Top of main content

Instant EMI

Repay your purchases with your HSBC credit card in equated monthly instalments so you can pay your bill at your convenience.

Benefits of Instant EMI

Spread the payments on a wide range of products and services including electronics and travel and repay the balance in EMIs (Equated Monthly Installments) at your convenience.

  • Get Instant EMI at thousands of stores and retailers across the country
  • Loans available up to 2 years
  • Processing fee of INR99 + GST per transaction (effective from 23 November 2023)

Instant EMI tenure interest rates (effective from 23 November 2023)

Interest rates vary according to the length of your loan. See the table for the full range of loans and rates.
Loan tenure in months Interest rate (per year)
3 15%
6
15%
9
15%
12
15%
18
15%
24 15%
Interest rates vary according to the length of your loan. See the table for the full range of loans and rates.
Loan tenure in months 3
Interest rate (per year) 15%
Loan tenure in months 6
Interest rate (per year) 15%
Loan tenure in months 9
Interest rate (per year) 15%
Loan tenure in months 12
Interest rate (per year) 15%
Loan tenure in months 18
Interest rate (per year) 15%
Loan tenure in months 24
Interest rate (per year) 15%

Things to know

Important information

Offers to be confirmed by the merchant at the point of sale/ prior to purchase.
 
Please note that the Instant EMI facility cannot be availed on Gold and Gold Jewellery related purchases undertaken on Credit Card.

You might also be interested in

 

Explore and compare credit cards to find the one that suits you best. 

 

Dine, shop and have fun with extra cashback. 

 

Enhance the joy of a new purchase 

 

Convert the limit on your credit card into cash and repay in equated monthly instalments. 

Here's an easy way to share your thoughts, stay informed and join the conversation. Follow us: