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Financial Expertise and Support

No matter how good you are with your money, there may be times when you want a little advice or guidance.

Expertise to help you with your finances

No matter how good you are with your money, there may be times when you want a little advice or guidance. Our team of HSBC Advance Wealth Managers are more than happy to talk to you be it in person or over the phone. So whether you're planning a move or just planning ahead for the future, we'll support you however we can.

Assistance from HSBC Advance Wealth Managers

HSBC Advance is dedicated to help you do more with your money. We provide a team of trained and accredited HSBC Advance Wealth Managers to help you manage your money.

Our HSBC Advance Wealth Managers help you to plan and fulfil your future goals through need identification taking into account your individual needs, risk appetites and investment objectives.

Manage your wealth

Plan your finances for your future needs

Our wealth management1 solutions include a range of investment and insurance products from trusted partners. We also offer access to seamless banking services and a secure online platform to take care of your investments.

Gaining customer insight

The Goal Planner tool offers you:

  • Comprehensive financial analysis
  • Risk profiling
  • Tailored wealth solutions
  • Financial planning reports

Global opportunities

  • Backed with global research capabilities
  • Products to capitalise on global opportunities

Wealth Management solutions

Solutions available for individual needs, risk appetite and investment objectives, namely:

  • Protection for your family
  • Education planning for your children
  • Retirement planning
  • Managing and growing wealth
  • Technology Solutions

The Wealth Dashboard and Retail Investment System(RIS), offered through HSBC Personal Internet Banking, provide the convenience to take informed financial decisions as you stay updated on the markets, and your investments through HSBC.

Know more about HSBC investment technology solutions

Access HSBC Advance services internationally

HSBC Advance International Services2

Whether you are settling abroad or simply travelling, we are here for you. With HSBC Advance, opening a bank account overseas3, replacing a lost debit/credit card, or withdrawing instant cash when you need it, is easy.

  • Manage your finances across countries easily
  • Open overseas bank accounts in select countries
  • Get Emergency cash4 upto USD 10,000
  • Get Emergency Card replacement within 3 days

Eligibility

You can enjoy the host of benefits of this account if you (Eligibility Criteria from 1 October 2017):

  1. Maintain a quarterly Total Relationship Balance (TRB) of ₹500,000 (Rupees five lakh only) in a combination of savings and current account balances, fixed deposits, holdings in demat account held with HSBC, investments and life insurance through HSBC India5, OR
  2. Have a mortgage relationship of ₹3,000,000 (Rupees thirty lakh only) or more with HSBC India5, OR
  3. Hold a corporate salary account under our HSBC's Corporate Employee Programme (CEP) in India with a net monthly salary credit of ₹50,000 (Rupees fifty thousand only) or more into the account and any one of the criteria mentioned below within 12 months of HSBC Advance classification6
  • Hold an active7 credit card with HSBC
  • Have a Home Loan or Personal Loan with us, where the EMIs are being debited from your Advance account8
  • Maintain a Total Relationship Balance (TRB) of ₹200,000

Apply for HSBC Advance

New to HSBC Advance

Apply for HSBC Advance using our simple online form

Already have HSBC Advance

Existing HSBC Advance customer contact us for enquiries

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Important Information

Terms & Conditions

1 HSBC currently offers investment products from third party entities registered and regulated in India. Mutual fund investments are subject to market risks. Please read, the Scheme Information Document (SID), Statement of Additional Information (SAI), Offer document, Key Information Memorandum (KIM) and addendums, as applicable, issued from time to time, carefully before investing.

HSBC does not distribute wealth management products to those persons who are either the residents or citizens of United States of America (USA), Canada, Australia or New Zealand or any other jurisdiction where such distribution, publication, reproduction, availability or use would be contrary to law or regulation. 

Insurance is the subject matter of solicitation. The Hongkong and Shanghai Banking Corporation Limited, India (License Number: 961387) whose registered office is at 52/60, M. G. Road, Fort, Mumbai-400 001, is the Corporate Agent of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited. The Hongkong and Shanghai Banking Corporation Limited, India does not underwrite the risk or act as an insurer. The insurance products are offered and underwritten by Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited (Regn. No.136), Unitech Trade Centre, Sushant Lok, Phase-1, 2nd Floor, Sector-43, Gurgaon-122009, Haryana, India. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

2We wish to inform you that availing of the international services facility for HSBC Advance requires HSBC to share information with HSBC Group (HSBC Holdings plc, its subsidiaries, associated and affiliated companies) relating to you/your accounts including, without limitation, any personal information and other credit information maintained with or obtained by HSBC (including those obtained from credit reference agencies) and other members of the HSBC Group.

3 Assistance towards pre-opening of overseas bank account is applicable in select countries or locations where HSBC Advance is offered. HSBC provides assistance towards opening/placing of HSBC deposit account overseas. Opening/placing of such bank accounts/deposits will be at the sole discretion of the overseas HSBC entity and will be subject to local terms and conditions and prevalent laws and regulations of the country where HSBC account/deposit will be opened/ placed. The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) is neither responsible nor shall be held liable for any rejection of the application for placing/opening of deposits/accounts.

4 Under emergency assistance offered by HSBC Advance, you may borrow a maximum of upto USD 10,000 upon application and deposits/ accounts assessment by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your passport). Any funds made available by HSBC are provided subject to terms and conditions and is subject to legal and regulatory requirements. Terms and conditions apply. Emergency encashment service is subject to local laws and regulations.

5HSBC Advance customers need to fulfil either the HSBC Advance TRB or HSBC Advance mortgage criteria, failing which a quarterly Service Charge of 1% (plus applicable taxes9) of the shortfall of the TRB will be levied for the quarters in which the eligibility criteria is not met. A notification will be sent to customers in the month immediately following the end of the quarter, in case the account has had a shortfall. In the event the TRB is restored to the required level in the following quarter, there will be no charge. If there remains a shortfall, the Service Charge will be levied on the lower of the shortfalls in the two relevant quarters.

6If this eligibility criteria is not met within 12 months of moving to Advance under the HSBC Corporate Employee Programme, the account will be reclassified to an HSBC CEP Personal Banking account after providing a notice period of 30 days.

7Active credit card denotes customer initiated transactions in 90 days preceding the assessment date (the first assessment date being 30 September 2018).

8This criteria will be valid for the life of the Mortgage or Personal Loan relationship with HSBC India. Pursuant to the termination of the mortgage or personal loan relationship, the TRB or the active credit card requirement of HSBC Advance under CEP will apply as per the applicable rules of HSBC India.

9Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST or Inter-State GST, as applicable, would apply on our fees and charges with effect from 1 July 2017.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India. Incorporated