No matter how good you are with your money, there may be times when you want a little advice or guidance. Our team of HSBC Advance Wealth Managers are more than happy to talk to you be it in person or over the phone. So whether you're planning a move or just planning ahead for the future, we'll support you however we can.
HSBC Advance is dedicated to help you do more with your money. We provide a team of trained and accredited HSBC Advance Wealth Managers to help you manage your money.
Our HSBC Advance Wealth Managers help you to plan and fulfil your future goals through need identification taking into account your individual needs, risk appetites and investment objectives.
Our wealth management1 solutions include a range of investment and insurance products from trusted partners. We also offer access to seamless banking services and a secure online platform to take care of your investments.
The Goal Planner tool offers you:
Solutions available for individual needs, risk appetite and investment objectives, namely:
The Wealth Dashboard and Retail Investment System(RIS), offered through HSBC Personal Internet Banking, provide the convenience to take informed financial decisions as you stay updated on the markets, and your investments through HSBC.
Whether you are settling abroad or simply travelling, we are here for you. With HSBC Advance, opening a bank account overseas3, replacing a lost debit/credit card, or withdrawing instant cash when you need it, is easy.
You can enjoy the host of benefits of this account if you (Eligibility Criteria from 1 October 2017):
Apply for HSBC Advance using our simple online form
Existing HSBC Advance customer contact us for enquiries
Enjoy higher cash withdrawal and transaction limits on your Debit card upon usage at VISA ATMs worldwide.
Earn points on select banking transactions and debit card spends at participating merchants
1 HSBC currently offers investment products from third party entities registered and regulated in India. Mutual fund investments are subject to market risks. Please read, the Scheme Information Document (SID), Statement of Additional Information (SAI), Offer document, Key Information Memorandum (KIM) and addendums, as applicable, issued from time to time, carefully before investing.
HSBC does not distribute wealth management products to those persons who are either the residents or citizens of United States of America (USA), Canada, Australia or New Zealand or any other jurisdiction where such distribution, publication, reproduction, availability or use would be contrary to law or regulation.
Insurance is the subject matter of solicitation. The Hongkong and Shanghai Banking Corporation Limited, India (License Number: 961387) whose registered office is at 52/60, M. G. Road, Fort, Mumbai-400 001, is the Corporate Agent of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited. The Hongkong and Shanghai Banking Corporation Limited, India does not underwrite the risk or act as an insurer. The insurance products are offered and underwritten by Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited (Regn. No.136), Unitech Trade Centre, Sushant Lok, Phase-1, 2nd Floor, Sector-43, Gurgaon-122009, Haryana, India. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
2We wish to inform you that availing of the international services facility for HSBC Advance requires HSBC to share information with HSBC Group (HSBC Holdings plc, its subsidiaries, associated and affiliated companies) relating to you/your accounts including, without limitation, any personal information and other credit information maintained with or obtained by HSBC (including those obtained from credit reference agencies) and other members of the HSBC Group.
3 Assistance towards pre-opening of overseas bank account is applicable in select countries or locations where HSBC Advance is offered. HSBC provides assistance towards opening/placing of HSBC deposit account overseas. Opening/placing of such bank accounts/deposits will be at the sole discretion of the overseas HSBC entity and will be subject to local terms and conditions and prevalent laws and regulations of the country where HSBC account/deposit will be opened/ placed. The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) is neither responsible nor shall be held liable for any rejection of the application for placing/opening of deposits/accounts.
4 Under emergency assistance offered by HSBC Advance, you may borrow a maximum of upto USD 10,000 upon application and deposits/ accounts assessment by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your passport). Any funds made available by HSBC are provided subject to terms and conditions and is subject to legal and regulatory requirements. Terms and conditions apply. Emergency encashment service is subject to local laws and regulations.
5HSBC Advance customers need to fulfil either the HSBC Advance TRB or HSBC Advance mortgage criteria, failing which a quarterly Service Charge of 1% (plus applicable taxes9) of the shortfall of the TRB will be levied for the quarters in which the eligibility criteria is not met. A notification will be sent to customers in the month immediately following the end of the quarter, in case the account has had a shortfall. In the event the TRB is restored to the required level in the following quarter, there will be no charge. If there remains a shortfall, the Service Charge will be levied on the lower of the shortfalls in the two relevant quarters.
6If this eligibility criteria is not met within 12 months of moving to Advance under the HSBC Corporate Employee Programme, the account will be reclassified to an HSBC CEP Personal Banking account after providing a notice period of 30 days.
7Active credit card denotes customer initiated transactions in 90 days preceding the assessment date (the first assessment date being 30 September 2018).
8This criteria will be valid for the life of the Mortgage or Personal Loan relationship with HSBC India. Pursuant to the termination of the mortgage or personal loan relationship, the TRB or the active credit card requirement of HSBC Advance under CEP will apply as per the applicable rules of HSBC India.
9Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST or Inter-State GST, as applicable, would apply on our fees and charges with effect from 1 July 2017.
Issued by The Hongkong and Shanghai Banking Corporation Limited, India. Incorporated