As an HSBC Advance customer, you can do your day-to-day banking any time of the day or night. Enjoy higher cash withdrawal and transaction limits on your Debit card upon usage at VISA ATMs worldwide. Overseas withdrawal at HSBC ATMs come with no cash withdrawal charges (currency conversion charges1 as applicable). You can avail of International funds transfer between your HSBC accounts with a single login view of your accounts held with HSBC India and overseas.
Because if there's a way we can help, we will.
Get instant access to your bank whenever you need it. Avail cash withdrawal at HSBC ATMs worldwide on your HSBC Advance Platinum Debit Card, with no cash withdrawal charges (currency conversion charges1 as applicable). You can also avail of free cash withdrawals and balance enquiry transactions at HSBC and non-HSBC Visa ATMs and use your card at Point of Sale (POS) terminals in India. The transaction limits for withdrawal and POS is ₹2,00,0002 each per day per account. The limit for cash withdrawal at non-HSBC Visa ATMs is ₹10,000 per transaction.
HSBC Advance Platinum Debit card comes with extra security.
When it comes to managing your finances globally, experience convenience at a click. Through Global View, link and manage your HSBC overseas accounts in a single login. You can also effect transfers between your accounts through Global Transfers3. The proceeds are credited to the beneficiary account within 2 working days
(The term 'working days' refers to days that are bank working days in both the country of remittance and India.)
Enhance your overseas experiences with HSBC Advance.
Living under one's own roof gives eternal happiness and a sense of security. We make it easier for you to realize your dream with our Home Loans.
Take the first step to realizing dreams with HSBC Advance.
With Loan Against Property from HSBC, you can raise funds against your residential property for business and general needs.
Raise funds against your residential property to take care of your business / personal need.
Make your dreams a reality. Plan a grand wedding, a holiday, a home makeover or children's education; Personal Loans from HSBC will help you meet your needs.
Payable at Par (PAP) cheques can be used for local as well as outstation clearing payments at HSBC branches in India. You can issue personalised payable at par cheques across our branch network and avoid making demand drafts for outstation payments to those locations where we have branches.
Comprehensive statements on a monthly basis with a snapshot of your deposits, credit cards, loans, demat accounts, and the investments that are done through the HSBC India
You can enjoy the host of benefits of this account if you (Eligibility Criteria from 1 October 2017):
Apply for HSBC Advance using our simple online form
Existing HSBC Advance customer contact us for enquiries
Earn points on select banking transactions and debit card spends at participating merchants
1 The Bank will charge a cross currency conversion markup of 3.5% (Plus applicable taxes11 extra) on all international transactions (ATM & Point of Sale) using the HSBC Advance Platinum Debit Card
2 Local currency equivalent, if the card is defined for and is used internationally at Visa ATMs. A transaction fee is applicable for balance enquiry transactions at HSBC ATMs outside India. A transaction fee is also applicable for withdrawals and balance enquiry transactions at non HSBC ATMs outside India. All cash withdrawals overseas must be strictly in accordance with the Exchange Control Regulations of the Reserve Bank of India. The aggregate expenses (i.e. through cash/ traveller's cheques/your bank accounts) should not exceed the limit set by RBI, as prevailing from time to time. View detailed account rules and tariff schedule of HSBC Advance (PDF, 61KB).
3 Global View and Global Transfer - These services are available in selective countries only and will be rolled out to more countries in due course. For detailed terms and conditions and list of countries, visit www.hsbcadvance.co.in. In India, these services are subject to applicable restrictions under Foreign Exchange Management Act, 1999.
Global Transfers - Subject to local regulation. Global Transfers from India using HSBC's Internet Banking services are only permissible through Non-Resident External (NRE) accounts.
All foreign currency transactions through HSBC India are subject to plus applicable taxes$$. Please click here for more details.
4 All loans are subject to terms and conditions and are at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). The loan amount may vary subject to conditions and other internal credit policy of HSBC. Currently Home Loan is available to applicants and for properties in and around the city limits of (sourcing cities) Mumbai, New Delhi (NCR), Bengaluru, Pune, Chandigarh, Jaipur, Ahmedabad, Chennai and Hyderabad; and are subject to change from time to time. The loan amount may vary subject to conditions and other internal credit policy of HSBC. Terms and conditions apply. Please visit Home Loans and Loans against Property sections on our website www.hsbc.co.in for detailed terms and conditions.
5 All loans are at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India (HSBC). Personal Loans are available in the cities of Mumbai, Delhi, Pune, Kolkata, Bengaluru, Hyderabad, Ahmedabad, Jaipur, Chandigarh, Chennai, Thiruvananthapuram, Cochin, Baroda and Ludhiana only and are subject to change from time to time. Terms and conditions apply. Please visit Personal Loans section on our website www.hsbc.co.in for detailed terms and conditions.
6 The minimum and maximum loan depends on city of property and property type.
7 HSBC Advance customers need to fulfil either the HSBC Advance TRB or HSBC Advance mortgage criteria, failing which a quarterly Service Charge of 1% (plus applicable taxes11) of the shortfall of the TRB will be levied for the quarters in which the eligibility criteria is not met. A notification will be sent to customers in the month immediately following the end of the quarter, in case the account has had a shortfall. In the event the TRB is restored to the required level in the following quarter, there will be no charge. If there remains a shortfall, the Service Charge will be levied on the lower of the shortfalls in the two relevant quarters.
8 If this eligibility criteria is not met within 12 months of moving to Advance under the HSBC Corporate Employee Programme, the account will be reclassified to an HSBC CEP Personal Banking account after providing a notice period of 30 days.
9 Active credit card denotes customer initiated transactions in 90 days preceding the assessment date (the first assessment date being 30 September 2018).
10 This criteria will be valid for the life of the Mortgage or Personal Loan relationship with HSBC India. Pursuant to the termination of the mortgage or personal loan relationship, the TRB or the active credit card requirement of HSBC Advance under CEP will apply as per the applicable rules of HSBC India.
11 Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST or Inter-State GST, as applicable, would apply on our fees and charges with effect from 1 July 2017.
Issued by The Hongkong and Shanghai Banking Corporation Limited, India. Incorporated in Hong Kong SAR with limited liability.