Premier Mastercard® Features


Access to over 850 airport lounges in India and overseas with Premier Mastercard® credit card


Complimentary access and discounted fee at select golf courses in India


Delightful experiences on your HSBC Premier Mastercard® Credit Card


Get a cashback and accelerated rewards points on your international spends


Redeem reward points for premium brands like Jimmy Choo, Tumi, Bose, Apple


Save 1% Fuel Surcharge at any pump, any place. Offer Valid round the year


A variety of golf, travel, dining, shopping and entertainment offers around the world


Report your lost/stolen card instantly.

Know about your International Travel Insurance.


You are able to access the HSBC Premier benefits if you have:

  • Maintain a quarterly Total Relationship Balance (TRB) of ₹4,000,000 (Rupees Forty Lakhs only); OR
  • Have a mortgage relationship with disbursal of ₹11,500,000 (Rupees One Crore Fifteen Lakh only) or more, with HSBC India; OR
  • Hold a corporate salary account under the HSBC Corporate Employee Programme (CEP) in India with a net monthly salary credit of ₹300,000 (Rupees Three Lakh only) or more into the account


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Important Information

HSBC Premier MasterCard® Credit Cards have been designed to complement your lifestyle. Our card products extend a host of offers ranging from travel privileges to dining, shopping and more

This card is meant for usage in India only, unless you have specifically requested for international usage at the time of application of your credit card. To know more about the validity of your card or for details on international usage, please refer to the Frequently Asked Questions (FAQs) or call HSBC PhoneBanking

You need to pay the minimum payment due (you may choose to pay a higher amount) by the payment due date specified on your monthly card statement to avoid transactions getting declined and levy of late payment fee

Making only the minimum payment every month would result in the repayment stretching till the entire outstanding is settled. For example, if payment due is 5,000 and you do not make any new transactions on your credit card, minimum repayment could stretch up to 6 years based on the current tariff structure on your card

You need to pay at least your minimum due amount by the due date. Non-payment would impact: Your credit rating (reporting to Credit Bureau - CIBIL), Other credit facilities availed from HSBCIn addition to the above, the Bank can cancel the credit limit and initiate recovery proceedings to recover the dues.

Please visit ‘HSBC Premier – Privileges and Rewards’ section for detailed terms and conditions applicable on your credit card

HSBC will notify you of any changes in the terms and conditions of this product with prior notice of one month

Terms & Conditions

With effect from 05 August 13 we wish to inform that the payment allocation logic (i.e.'Payment Hierarchy') towards payment made to the credit card account is being revised. In the revised 'payment Hierarchy', allocation will first happen to the extent of Minimum payment due, first by the following ' plans' i.e. EMI, Cash advances, Purchase outstanding and Balance Transfer in descending order of interest rates, and within a given 'plan', the payment will be allocated in a predefined order of (1) service charges, (2) Finance Charges, (3) Late payment charges (4) Annual fee and (5) other fees.

The excess payment (if any) over and above Minimum Payment Due will be allocated in same hierarchy as defined above.

For more details, please read the Frequently Asked Questions (FAQs) document (PDF, 260 KB).

The information provided is intended as a general guide for reference. Benefits and features are subject to local country regulatory restrictions and applicable Terms and Conditions. Please refer to the Service Charges, Fees and Terms and Conditions (PDF, 445 KB) for detailed information.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). All features and benefits are subject to the applicable Terms and Conditions.