It’s never too early to plan for your children’s future

At HSBC, we care about building a brighter future for you and your family. That's why we created Premier NextGen.

It's designed to teach your children how to save and manage their spending, giving them more independence as they grow up. Premier NextGen can instill good financial habits in your children, providing them with skills that will help protect them against future economic uncertainties.

Now is the time to start planning for your children's financial security. We consider all aspects of their potential, and offer short, medium and long term plans to help them make the most of any and all possibilities.

As a Premier customer, family members linked to your relationship can enjoy a range of exclusive benefits including:

  • Global Premier status
  • Global View and Global Transfer among all your global HSBC accounts
  • Worldwide assistance and protection
  • Preferential rates for loans and international money transfers
  • Access to the HSBC global network, which covers more than 100 cities

Key features if your children are under 18

  • Joint Savings Account you can open with your children
  • Children above 16 receive a contactless HSBC Premier Visa Platinum Debit Card with zero-fee withdrawals at HSBC ATMs worldwide
  • Online banking, mobile banking and phone banking access for parents, allowing you to view your children's accounts and provide financial guidance
  • Standing instructions to send money from your accounts to your children's
  • Financial planning for your children with a focus on saving for education
  • Investment planning for your children to help them start building their wealth
  • Life insurance and health insurance to protect your family

Additional features once your child turns 18

  • Children aged 18-28 receive Premier status with no minimum balance requirement as long as their Standalone Savings Account is mapped to your own Premier account1
  • Contactless HSBC Premier Visa Platinum Debit Card with zero-fee withdrawals at HSBC ATMs worldwide2
  • Overseas education proposition
  • HSBC Premier MasterCard Credit Card with worldwide acceptance or supplementary HSBC Premier MasterCard Credit Card for your children

  • Premier phone banking, mobile banking and online banking
  • Access to your Relationship Manager

1Maintain a quarterly Total Relationship Balance of INR4,000,000; or have a mortgage relationship with disbursal of INR11,500,000 or more with HSBC India; or hold a corporate salary account under the HSBC Corporate Employee Programme in India with a net monthly salary credit of INR300,000 or more into the account.

2Daily limit is INR250,000 for ATM withdrawal and transactions.

Open an account for your children today to get these special offers

  • A welcome gift for children under 28
  • Exclusive offers3 at Smaaash, KidZania and Imagica for your children on Premier Credit Cards or Premier Debit Cards:

Smaash: 15% bonus on gaming recharge at PAN India outlets and online store

KidZania: 10% off for online bookings

Imagica: 15% off on theme park tickets for spending over INR7,000, 15% off on water park tickets for spending over INR5,000

Speak to your Relationship Manager to find a financial gift just right for your children.

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