Instant EMI features & benefits
Buy a wide range of products and services from electronics to travel and more on your HSBC Credit Card, and repay in EMIs (Equated Monthly Installments) at your convenience.
Make your shopping a lot more convenient and rewarding. Repay the purchase value in EMIs over a period of time.
- Repayment tenure of 3, 6, 9, 12, 18 or 24 months
- No documentation required
- Earn Reward points on your card on the EMI transactions
- Nil processing fees
Interest rate on the Instant EMI facility is applicable basis the tenure selected. Please refer the below table
|Tenure of Instant EMI facility (in months)||3||6||9||12||18||24|
|Interest rate (per annum)
|Tenure of Instant EMI facility (in months)||
Interest rate (per annum)
Now when you shop with your HSBC Credit Card for the latest gadgets, fresh groceries, trendy apparel or booking travel tickets, pay in easy instalments at the listed merchant partners.
Offers to be confirmed by the merchant at the point of sale/ prior to purchase.
Please note that the Instant EMI facility cannot be availed on Gold and Gold Jewellery related purchases undertaken on Credit Card.
Instant EMI terms and conditions
100% interest refund offer by brands / merchants terms and conditions
Save more with a HSBC Cashback Credit Card
No Joining Fees. Get 1.5% cashback on online spends and 1% on others with no cap.
Terms & Conditions
If approved, your credit card will be dispatched within 3 weeks. Please contact HSBC Phone Banking, after 3 weeks to know the status of your credit card application.
Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions. Please refer to the respective web pages to know more details.