Grievance Redressal Mechanism - Non Demat Accounts
At HSBC, we want to make sure that you get only the very best of service from us - service which you, our valued customer, deserves. For any service requests or queries, you can approach your nearest Branch or Contact Centre.
If at any stage, you feel that our service levels are not up to your expectations, please register your complaint at any of the following access channel.
Grievance Escalation and Redressal Procedure
First level escalation
Make a complaint via our online form
Log on & write to us
We will respond to your complaint within 10 days.
If you do not receive a response within 10 days from the channels under Level 1, or, if you are not satisfied with the response received, please check below for the next level of escalation
We recommend that you send an email to us via secured channel i.e. by logging to your Internet Banking account. This is to ensure that we maintain customer confidentiality and security.
Second level escalation
Please quote the complaint reference number provided by the Customer Service officer in case you wish to correspond further on the same issue while registering your complaint under Level 2.
For any service requests or queries, please approach your nearest Branch or Contact Centre.
Make an online complaint to the Nodal Officer
| Region | Regional Nodal Officer | Address | |
|---|---|---|---|
| Andhra Pradesh and Telangana | Ms. Sunita Kumari Yadav | The Hongkong and Shanghai Banking Corporation Limited 6-3-1107 & 1108, Raj Bhavan Road, Somajiguda, Hyderabad - 500082 |
nodalofficerinm@hsbc.co.in (Attn: Ms. Sunita Kumari Yadav) |
| Chandigarh | Ms. Deepti Thakur | The Hongkong and Shanghai Banking Corporation Limited SCO 1, Sector 9-D, Chandigarh - 160017 |
nodalofficerinm@hsbc.co.in (Attn: Ms. Deepti Thakur) |
| Delhi / Haryana / Uttar Pradesh | Mr. Sandeep Kumar Sharma | The Hongkong and Shanghai Banking Corporation Limited Birla Towers, 25 Barakhamba Road, New Delhi - 110001 |
nodalofficerinm@hsbc.co.in (Attn: Mr. Sandeep Kumar Sharma) |
| Gujarat | Ms. Hanifa Ghotlawala | The Hongkong and Shanghai Banking Corporation Limited Mardia Plaza, C G Road Ahmedabad - 380006 |
(Attn: Ms. Hanifa Ghotlawala) |
| Karnataka | Mr. Narendra KM | The Hongkong and Shanghai Banking Corporation Limited No - 7, M.G.Road Banglore Karnataka - 560001 |
nodalofficerinm@hsbc.co.in (Attn: Mr. Narendra KM) |
| Kerala | Mr. R Ramanathan | The Hongkong and Shanghai Banking Corporation Limited Pulikkal Estates. M G Road, (Near Medical Trust Hospital), Kochi - 682016 |
nodalofficerinm@hsbc.co.in (Attn: Mr. R Ramanathan) |
| Maharashtra | Mr. Arijit Chakraborti |
The Hongkong and Shanghai Banking Corporation Limited 46B, Asha Mahal, Dr G Deshmukh Marg, Mumbai - 400026 |
nodalofficerinm@hsbc.co.in (Attn: Mr. Arijit Chakraborti) |
| Rajasthan | Ms Khushboo Jain | The Hongkong and Shanghai Banking Corporation Limited 61-A, Sardar Patel Marg, C-Scheme, Jaipur - 302001 |
nodalofficerinm@hsbc.co.in (Attn: Ms Khushboo Jain) |
| Tamil Nadu | Mr Arun Solomon Jayaseelan | The Hongkong and Shanghai Banking Corporation Limited Rajalakshmi, No 5 & 7 Cathedral Road, Chennai - 600086 |
nodalofficerinm@hsbc.co.in (Attn: Mr. Arun Solomon Jayaseelan) |
| West Bengal | Mr.Soumitra Basu Thakur |
The Hongkong and Shanghai Banking Corporation Limited 31, BBD BAG, Dalhousie Branch, Kolkata - 700001 |
nodalofficerinm@hsbc.co.in (Attn: Mr.Soumitra Basu Thakur) |
| Region | Andhra Pradesh and Telangana |
|---|---|
| Regional Nodal Officer | Ms. Sunita Kumari Yadav |
| Address |
The Hongkong and Shanghai Banking Corporation Limited 6-3-1107 & 1108, Raj Bhavan Road, Somajiguda, Hyderabad - 500082 |
|
nodalofficerinm@hsbc.co.in (Attn: Ms. Sunita Kumari Yadav) |
|
| Region | Chandigarh |
| Regional Nodal Officer | Ms. Deepti Thakur |
| Address |
The Hongkong and Shanghai Banking Corporation Limited SCO 1, Sector 9-D, Chandigarh - 160017 |
|
nodalofficerinm@hsbc.co.in (Attn: Ms. Deepti Thakur) |
|
| Region | Delhi / Haryana / Uttar Pradesh |
| Regional Nodal Officer | Mr. Sandeep Kumar Sharma |
| Address |
The Hongkong and Shanghai Banking Corporation Limited Birla Towers, 25 Barakhamba Road, New Delhi - 110001 |
|
nodalofficerinm@hsbc.co.in (Attn: Mr. Sandeep Kumar Sharma) |
|
| Region | Gujarat |
| Regional Nodal Officer | Ms. Hanifa Ghotlawala |
| Address |
The Hongkong and Shanghai Banking Corporation Limited Mardia Plaza, C G Road Ahmedabad - 380006 |
|
(Attn: Ms. Hanifa Ghotlawala) |
|
| Region | Karnataka |
| Regional Nodal Officer | Mr. Narendra KM |
| Address |
The Hongkong and Shanghai Banking Corporation Limited No - 7, M.G.Road Banglore Karnataka - 560001 |
|
nodalofficerinm@hsbc.co.in (Attn: Mr. Narendra KM) |
|
| Region | Kerala |
| Regional Nodal Officer | Mr. R Ramanathan |
| Address |
The Hongkong and Shanghai Banking Corporation Limited Pulikkal Estates. M G Road, (Near Medical Trust Hospital), Kochi - 682016 |
|
nodalofficerinm@hsbc.co.in (Attn: Mr. R Ramanathan) |
|
| Region | Maharashtra |
| Regional Nodal Officer |
Mr. Arijit Chakraborti |
| Address |
The Hongkong and Shanghai Banking Corporation Limited 46B, Asha Mahal, Dr G Deshmukh Marg, Mumbai - 400026 |
|
nodalofficerinm@hsbc.co.in (Attn: Mr. Arijit Chakraborti) |
|
| Region | Rajasthan |
| Regional Nodal Officer | Ms Khushboo Jain |
| Address |
The Hongkong and Shanghai Banking Corporation Limited 61-A, Sardar Patel Marg, C-Scheme, Jaipur - 302001 |
|
nodalofficerinm@hsbc.co.in (Attn: Ms Khushboo Jain) |
|
| Region | Tamil Nadu |
| Regional Nodal Officer | Mr Arun Solomon Jayaseelan |
| Address |
The Hongkong and Shanghai Banking Corporation Limited Rajalakshmi, No 5 & 7 Cathedral Road, Chennai - 600086 |
|
nodalofficerinm@hsbc.co.in (Attn: Mr. Arun Solomon Jayaseelan) |
|
| Region | West Bengal |
| Regional Nodal Officer |
Mr.Soumitra Basu Thakur |
| Address |
The Hongkong and Shanghai Banking Corporation Limited 31, BBD BAG, Dalhousie Branch, Kolkata - 700001 |
|
nodalofficerinm@hsbc.co.in (Attn: Mr.Soumitra Basu Thakur) |
OR
Contact Nodal Officer team
You can call the team within Monday to Friday between 9:30 a.m. to 6:00 p.m.
Contact number:040-65118015 / 022-71728015
Fax number: +91-022-66476011 and +91-022-49146011
OR
Write to Code Compliance Officer
| Line of business | Contact | Address | |
|---|---|---|---|
| Mortgages | Mr. Tarun Kapur | The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 [tel:040-65118015|tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
(Office of Mr. Tarun Kapur) |
| Debit Cards & Retail Business Banking | Mr. Ahmer Ali | The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 [tel:040-65118015|tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
(Office of Mr. Ahmer Ali) |
| Credit Cards | Mr. Sudeep Behari | The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 [tel:040-65118015|tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
(Office of Mr. Sudeep Behari) |
| Unsecured Loans and Fintech/ Digital lending | Mr. Willie Fernandes | The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 [tel:040-65118015|tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
complaints.india@hsbc.co.in (Office of Mr. Willie Fernandes) |
| Digital accessibility | Mr. Rahul Sagare | The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 Contact number: [tel:040-65118015 | tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
(Office of Mr. Rahul Sagare) |
| Line of business | Mortgages |
|---|---|
| Contact | Mr. Tarun Kapur |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 [tel:040-65118015|tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
|
(Office of Mr. Tarun Kapur) |
|
| Line of business | Debit Cards & Retail Business Banking |
| Contact | Mr. Ahmer Ali |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 [tel:040-65118015|tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
|
(Office of Mr. Ahmer Ali) |
|
| Line of business | Credit Cards |
| Contact | Mr. Sudeep Behari |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 [tel:040-65118015|tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
|
(Office of Mr. Sudeep Behari) |
|
| Line of business | Unsecured Loans and Fintech/ Digital lending |
| Contact | Mr. Willie Fernandes |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 [tel:040-65118015|tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
|
complaints.india@hsbc.co.in (Office of Mr. Willie Fernandes) |
|
| Line of business | Digital accessibility |
| Contact | Mr. Rahul Sagare |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai – 400063 Contact number: [tel:040-65118015 | tel:022-71728015]
(Monday to Friday between 9:30 a.m. to 6:00 p.m.) |
|
(Office of Mr. Rahul Sagare) |
OR
Please register your complaint against any act of mis-selling of Credit Cards or harassment by the Bank Staff/representatives of the Bank at any of the following channels.
Email id : complaints.india@hsbc.co.in
Helpline No :18002673456 | 18001212208
If you do not receive a response within 10 days from the channels under Level 2, or, if you are not satisfied with the response received, please click below for the next level of escalation.
Final level of Grievance Redressal Procedure
Send an email to the Principal Nodal Officer
| Contact person |
Email / Phone numbers | Address |
|---|---|---|
| Sabry Ali (Chief Nodal Officer) | ** you can reach out to the nodal desk incase you are unable to reach the desired escalated level |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai - 400063 |
| Contact person |
Sabry Ali (Chief Nodal Officer) |
|---|---|
| Email / Phone numbers |
** you can reach out to the nodal desk incase you are unable to reach the desired escalated level |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, 9th Flr, Nesco Complex, Western Express Highway, Goregaon (East), Mumbai - 400063 |
OR
Send an online complaint to Senior Management
| Line of business | Contact person & email |
Address |
|---|---|---|
| Wealth & Personal Banking | Anand Kinjawadekar (Head Contact Center and Customer Experience) |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, Western Express Highway, Goregaon (East), Mumbai – 400063 |
| Wealth & Personal Banking | Mr.Sandeep Batra |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, Western Express Highway, Goregaon (East), Mumbai – 400063 |
| Customer Propositions & Marketing |
Mr. Jaswinder Singh Sodhi (Head of Customer Propositions & Marketing) |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, Western Express Highway, Goregaon (East), Mumbai – 400063 |
| Commercial Banking | Mr. Ajay Sharma (Head of Banking) headcommercialbanking@hsbc.co.in |
The Hongkong and Shanghai Banking Corporation Limited 52/60 M. G. Road Fort, Mumbai - 400001 |
Chief Executive Officer |
Mr. Hitendra Dave (Chief Executive Officer) |
The Hongkong and Shanghai Banking Corporation Limited 52/60 M. G. Road Fort, Mumbai - 400001 |
| Line of business | Wealth & Personal Banking |
|---|---|
| Contact person & email |
Anand Kinjawadekar (Head Contact Center and Customer Experience) |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, Western Express Highway, Goregaon (East), Mumbai – 400063 |
| Line of business | Wealth & Personal Banking |
| Contact person & email |
Mr.Sandeep Batra |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, Western Express Highway, Goregaon (East), Mumbai – 400063 |
| Line of business |
Customer Propositions & Marketing |
| Contact person & email |
Mr. Jaswinder Singh Sodhi (Head of Customer Propositions & Marketing) |
| Address |
The Hongkong and Shanghai Banking Corporation Limited NESCO - IT Park Bldg 3, Western Express Highway, Goregaon (East), Mumbai – 400063 |
| Line of business | Commercial Banking |
| Contact person & email |
Mr. Ajay Sharma (Head of Banking) headcommercialbanking@hsbc.co.in |
| Address |
The Hongkong and Shanghai Banking Corporation Limited 52/60 M. G. Road Fort, Mumbai - 400001 |
| Line of business |
Chief Executive Officer |
| Contact person & email |
Mr. Hitendra Dave (Chief Executive Officer) |
| Address |
The Hongkong and Shanghai Banking Corporation Limited 52/60 M. G. Road Fort, Mumbai - 400001 |
In the event that you do not receive any response within one month from the date the Bank first received your representation, or if you are dissatisfied with the response given by the Bank, you may write to the Banking Ombudsman.
Escalation to RBI ombudsman
In the event that you do not receive any response within one month from the date the bank first received your representation, or if you are dissatisfied with the response given by the bank, you may write to the ombudsman appointed by the Reserve Bank of India under The RBI – Integrated Ombudsman Scheme 2026, to look into the provision of satisfactory service by banks.
The salient features of the scheme are also available in English, Hindi and regional languages in all our offices and branches. A copy of the scheme may be provided to customers for reference upon request.
How to file a complaint
- Online: on RBI's complaint management portal
- By post: send the form specified in Annexure ‘A’ in the Scheme to Centralized Receipt and Processing Centre, 4th Floor, Reserve Bank of India, Sector -17, Central Vista, Chandigarh - 160017
- By email: send full details to crpc@rbi.org.in
Help and support
Complainants may also contact the RBI Contact Centre for help.
- Toll-free IVRS: 14448, available 24/7 for information
- Contact centre: Monday to Saturday (excluding national holidays), 8:00 am to 10:00 pm
Languages supported: English, Hindi, and 10 regional languages.