
- How much downside risk you are willing to take for a potential increase in the value of your investments
After you complete the assessment, you’ll be given one of the following risk profiles:
- Secure – 0
- Risk averse – 1
- Conservative – 2
- Balanced – 3
- Dynamic – 4
- Very dynamic – 5
Completing an RPQ in the app
Log on to the HSBC India Mobile app and follow these steps.
Completing an RPQ in online banking
Log on to online banking and follow these steps.
Frequently asked questions
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