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A man is relaxing laying down and reading a book in a long chair; image used for HSBC Premier Mastercard features

HSBC Premier Mastercard Features

Designed to delight, it suits your needs and ensures a privileged lifestyle.

Premier Mastercard® Features

A woman getting off a car and a man picking shopping bags is ready to help closing the door; image for HSBC Premier Mastercard airport lounge access

Access to over 850 airport lounges in India and overseas with Premier Mastercard® credit card

A man playing golf in a sunny day; image for HSBC Premier Mastercard Golf Privileges

Complimentary access and discounted fee at select golf courses in India

A man is sitting in a cinema house enjoying popcorn and drinks; image for HSBC Premier Mastercard movie experience

Delightful experiences on your HSBC Premier Mastercard® Credit Card

A woman walking next to a window displaying several pairs of shoes; image for HSBC Premier Mastercard rewards programme

Redeem reward points for premium brands like Jimmy Choo, Tumi, Bose, Apple

A team of cars is driving in the desert; image for HSBC Premier Mastercard fuel surcharge waiver

Save 1% Fuel Surcharge at any pump, any place. Offer Valid round the year

A group of steamers stay in the port; image for HSBC Premier Mastercard Premier privileges

A variety of golf, travel, dining, shopping and entertainment offers around the world

A speedboat moving forward in the sea; image used for HSBC Premier Emergency Services & International Travel Insurance

Report your lost/stolen card instantly.

Know about your International Travel Insurance


You are able to access the HSBC Premier benefits if you have:

  • Maintain a quarterly Total Relationship Balance (TRB) of INR4,000,000 (Rupees Forty Lakhs only); OR
  • Have a mortgage relationship with disbursal of INR11,500,000 (Rupees One Crore Fifteen Lakh only) or more, with HSBC India; OR
  • Hold a corporate salary account under the HSBC Corporate Employee Programme (CEP) in India with a net monthly salary credit of INR300,000 (Rupees Three Lakh only) or more into the account

Apply for HSBC Premier Online

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Important Information

Terms & Conditions

With effect from 05 August 13 we wish to inform that the payment allocation logic (i.e.'Payment Hierarchy') towards payment made to the credit card account is being revised. In the revised 'payment Hierarchy', allocation will first happen to the extent of Minimum payment due, first by the following ' plans' i.e. EMI, Cash advances, Purchase outstanding and Balance Transfer in descending order of interest rates, and within a given 'plan', the payment will be allocated in a predefined order of (1) service charges, (2) Finance Charges, (3) Late payment charges (4) Annual fee and (5) other fees.

The excess payment (if any) over and above Minimum Payment Due will be allocated in same hierarchy as defined above.

For more details, please read the Frequently Asked Questions (FAQs) document (PDF, 260 KB).

The information provided is intended as a general guide for reference. Benefits and features are subject to local country regulatory restrictions and applicable Terms and Conditions. Please refer to the Service Charges, Fees and Terms and Conditions (PDF, 445 KB) for detailed information.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). All features and benefits are subject to the applicable Terms and Conditions. 

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